Basically this. It will be one mortgage but in two parts. I`d be very surprised if you can`t port the rate to the new place. Call your existing lender who will be able to tell you what you can and can`t do.v8-powered wrote: ↑Wed Sep 20, 2023 10:53 am Should be able to transfer current rate over to new property but the additional sum will be at a higher rate, basically end up with 2 mortgages running on same property.
Speak to you IFA / lender and see what they can do.....