Its one of many versions bandied aroudn by the cash is king types, or groups. I do get it though and can see the point, but cant see how any business can avoid using banks and incurring their charges, well unless your. single trader with a very small turnover? Digital currency also plays into the 15 minute city thing.
I very rarely use cash. I always used to keep a emergency cash fund in the house but dont anymore. I sold some things on FB market place last year and got paid in cash and its still in my bedside cabinet drawer. No idea when Ill have cause to use it as everyone i've had round here to do work has asked for bank transfer?
Isn't there some importance attached to the black economy?
We've always got a few hundred in our wallet/purse.
Our tenant pays cash every month and we take half each.
Its one of many versions bandied aroudn by the cash is king types, or groups. I do get it though and can see the point, but cant see how any business can avoid using banks and incurring their charges, well unless your. single trader with a very small turnover? Digital currency also plays into the 15 minute city thing.
I very rarely use cash. I always used to keep a emergency cash fund in the house but dont anymore. I sold some things on FB market place last year and got paid in cash and its still in my bedside cabinet drawer. No idea when Ill have cause to use it as everyone i've had round here to do work has asked for bank transfer?
Isn't there some importance attached to the black economy?
We've always got a few hundred in our wallet/purse.
Our tenant pays cash every month and we take half each.
Only use card for big stuff like petrol etc
Note to self; if i bump into Yoz in Lanzarote, play the old cashpoint isn't working grift. He's good for a couple of hundred...
.....Therefore, after 30 transactions, the initial £50 will exist at only £5, and the remaining £45 has become the property of the bank … thanks to all of the digital transactions and fees!
Use it or lose it folks…
Once it’s gone we won’t get it back!
Cash is king!
The author has obviously never googled 'Cash handling fees' or investigated the cost of cash for businesses at all.
Or taken maths at school. We do know that if it was the case and had got down to say £10 that 3% of that is not £1.50
Would you rather I gave you £100 in cash, as a gift?
Or showed you how to get a free loan of 99.9% of your monthly expenditure?
I prefer the free loan (because I spend a shed-load more than £100 in a month). I typically have a £20 note for emergencies and a few £1 coins for car park machines that are cash only. Otherwise EVERYTHING goes on the credit card(s). I have 3, a Visa, a Mastercard and an American Express. If one doesn't work one of the others will.
Dodgy69 wrote: Sun Feb 15, 2026 9:12 am
Think we all pay enough tax in this god forsaken country
Lol why do you live here? You seem to hate it
I was born here. Our council tax going up 9%, capped at 5% Deliveroo goes to the same house every day, the one and only benefit house. Anyway , I don't want to talk about it.
Cousin Jack wrote: Sun Feb 15, 2026 10:44 am
A question for all you cash-is-king folks.
Would you rather I gave you £100 in cash, as a gift?
Or showed you how to get a free loan of 99.9% of your monthly expenditure?
I prefer the free loan (because I spend a shed-load more than £100 in a month). I typically have a £20 note for emergencies and a few £1 coins for car park machines that are cash only. Otherwise EVERYTHING goes on the credit card(s). I have 3, a Visa, a Mastercard and an American Express. If one doesn't work one of the others will.
What do I gain from the free loan? Excepting section 75 protection for larger purchases?
Cousin Jack wrote: Sun Feb 15, 2026 10:44 am
A question for all you cash-is-king folks.
Would you rather I gave you £100 in cash, as a gift?
Or showed you how to get a free loan of 99.9% of your monthly expenditure?
I prefer the free loan (because I spend a shed-load more than £100 in a month). I typically have a £20 note for emergencies and a few £1 coins for car park machines that are cash only. Otherwise EVERYTHING goes on the credit card(s). I have 3, a Visa, a Mastercard and an American Express. If one doesn't work one of the others will.
Is your Amex actually a 'credit card' or are you using the others like Amex ie not paying any interest?
(I did actually have an actual Amex credit card once but now only a normal Amex. That and a bank card does for all my needs).
I prefer the free loan (because I spend a shed-load more than £100 in a month). I typically have a £20 note for emergencies and a few £1 coins for car park machines that are cash only. Otherwise EVERYTHING goes on the credit card(s). I have 3, a Visa, a Mastercard and an American Express. If one doesn't work one of the others will.
I use a Tesco CC for almost everything. Retailer fees can't be too hefty if I can pay £1.50 on the card for parking!
But better for me, I get 'points' to spend. One example: buying my old git Railcard is half price.
And I play the game to win slightly. But fuel at Tesco pumps, points for every £2. So I ensure it's always an even £ number.
Mrs W and I went for a coffee in an ordinary little cafe near the harbour in Padstow the other day. Notices everywhere “Card payments only please”. Chatting to the girls - apparently the owner (no, not him) has several businesses in the town and there are no banks, so change for floats is a problem, and they don’t want to be carrying large amounts of cash around to deposit some distance away (not sure where, actually?).
It seemed sensible, unfortunately.
Feck off rain, I need to take the dogs for a walk.
"Of all the stories you told me, which ones were true and which ones weren't?"
"My dear Doctor, they're all true."
"Even the lies?"
"Especially the lies."
Never have 4 dogs been so pleased to get in back in the car! Flooded roads all over the place and loads of standing water, I'm betting it's properly broken my railway today.
"Of all the stories you told me, which ones were true and which ones weren't?"
"My dear Doctor, they're all true."
"Even the lies?"
"Especially the lies."
Cousin Jack wrote: Sun Feb 15, 2026 10:44 am
A question for all you cash-is-king folks.
Would you rather I gave you £100 in cash, as a gift?
Or showed you how to get a free loan of 99.9% of your monthly expenditure?
I prefer the free loan (because I spend a shed-load more than £100 in a month). I typically have a £20 note for emergencies and a few £1 coins for car park machines that are cash only. Otherwise EVERYTHING goes on the credit card(s). I have 3, a Visa, a Mastercard and an American Express. If one doesn't work one of the others will.
What do I gain from the free loan? Excepting section 75 protection for larger purchases?
A free loan of your monthly spend. So you can put that money to good use elsewhere.
Section 75 as you suggest.
And if yo lose cash it's gone, lose a credit card and if'anyone loses it is the bank, not you.
Dodgy69 wrote: Sun Feb 15, 2026 9:12 am
Think we all pay enough tax in this god forsaken country
Lol why do you live here? You seem to hate it
I was born here. Our council tax going up 9%, capped at 5% Deliveroo goes to the same house every day, the one and only benefit house. Anyway , I don't want to talk about it.
Ones in the street I used to live in were like that. Mum, Dad, every kid on DLA/PIP, Dominos every night, new motor, camper van. Shiftless bastards the lot of them.
And before some lefty goes on about the PIP thing, my missus can hardly walk and gets low level PIP, it doesn't even cover the repayments on the 6 year old car she drives, she's in constant pain but still works full time and loses money when she has to take time off for hospital appointments.
PIP in particular was a bloody nightmare. The form needed help to get it completed correctly, lots of people lost out because they misinterpreted the vague questions. Then there was the 'medical' assessment, often by people with only a vague attachment to medical knowledge and who delivered some very dodgy assessments. One assessor was so bad we complained and he was eventually sacked, but God knows how many people he had turned down.
Meanwhile the professional scroungers knew exactly how the process worked and sailed through every time.
Deliveroo goes to the same house every day, the one and only benefit house. Anyway , I don't want to talk about it. 
