premium bonds.

General chat topics, anything and everything you want or need to discuss
User avatar
Dodgy69
Posts: 5467
Joined: Mon Mar 16, 2020 6:36 pm
Location: Shrewsbury
Has thanked: 1750 times
Been thanked: 2085 times

Re: premium bonds.

Post by Dodgy69 »

2 x 50. It's summot I suppose.
Yamaha rocket 3
Mr. Dazzle
Posts: 13965
Joined: Mon Mar 16, 2020 7:57 pm
Location: Milton Keynes
Has thanked: 2552 times
Been thanked: 6260 times

Re: premium bonds.

Post by Mr. Dazzle »

Zimbo wrote: Sat Nov 02, 2024 2:37 pm £100 each for me and the missus this month, still spectacularly failing to match what we would have earned in interest in a savings account this year ...
I made >£300 in tax free interest this month on one account. I know I'll make the same next month. And the month after that. And after that. And.....
Sadlonelygit
Posts: 962
Joined: Thu Mar 19, 2020 9:10 pm
Has thanked: 86 times
Been thanked: 691 times

Re: premium bonds.

Post by Sadlonelygit »

Mr. Dazzle wrote: Sat Nov 02, 2024 4:15 pm
Zimbo wrote: Sat Nov 02, 2024 2:37 pm £100 each for me and the missus this month, still spectacularly failing to match what we would have earned in interest in a savings account this year ...
I made >£300 in tax free interest this month on one account. I know I'll make the same next month. And the month after that. And after that. And.....
Tell us about the Porsche you're going to look at 😉
Mr. Dazzle
Posts: 13965
Joined: Mon Mar 16, 2020 7:57 pm
Location: Milton Keynes
Has thanked: 2552 times
Been thanked: 6260 times

Re: premium bonds.

Post by Mr. Dazzle »

I'd have to get off my yacht first.

BTW that £300 is with a sum less than the maximum you're allowed in PBs :lol:
Jody
Posts: 1714
Joined: Fri Mar 20, 2020 11:49 am
Location: Biarritz in Summer, Cornwall In Autumn, Courchevel in Winter
Has thanked: 1947 times
Been thanked: 1292 times

Re: premium bonds.

Post by Jody »

Mr. Dazzle wrote: Sat Nov 02, 2024 5:27 pm I'd have to get off my yacht first.

BTW that £300 is with a sum less than the maximum you're allowed in PBs :lol:
Would you care to tell us where we might find such a good deal? Or is it not available to us mortals?

PBs wise. I had 3 prizes this month, 25, 50 and 100. From a holding of £14,500. The last 3 months I've had zero prizes !
User avatar
Count Steer
Posts: 11830
Joined: Mon Jul 19, 2021 4:59 pm
Has thanked: 6382 times
Been thanked: 4763 times

Re: premium bonds.

Post by Count Steer »

This year has been like the previous one for me. A flurry of wins in the first few months then just 1 in the rest of the year. Overall it's still something like a 4 or 5% return. I'm getting more than that on the 'plucky little portfolio' of shares....but the actual value of the shares has gone down. :(

Both are more fun than the savings account though. :D
Doubt is not a pleasant condition.
But certainty is an absurd one
.
Voltaire
Mr. Dazzle
Posts: 13965
Joined: Mon Mar 16, 2020 7:57 pm
Location: Milton Keynes
Has thanked: 2552 times
Been thanked: 6260 times

Re: premium bonds.

Post by Mr. Dazzle »

Jody wrote: Wed Nov 06, 2024 7:51 am Would you care to tell us where we might find such a good deal? Or is it not available to us mortals?

PBs wise. I had 3 prizes this month, 25, 50 and 100. From a holding of £14,500. The last 3 months I've had zero prizes !
Definitely available to mortals :lol:

TBF one of my savings accounts - the "big" one - is/was a Cash ISA locked in at a good rate for several years, last year, with a high street bank. You won't quite get that good any more I don't think, but you can still get some reasonable deals. If you wanted to have a slightly more risky account you could probably get more on a innovative finance ISA doing P2P loans (which I think you already have?).

The other place I have a chunk of cash is with an online portal which allows you to access load of different savings accounts. Not gonna post full details, but it's one of the big names in banking but not people with high street branches like Lloyds, HSBC etc. Deffo someone a mere pleb like me can access though!
User avatar
MingtheMerciless
Posts: 3556
Joined: Wed Mar 18, 2020 7:42 am
Location: Scarfolk on Sea
Has thanked: 2947 times
Been thanked: 1884 times

Re: premium bonds.

Post by MingtheMerciless »

£100 And a £50 this month.
"Of all the stories you told me, which ones were true and which ones weren't?"
"My dear Doctor, they're all true."
"Even the lies?"
"Especially the lies."
Bustaspoke
Posts: 1808
Joined: Wed Mar 18, 2020 5:55 pm
Has thanked: 3262 times
Been thanked: 1737 times

Re: premium bonds.

Post by Bustaspoke »

Zero again,time to look elsewhere..
User avatar
Count Steer
Posts: 11830
Joined: Mon Jul 19, 2021 4:59 pm
Has thanked: 6382 times
Been thanked: 4763 times

Re: premium bonds.

Post by Count Steer »

Ooh! Let the champagne flow! £25. :D
Doubt is not a pleasant condition.
But certainty is an absurd one
.
Voltaire
MyLittleStudPony
Posts: 1156
Joined: Sat Mar 14, 2020 9:28 pm
Has thanked: 620 times
Been thanked: 407 times

Re: premium bonds.

Post by MyLittleStudPony »

MyLittleStudPony wrote: Mon Jul 15, 2024 11:38 pm
MyLittleStudPony wrote: Thu Apr 04, 2024 2:50 pm
MyLittleStudPony wrote: Sun Feb 04, 2024 2:23 pm Etherium is where the clever money is now.

Also structured notes.
Nawt on the premium bonds this month.

The Ethereum is up about 50% since February though. I'm selling mine now, I'm not hanging on for the BC halving.
The Bald Beast (who seems to have an excellent handle on such things) says now is the time to go meme coin. I've opted for Dogecoin; surely the gold standard of the memes.
Dogecoin is up 90% on the week and 160% on the month.
MyLittleStudPony
Posts: 1156
Joined: Sat Mar 14, 2020 9:28 pm
Has thanked: 620 times
Been thanked: 407 times

Re: premium bonds.

Post by MyLittleStudPony »

MyLittleStudPony wrote: Mon Nov 11, 2024 8:26 am
MyLittleStudPony wrote: Mon Jul 15, 2024 11:38 pm
MyLittleStudPony wrote: Thu Apr 04, 2024 2:50 pm

Nawt on the premium bonds this month.

The Ethereum is up about 50% since February though. I'm selling mine now, I'm not hanging on for the BC halving.
The Bald Beast (who seems to have an excellent handle on such things) says now is the time to go meme coin. I've opted for Dogecoin; surely the gold standard of the memes.
Dogecoin is up 90% on the week and 160% on the month.
Now up about 250% on the month. A good result for Dogecoin and anyone with some. :thumbup:
User avatar
KungFooBob
Posts: 14223
Joined: Sat Mar 14, 2020 1:04 pm
Location: The content of this post is not AI generated.
Has thanked: 539 times
Been thanked: 7539 times

Re: premium bonds.

Post by KungFooBob »

Department Of Government Efficiency Coin.
User avatar
weeksy
Site Admin
Posts: 23432
Joined: Sat Mar 14, 2020 12:08 pm
Has thanked: 5453 times
Been thanked: 13102 times

Re: premium bonds.

Post by weeksy »

MyLittleStudPony wrote: Thu Nov 14, 2024 4:44 pm
MyLittleStudPony wrote: Mon Nov 11, 2024 8:26 am
MyLittleStudPony wrote: Mon Jul 15, 2024 11:38 pm

The Bald Beast (who seems to have an excellent handle on such things) says now is the time to go meme coin. I've opted for Dogecoin; surely the gold standard of the memes.
Dogecoin is up 90% on the week and 160% on the month.
Now up about 250% on the month. A good result for Dogecoin and anyone with some. :thumbup:
Staying in or getting out?
MyLittleStudPony
Posts: 1156
Joined: Sat Mar 14, 2020 9:28 pm
Has thanked: 620 times
Been thanked: 407 times

Re: premium bonds.

Post by MyLittleStudPony »

weeksy wrote: Thu Nov 14, 2024 5:27 pm
MyLittleStudPony wrote: Thu Nov 14, 2024 4:44 pm
MyLittleStudPony wrote: Mon Nov 11, 2024 8:26 am

Dogecoin is up 90% on the week and 160% on the month.
Now up about 250% on the month. A good result for Dogecoin and anyone with some. :thumbup:
Staying in or getting out?
I don't they will go up much for a while now. But I'll keep what I have, I think it will be worthwhile over the next two years or so. It's a gamble of course.
User avatar
Count Steer
Posts: 11830
Joined: Mon Jul 19, 2021 4:59 pm
Has thanked: 6382 times
Been thanked: 4763 times

Re: premium bonds.

Post by Count Steer »

MyLittleStudPony wrote: Thu Nov 14, 2024 4:44 pm
MyLittleStudPony wrote: Mon Nov 11, 2024 8:26 am
MyLittleStudPony wrote: Mon Jul 15, 2024 11:38 pm

The Bald Beast (who seems to have an excellent handle on such things) says now is the time to go meme coin. I've opted for Dogecoin; surely the gold standard of the memes.
Dogecoin is up 90% on the week and 160% on the month.
Now up about 250% on the month. A good result for Dogecoin and anyone with some. :thumbup:
Let me guess. High Lord Elon owns a few? Whoda thunk it that the drive to help 'restore' a nation could be profitable. :lol:
Doubt is not a pleasant condition.
But certainty is an absurd one
.
Voltaire