How Much Was Your First Bike Insurance?

Yorick · Post by **Yorick** » Tue Oct 27, 2020 8:29 pm

The other thread got me thinking. When I got me moped, the insurance was £6. I was upset coz me pal only paid £5

My last insurance was €450 TPFT

Post by **KungFooBob** » Tue Oct 27, 2020 8:35 pm

My parents sorted all that stuff out when I was 16/17.

I'm pretty sure one year £125 was paid to insure my NS125R.

The most I ever paid was for the brand new R6.

I went to buy a 2nd hand one, got a quote for £600. When I got to the shop they'd sold it, so I bought a brand new one... the quote jumped up to £800!!!

I currently pay £85 to insure my Guzzi, £75 to insure the Bullet and £65 to insure the Pug Vox 110.

All via quidco with at least £10 cash back on the policies

Post by **Mr. Dazzle** » Tue Oct 27, 2020 8:37 pm

My moped was brand new with free insurance, cheaper that way.

My first 'proper' bike was about £750.

At the moment I insure three bikes on a group policy for £150

Post by **formula400** » Tue Oct 27, 2020 8:43 pm

Back in 2002 or so I had a Honda NC35 RVF400

Fully comp, £1400. Crashed it and claimed in that year. Never did that again.

Post by **Bigyin** » Tue Oct 27, 2020 9:29 pm

Cant exactly remember my first 125 at 17, i think about 100 quid TPFT for a GS125 on L plates

The one i do remember was as a 21 year old brand new license holder (ie 3 days with zero no claims as i had been riding around without any for years) just starting as a bike courier. 600 quid BMW R65 heap of shite and they wanted 500 quid off me for 6 months TPO with business use as a courier who were ranked second to Kamikaze pilots in the risk stakes

Currently pay about £250 quid fully comp and instructor use on the Multistrada and 200 for the Fazer as its got sod all no claims on that policy. Will shop around for a multi bike next year and combine the 2

JackyJoll · Post by **JackyJoll** » Tue Oct 27, 2020 9:34 pm

£3, if my memory serves.

Le_Fromage_Grande · Post by **Le_Fromage_Grande** » Tue Oct 27, 2020 10:58 pm

About £35 fully comp on a TS50ER in 1983

neilf · Post by **neilf** » Wed Oct 28, 2020 7:37 am

I think I paid about £28.00 Fully Comp rider policy up to 100cc with NU for my FS1E in 1980.
Was just shy of a weeks take home pay for an apprentice gas engineer...

Post by **Taipan** » Wed Oct 28, 2020 8:04 am

No idea, but then I don't know what it is now for the sh300 and F8R either!

David · Post by **David** » Wed Oct 28, 2020 8:29 am

I paid ten shillings (50p) for insurance on my first vehicle...a Messerschmidt KR200.

Post by **Supermofo** » Wed Oct 28, 2020 8:29 am

Can't remember for the KH100.

I think my TZR125 was something like £300 TPFT back in 95, and my first proper bike my TZR250 was something like £6 or 800 quid and the bike cost me £1500 I think, or maybe a bit less.

Post by **Taipan** » Wed Oct 28, 2020 4:38 pm

David wrote: ↑Wed Oct 28, 2020 8:29 am I paid ten shillings (50p) for insurance on my first vehicle...a Messerschmidt KR200.

Post by **Skub** » Wed Oct 28, 2020 6:04 pm

It was fully comp on a Suzuki T250 in 1972,but I don't recall the cost.

What I do remember was the fact I managed to load my premium by 400% in a very short space of time!

Post by **G.P** » Wed Oct 28, 2020 6:15 pm

Less than £20 quid fully comp on a Honda 50 in 1976.
when 17 onwoards, I got rider policies - any bike up to 250cc / 400 / 750 etc...

Numnut · Post by **Numnut** » Thu Oct 29, 2020 8:26 am

About £500 for fully comp on an ER-5 around 2008. I thought that was pretty good for a first bike, what with it being such a focused sports machine...

Around 3 years later, a 2001 Blade was about £200!

Post by **the_priest** » Thu Oct 29, 2020 9:08 am

Errm. 2006 it was around £150 for the FJ1200 I think. Cheap as chips for a 0 NCB, third party only. Currently about the same for a K1200R with years of NCB and fully comp. I'm not complaining, I've had it pretty good. The K1200R is cheaper to insure than the NC700X DCT was.... ah well.

Post by **ogri** » Thu Oct 29, 2020 9:24 am

Bearing in mind it was in 1976, no internet/email/mobiles etc, no idea.
Soon as passed test was on NU's 'unlimted' plan, basicly ride any bike for a set price, no limits. Cost me about £99 i believe!

David · Post by **David** » Thu Oct 29, 2020 10:08 am

Taipan wrote: ↑Wed Oct 28, 2020 4:38 pm
David wrote: ↑Wed Oct 28, 2020 8:29 am I paid ten shillings (50p) for insurance on my first vehicle...a Messerschmidt KR200.

A little after, Tiepin...in 1965....

Post by **Taipan** » Thu Oct 29, 2020 11:23 am

David wrote: ↑Thu Oct 29, 2020 10:08 am
Taipan wrote: ↑Wed Oct 28, 2020 4:38 pm
David wrote: ↑Wed Oct 28, 2020 8:29 am I paid ten shillings (50p) for insurance on my first vehicle...a Messerschmidt KR200.
A little after, Tiepin...in 1965....

I was in the company of yoof recently and mentioned 10 bob which was asked about and I said shillings etc. One of them googled it to see if I was on wind up and said, yeah its true, its money from the old days!

Post by **Mr. Dazzle** » Thu Oct 29, 2020 6:15 pm

the_priest wrote: ↑Thu Oct 29, 2020 9:08 am Errm. 2006 it was around £150 for the FJ1200 I think. Cheap as chips for a 0 NCB, third party only. Currently about the same for a K1200R with years of NCB and fully comp. I'm not complaining, I've had it pretty good. The K1200R is cheaper to insure than the NC700X DCT was.... ah well.

I should imagine the profession helps with the risk weighting they give you somewhat

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