Insurance

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Yorick
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Re: Insurance

Post by Yorick »

My 'ped cost me £6. Was pissed off coz my pal only paid a fiver
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Druid
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Re: Insurance

Post by Druid »

Dodgy69 wrote: Thu Sep 28, 2023 8:25 am Big bike tax is £111 now, jeez..
Fully comp insurance for my Speed Triple is cheaper than the road tax...

and they are each less than half the cost of the insurance and tax for the 15 year old 1.2 Clio that I drive to work and back.
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Dodgy69
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Re: Insurance

Post by Dodgy69 »

I wonder...🤔 What if they made all bikes tax exempt, simplified the test, it might get some car's off the road and ease conjestion, possibly maybe. 🤷🏻‍♂️

It'd take some alternative thinking, never happen. 🙊
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Noggin
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Re: Insurance

Post by Noggin »

Dodgy69 wrote: Mon Oct 02, 2023 8:39 pm I wonder...🤔 What if they made all bikes tax exempt, simplified the test, it might get some car's off the road and ease conjestion, possibly maybe. 🤷🏻‍♂️

It'd take some alternative thinking, never happen. 🙊
Bikes are far too dangerous - you can't have a simplified test!! :angelic-green: :angelic-green:
Life is for living. Buy the shoes. Eat the cake. Ride the bikes. Just, ride the bikes!! :bblonde:
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Yorick
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Re: Insurance

Post by Yorick »

Dodgy69 wrote: Mon Oct 02, 2023 8:39 pm I wonder...🤔 What if they made all bikes tax exempt, simplified the test, it might get some car's off the road and ease conjestion, possibly maybe. 🤷🏻‍♂️

It'd take some alternative thinking, never happen. 🙊
And far more deaths and injuries.
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DefTrap
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Re: Insurance

Post by DefTrap »

MyLittleStudPony wrote: Mon Oct 02, 2023 6:36 pm
I think they're high risk as they don't have good degrees which would have taught them to focus; and are frequently distracted by their own jewellery / watches.
I've waited nearly a week for this.
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Yorick
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Re: Insurance

Post by Yorick »

MyLittleStudPony wrote: Mon Oct 02, 2023 6:36 pm
DefTrap wrote: Wed Sep 27, 2023 8:47 pm My son-in-law, 40, not a huge amount of no claims because he didn't learn to drive like forever - £1k pa driving a fairly average looking Honda :o

Apparently sparks are a big risk? Certainly most of his colleagues act like teenagers with the drink and drugs.
I think they're high risk as they don't have good degrees which would have taught them to focus; and are frequently distracted by their own jewellery / watches.
And shoes.

Shoes are nearly as snobbery as watches nowadays.
Supermofo
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Re: Insurance

Post by Supermofo »

Was reading an article yesterday saying some insurance companies were declining leccy cars and others had bumped premiums by a lot more than for petrol and diesel. No idea how true for most. But I'd heard most insurance was up by a lot. My Dad just had his near double for a 2011 Fiesta. Mine are all due Jan/Feb. Joy.

‘The quotes were £5,000 or more’: electric vehicle owners face soaring insurance costs

https://www.theguardian.com/money/2023/ ... ance-costs
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Rockburner
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Re: Insurance

Post by Rockburner »

Dodgy69 wrote: Mon Oct 02, 2023 2:15 pm Fcuk me...house insurance up by a third...RBs. 🤬

Inflation coming down my arse...
What have I done??? :wtf:
non quod, sed quomodo
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Taipan
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Re: Insurance

Post by Taipan »

Yorick wrote: Mon Oct 02, 2023 8:47 pm
Dodgy69 wrote: Mon Oct 02, 2023 8:39 pm I wonder...🤔 What if they made all bikes tax exempt, simplified the test, it might get some car's off the road and ease conjestion, possibly maybe. 🤷🏻‍♂️

It'd take some alternative thinking, never happen. 🙊
And far more deaths and injuries.
Population reduction. Could come under green policies initiatives! Win Win! :thumbup:
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ChrisW
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Re: Insurance

Post by ChrisW »

I've just read my bike insurance renewal - from Bennetts - properly instead of just looking at the renewal price as usual.

They've snuck in a clause about denying claims in the absence of a "warranted secondary security such as a D lock, disclock, padlock and chain, immobiliser or other similar device." in addition to the usual immobiliser stipulation.

I'll have to give them a call after all.
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Re: Insurance

Post by The Spin Doctor »

ChrisW wrote: Fri Oct 06, 2023 6:35 pm I've just read my bike insurance renewal - from Bennetts - properly instead of just looking at the renewal price as usual.

They've snuck in a clause about denying claims in the absence of a "warranted secondary security such as a D lock, disclock, padlock and chain, immobiliser or other similar device." in addition to the usual immobiliser stipulation.

I'll have to give them a call after all.
Bloody hell... they should NOT be allowed to do that. Twice I've had 'riding other bike' cover sneaked out of the policy without being told.
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formula400
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Re: Insurance

Post by formula400 »

Looking at insurance for the CBR650r, currently with Bennett’s, they want 3k 😂😂😂😂

Bike insurer best fully comp quote is £930.
Best TPFT is £540 (but none allow riding other bikes)

Is other than the riding other bikes is there many reasons to go fully comp??? I’ve always been TPFT.

I am sure it’s a combo of the miles I do, and my job, removing the pillion has taken £95 off the quote apparently.
Even my big accident in 2018 make no difference at all.

On another nee our house insurance with nationwide is £10 cheaper this year.
CBR650r :mrgreen:
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Re: Insurance

Post by v8-powered »

Ouch - are you 18 and living in Dagenham? :lol:
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formula400
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Re: Insurance

Post by formula400 »

v8-powered wrote: Sat Oct 07, 2023 12:36 pm Ouch - are you 18 and living in Dagenham? :lol:
I wish, 42 in Epsom Surrey
CBR650r :mrgreen:
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ChrisW
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Re: Insurance

Post by ChrisW »

I've got a set of comparison quotes - Devitt are 30% cheaper than Bennetts.

Never used them before - any reason to avoid them?
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Re: Insurance

Post by v8-powered »

ChrisW wrote: Sat Oct 07, 2023 6:10 pm I've got a set of comparison quotes - Devitt are 30% cheaper than Bennetts.

Never used them before - any reason to avoid them?
I've used Devitt for years, always good but I've never had to claim.
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ChrisW
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Re: Insurance

Post by ChrisW »

v8-powered wrote: Sat Oct 07, 2023 7:32 pm
ChrisW wrote: Sat Oct 07, 2023 6:10 pm I've got a set of comparison quotes - Devitt are 30% cheaper than Bennetts.

Never used them before - any reason to avoid them?
I've used Devitt for years, always good but I've never had to claim.
Cheers.
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formula400
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Re: Insurance

Post by formula400 »

ChrisW wrote: Sat Oct 07, 2023 6:10 pm I've got a set of comparison quotes - Devitt are 30% cheaper than Bennetts.

Never used them before - any reason to avoid them?
same here.
CBR650r :mrgreen:
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Re: Insurance

Post by Supermofo »

ChrisW wrote: Sat Oct 07, 2023 6:10 pm I've got a set of comparison quotes - Devitt are 30% cheaper than Bennetts.

Never used them before - any reason to avoid them?
I was with Devitt for the first year of the GSXS as Bennetts was way higher. 2nd year and Bennetts was cheaper so with them again now. Devitt seemed fine, albeit I didn't have dealings with them other than getting insurance but they seemed OK and I'd use them again