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How Much Was Your First Bike Insurance?
Posted: Tue Oct 27, 2020 8:29 pm
by Yorick
The other thread got me thinking. When I got me moped, the insurance was £6. I was upset coz me pal only paid £5
My last insurance was €450 TPFT
Re: How Much Was Your First Bike Insurance?
Posted: Tue Oct 27, 2020 8:35 pm
by KungFooBob
My parents sorted all that stuff out when I was 16/17.
I'm pretty sure one year £125 was paid to insure my NS125R.
The most I ever paid was for the brand new R6.
I went to buy a 2nd hand one, got a quote for £600. When I got to the shop they'd sold it, so I bought a brand new one... the quote jumped up to £800!!!
I currently pay £85 to insure my Guzzi, £75 to insure the Bullet and £65 to insure the Pug Vox 110.
All via quidco with at least £10 cash back on the policies
Re: How Much Was Your First Bike Insurance?
Posted: Tue Oct 27, 2020 8:37 pm
by Mr. Dazzle
My moped was brand new with free insurance, cheaper that way.
My first 'proper' bike was about £750.
At the moment I insure three bikes on a group policy for £150
Re: How Much Was Your First Bike Insurance?
Posted: Tue Oct 27, 2020 8:43 pm
by formula400
Back in 2002 or so I had a Honda NC35 RVF400
Fully comp, £1400. Crashed it and claimed in that year. Never did that again.
Re: How Much Was Your First Bike Insurance?
Posted: Tue Oct 27, 2020 9:29 pm
by Bigyin
Cant exactly remember my first 125 at 17, i think about 100 quid TPFT for a GS125 on L plates
The one i do remember was as a 21 year old brand new license holder (ie 3 days with zero no claims as i had been riding around without any for years) just starting as a bike courier. 600 quid BMW R65 heap of shite and they wanted 500 quid off me for 6 months TPO with business use as a courier who were ranked second to Kamikaze pilots in the risk stakes
Currently pay about £250 quid fully comp and instructor use on the Multistrada and 200 for the Fazer as its got sod all no claims on that policy. Will shop around for a multi bike next year and combine the 2
Re: How Much Was Your First Bike Insurance?
Posted: Tue Oct 27, 2020 9:34 pm
by JackyJoll
£3, if my memory serves.
Re: How Much Was Your First Bike Insurance?
Posted: Tue Oct 27, 2020 10:58 pm
by Le_Fromage_Grande
About £35 fully comp on a TS50ER in 1983
Re: How Much Was Your First Bike Insurance?
Posted: Wed Oct 28, 2020 7:37 am
by neilf
I think I paid about £28.00 Fully Comp rider policy up to 100cc with NU for my FS1E in 1980.
Was just shy of a weeks take home pay for an apprentice gas engineer...
Re: How Much Was Your First Bike Insurance?
Posted: Wed Oct 28, 2020 8:04 am
by Taipan
No idea, but then I don't know what it is now for the sh300 and F8R either!
Re: How Much Was Your First Bike Insurance?
Posted: Wed Oct 28, 2020 8:29 am
by David
I paid ten shillings (50p) for insurance on my first vehicle...a Messerschmidt KR200.
Re: How Much Was Your First Bike Insurance?
Posted: Wed Oct 28, 2020 8:29 am
by Supermofo
Can't remember for the KH100.
I think my TZR125 was something like £300 TPFT back in 95, and my first proper bike my TZR250 was something like £6 or 800 quid and the bike cost me £1500 I think, or maybe a bit less.
Re: How Much Was Your First Bike Insurance?
Posted: Wed Oct 28, 2020 4:38 pm
by Taipan
David wrote: Wed Oct 28, 2020 8:29 am
I paid ten shillings (50p) for insurance on my first vehicle...a Messerschmidt KR200.
Re: How Much Was Your First Bike Insurance?
Posted: Wed Oct 28, 2020 6:04 pm
by Skub
It was fully comp on a Suzuki T250 in 1972,but I don't recall the cost.
What I do remember was the fact I managed to load my premium by 400% in a very short space of time!
Re: How Much Was Your First Bike Insurance?
Posted: Wed Oct 28, 2020 6:15 pm
by G.P
Less than £20 quid fully comp on a Honda 50 in 1976.
when 17 onwoards, I got rider policies - any bike up to 250cc / 400 / 750 etc...
Re: How Much Was Your First Bike Insurance?
Posted: Thu Oct 29, 2020 8:26 am
by Numnut
About £500 for fully comp on an ER-5 around 2008. I thought that was pretty good for a first bike, what with it being such a focused sports machine...
Around 3 years later, a 2001 Blade was about £200!
Re: How Much Was Your First Bike Insurance?
Posted: Thu Oct 29, 2020 9:08 am
by the_priest
Errm. 2006 it was around £150 for the FJ1200 I think. Cheap as chips for a 0 NCB, third party only. Currently about the same for a K1200R with years of NCB and fully comp. I'm not complaining, I've had it pretty good. The K1200R is cheaper to insure than the NC700X DCT was.... ah well.
Re: How Much Was Your First Bike Insurance?
Posted: Thu Oct 29, 2020 9:24 am
by ogri
Bearing in mind it was in 1976, no internet/email/mobiles etc, no idea.
Soon as passed test was on NU's 'unlimted' plan, basicly ride any bike for a set price, no limits. Cost me about £99 i believe!
Re: How Much Was Your First Bike Insurance?
Posted: Thu Oct 29, 2020 10:08 am
by David
Taipan wrote: Wed Oct 28, 2020 4:38 pm
David wrote: Wed Oct 28, 2020 8:29 am
I paid ten shillings (50p) for insurance on my first vehicle...a Messerschmidt KR200.
A little after, Tiepin...in 1965....
Re: How Much Was Your First Bike Insurance?
Posted: Thu Oct 29, 2020 11:23 am
by Taipan
David wrote: Thu Oct 29, 2020 10:08 am
Taipan wrote: Wed Oct 28, 2020 4:38 pm
David wrote: Wed Oct 28, 2020 8:29 am
I paid ten shillings (50p) for insurance on my first vehicle...a Messerschmidt KR200.
A little after, Tiepin...in 1965....
I was in the company of yoof recently and mentioned 10 bob which was asked about and I said shillings etc. One of them googled it to see if I was on wind up and said, yeah its true, its money from the old days!
Re: How Much Was Your First Bike Insurance?
Posted: Thu Oct 29, 2020 6:15 pm
by Mr. Dazzle
the_priest wrote: Thu Oct 29, 2020 9:08 am
Errm. 2006 it was around £150 for the FJ1200 I think. Cheap as chips for a 0 NCB, third party only. Currently about the same for a K1200R with years of NCB and fully comp. I'm not complaining, I've had it pretty good. The K1200R is cheaper to insure than the NC700X DCT was.... ah well.
I should imagine the profession helps with the risk weighting they give you somewhat