Can I insure a bike frame with a V5?

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MyLittleStudPony
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Can I insure a bike frame with a V5?

Post by MyLittleStudPony »

I've realised my NCB will lapse very soon if I don't insure a bike.

I spotted a 125 frame with a V5 for sale not too far away. Does anyone know if I can insure that? I assume I could....?
JackyJoll
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Re: Can I insure a bike frame with a V5?

Post by JackyJoll »

Sounds unlikely.

Motor insurance is for motor vehicles, not a few parts.
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wull
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Re: Can I insure a bike frame with a V5?

Post by wull »

I doubt they’d ever know, go for it.
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Yorick
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Re: Can I insure a bike frame with a V5?

Post by Yorick »

Don't bother with Fullly Comp 😉
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Horse
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Re: Can I insure a bike frame with a V5?

Post by Horse »

Check whether the vehicle needs to be MoT'd for cover.

Remembering that it is easy to check and might be an automated process as part of selling a policy.
Even bland can be a type of character :wave:
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Re: Can I insure a bike frame with a V5?

Post by JackyJoll »

Horse wrote: Tue Sep 09, 2025 10:57 am Check whether the vehicle needs to be MoT'd for cover.

Remembering that it is easy to check and might be an automated process as part of selling a policy.
My insurance said (most unfairly!) that I had to keep my bike in roadworthy condition. Fascist hyenas!
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ChrisW
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Re: Can I insure a bike frame with a V5?

Post by ChrisW »

Given that you're unlikely to be making a claim - and *even* less likely to have a claim made against you - I really can't think of a downside.
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