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Re: premium bonds.

Posted: Sat Nov 02, 2024 2:37 pm
by Zimbo
£100 each for me and the missus this month, still spectacularly failing to match what we would have earned in interest in a savings account this year ...

Re: premium bonds.

Posted: Sat Nov 02, 2024 4:07 pm
by Sadlonelygit
After 2 months of bugger all, we get 7 this month
3 x £25
2 x £50
2 x £100

Re: premium bonds.

Posted: Sat Nov 02, 2024 4:11 pm
by Dodgy69
2 x 50. It's summot I suppose.

Re: premium bonds.

Posted: Sat Nov 02, 2024 4:15 pm
by Mr. Dazzle
Zimbo wrote: Sat Nov 02, 2024 2:37 pm £100 each for me and the missus this month, still spectacularly failing to match what we would have earned in interest in a savings account this year ...
I made >£300 in tax free interest this month on one account. I know I'll make the same next month. And the month after that. And after that. And.....

Re: premium bonds.

Posted: Sat Nov 02, 2024 5:20 pm
by Sadlonelygit
Mr. Dazzle wrote: Sat Nov 02, 2024 4:15 pm
Zimbo wrote: Sat Nov 02, 2024 2:37 pm £100 each for me and the missus this month, still spectacularly failing to match what we would have earned in interest in a savings account this year ...
I made >£300 in tax free interest this month on one account. I know I'll make the same next month. And the month after that. And after that. And.....
Tell us about the Porsche you're going to look at 😉

Re: premium bonds.

Posted: Sat Nov 02, 2024 5:27 pm
by Mr. Dazzle
I'd have to get off my yacht first.

BTW that £300 is with a sum less than the maximum you're allowed in PBs :lol:

Re: premium bonds.

Posted: Wed Nov 06, 2024 7:51 am
by Jody
Mr. Dazzle wrote: Sat Nov 02, 2024 5:27 pm I'd have to get off my yacht first.

BTW that £300 is with a sum less than the maximum you're allowed in PBs :lol:
Would you care to tell us where we might find such a good deal? Or is it not available to us mortals?

PBs wise. I had 3 prizes this month, 25, 50 and 100. From a holding of £14,500. The last 3 months I've had zero prizes !

Re: premium bonds.

Posted: Wed Nov 06, 2024 7:59 am
by Count Steer
This year has been like the previous one for me. A flurry of wins in the first few months then just 1 in the rest of the year. Overall it's still something like a 4 or 5% return. I'm getting more than that on the 'plucky little portfolio' of shares....but the actual value of the shares has gone down. :(

Both are more fun than the savings account though. :D

Re: premium bonds.

Posted: Wed Nov 06, 2024 8:07 am
by Mr. Dazzle
Jody wrote: Wed Nov 06, 2024 7:51 am Would you care to tell us where we might find such a good deal? Or is it not available to us mortals?

PBs wise. I had 3 prizes this month, 25, 50 and 100. From a holding of £14,500. The last 3 months I've had zero prizes !
Definitely available to mortals :lol:

TBF one of my savings accounts - the "big" one - is/was a Cash ISA locked in at a good rate for several years, last year, with a high street bank. You won't quite get that good any more I don't think, but you can still get some reasonable deals. If you wanted to have a slightly more risky account you could probably get more on a innovative finance ISA doing P2P loans (which I think you already have?).

The other place I have a chunk of cash is with an online portal which allows you to access load of different savings accounts. Not gonna post full details, but it's one of the big names in banking but not people with high street branches like Lloyds, HSBC etc. Deffo someone a mere pleb like me can access though!

Re: premium bonds.

Posted: Wed Nov 06, 2024 8:41 am
by MingtheMerciless
£100 And a £50 this month.

Re: premium bonds.

Posted: Wed Nov 06, 2024 9:45 am
by Bustaspoke
Zero again,time to look elsewhere..

Re: premium bonds.

Posted: Fri Nov 08, 2024 4:53 pm
by Count Steer
Ooh! Let the champagne flow! £25. :D

Re: premium bonds.

Posted: Mon Nov 11, 2024 8:26 am
by MyLittleStudPony
MyLittleStudPony wrote: Mon Jul 15, 2024 11:38 pm
MyLittleStudPony wrote: Thu Apr 04, 2024 2:50 pm
MyLittleStudPony wrote: Sun Feb 04, 2024 2:23 pm Etherium is where the clever money is now.

Also structured notes.
Nawt on the premium bonds this month.

The Ethereum is up about 50% since February though. I'm selling mine now, I'm not hanging on for the BC halving.
The Bald Beast (who seems to have an excellent handle on such things) says now is the time to go meme coin. I've opted for Dogecoin; surely the gold standard of the memes.
Dogecoin is up 90% on the week and 160% on the month.

Re: premium bonds.

Posted: Thu Nov 14, 2024 4:44 pm
by MyLittleStudPony
MyLittleStudPony wrote: Mon Nov 11, 2024 8:26 am
MyLittleStudPony wrote: Mon Jul 15, 2024 11:38 pm
MyLittleStudPony wrote: Thu Apr 04, 2024 2:50 pm

Nawt on the premium bonds this month.

The Ethereum is up about 50% since February though. I'm selling mine now, I'm not hanging on for the BC halving.
The Bald Beast (who seems to have an excellent handle on such things) says now is the time to go meme coin. I've opted for Dogecoin; surely the gold standard of the memes.
Dogecoin is up 90% on the week and 160% on the month.
Now up about 250% on the month. A good result for Dogecoin and anyone with some. :thumbup:

Re: premium bonds.

Posted: Thu Nov 14, 2024 4:52 pm
by KungFooBob
Department Of Government Efficiency Coin.

Re: premium bonds.

Posted: Thu Nov 14, 2024 5:27 pm
by weeksy
MyLittleStudPony wrote: Thu Nov 14, 2024 4:44 pm
MyLittleStudPony wrote: Mon Nov 11, 2024 8:26 am
MyLittleStudPony wrote: Mon Jul 15, 2024 11:38 pm

The Bald Beast (who seems to have an excellent handle on such things) says now is the time to go meme coin. I've opted for Dogecoin; surely the gold standard of the memes.
Dogecoin is up 90% on the week and 160% on the month.
Now up about 250% on the month. A good result for Dogecoin and anyone with some. :thumbup:
Staying in or getting out?

Re: premium bonds.

Posted: Thu Nov 14, 2024 5:38 pm
by MyLittleStudPony
weeksy wrote: Thu Nov 14, 2024 5:27 pm
MyLittleStudPony wrote: Thu Nov 14, 2024 4:44 pm
MyLittleStudPony wrote: Mon Nov 11, 2024 8:26 am

Dogecoin is up 90% on the week and 160% on the month.
Now up about 250% on the month. A good result for Dogecoin and anyone with some. :thumbup:
Staying in or getting out?
I don't they will go up much for a while now. But I'll keep what I have, I think it will be worthwhile over the next two years or so. It's a gamble of course.

Re: premium bonds.

Posted: Thu Nov 14, 2024 5:39 pm
by Count Steer
MyLittleStudPony wrote: Thu Nov 14, 2024 4:44 pm
MyLittleStudPony wrote: Mon Nov 11, 2024 8:26 am
MyLittleStudPony wrote: Mon Jul 15, 2024 11:38 pm

The Bald Beast (who seems to have an excellent handle on such things) says now is the time to go meme coin. I've opted for Dogecoin; surely the gold standard of the memes.
Dogecoin is up 90% on the week and 160% on the month.
Now up about 250% on the month. A good result for Dogecoin and anyone with some. :thumbup:
Let me guess. High Lord Elon owns a few? Whoda thunk it that the drive to help 'restore' a nation could be profitable. :lol:

Re: premium bonds.

Posted: Sat Nov 30, 2024 5:29 pm
by MyLittleStudPony
A good mate bought about £20k of XRP a few months ago. I think it's worth about £80k now. If I were him I'd be tempted to sell a good chunk of that now.

Re: premium bonds.

Posted: Tue Dec 03, 2024 6:19 am
by KungFooBob
1x£25
1x£50