revtothelimit - motorbike forum

I sold the M$ as they'd tanked and I wasnt patient enough to wait for them to bounce back, replaced them with BP.

From behind my corner office desk, complete with pot plants and executive toys, I have decided to bung another £250 in my JPM pot today. I suspect that Trumpster might actually pull something out of the bag in terms of Ukraine which will give the markets a lift. Missed the boat on him deciding not to nuke Iceland/Greenland/Sheppy mind, but you can't win 'em all.

pah,schmading212.

Gremmers FTW!

Far easier to just dump your $$ into VTSAX. I'm getting about 35%/year from that.

altho only 2.1% so far this year between the VTSAX & the other two funds.

ZRX61 wrote: Fri Jan 23, 2026 7:26 pm Far easier to just dump your $$ into VTSAX. I'm getting about 35%/year from that.

altho only 2.1% so far this year between the VTSAX & the other two funds.

Is that Vanguard Total Stock Market Index Fund?

Past year looks like +12.84%

What am I missing here?

Count Steer wrote: Fri Jan 23, 2026 8:42 pm Is that Vanguard Total Stock Market Index Fund?

Past year looks like +12.84%

What am I missing here?

I got in late '23 @ $96, it's currently $166.

https://finance.yahoo.com/quote/VTSAX/

ZRX61 wrote: Fri Jan 23, 2026 8:57 pm

Count Steer wrote: Fri Jan 23, 2026 8:42 pm Is that Vanguard Total Stock Market Index Fund?

Past year looks like +12.84%

What am I missing here?

I got in late '23 @ $96, it's currently $166.

https://finance.yahoo.com/quote/VTSAX/

I've made 32% in 6 months on a tranche of Vodaphone - currently at 104p. Unfortunately that hasn't completely compensated for the ones I bought long before that at ~130p. (But I have had all those 8%-ish annual dividends so it's not as bad as it looks).

If I could buy low, sell high every time I'd be a (wealthy) legend, but it's a long game.

MyLittleStudPony wrote: Mon Jan 12, 2026 8:04 pm FRES.LSE. A Mexican mining company listed in London.

What could possibly go wrong?

Fres.png

Glad I swapped out M$ for BP, its probably the first time I've actually been more than a couple of pence in front.

This time next year .....

KungFooBob wrote: Thu Jan 29, 2026 9:50 am Glad I swapped out M$ for BP, its probably the first time I've actually been more than a couple of pence in front.

I've got BP too. The looming shenanigans in the Gulf has given them a bit of a boost (as has the new boss).

Even my Vodaphone shares are looking chipper!



Edit: Coo! Just looked back at this time last year and the PLP™ has gained 30% over the year. (That's inc. reinvested dividends). Definitely heading for a stock market meltdown.

BP?

Ah and oooerr.

Suspending share buy-backs has rather kicked the legs out from under the share price. Haaarrrrumph.

So how are you getting on with this?
I've got a cash ISA maturing in April and I'm considering sticking it in a trading 212 stocks and shares ISA instead as that's what everything I see on line tells me I should be doing now the interest rates are falling.
Trouble is I know NOTHING about investing.
The other option is to put it in my work pension as I believe the government add 20% to it, but I'm not sure how that works either ( I'm a PAYE employee on basic rate tax )
It's really not easy navigating this stuff is it, I've spent ages watching YouTube videos etc.
People say seek professional advice from a financial advisor but the only time I used one before was way back in the late 90s and I got my fingers burnt when he sold me an endowment mortgage that turned out to be a pile of shite!so I don't really trust them.

matt wrote: Sun Feb 22, 2026 2:01 pm So how are you getting on with this?
I've got a cash ISA maturing in April and I'm considering sticking it in a trading 212 stocks and shares ISA instead as that's what everything I see on line tells me I should be doing now the interest rates are falling.
Trouble is I know NOTHING about investing.
The other option is to put it in my work pension as I believe the government add 20% to it, but I'm not sure how that works either ( I'm a PAYE employee on basic rate tax )
It's really not easy navigating this stuff is it, I've spent ages watching YouTube videos etc.
People say seek professional advice from a financial advisor but the only time I used one before was way back in the late 90s and I got my fingers burnt when he sold me an endowment mortgage that turned out to be a pile of shite!so I don't really trust them.

Well, my little income stocks portfolio has had a rather brilliant few months but a) that might be because income stocks are becoming more popular because b) some suspect that the current growth in the markets isn't going to continue through the year. There's a whole lot of financial Chicken Littles out there that think the sky is going to fall in thanks to AI over-exuberance and, erm, a few other things going on in the world.

Depends on your optimism and appetite for risk I guess.

If your employer is a sound company, with a decent pension scheme then (to me) there's a definite attraction in buying extra years service with the cash. So, I'd talk to your pension people rather than an adviser, they'll know what the score is on the 20%, what your money will get you and what the limit is on additional contributions. I'm pretty sure they'll offer zero advice (they certainly shouldn't offer any) but they'll give you the facts.

I took VR from a company and got a nice wedge of cash and the first thing I did was use as much of it as rules allowed to buy extra years in the final salary pension. I'm v glad I did, it saved me a slab of tax too iirc. (The rest went into ISAs, bonds n' stuff).

But that's just me. Having experienced the dot-com investment roller coaster, and getting older - as you do - my appetite for risk isn't what it was.

My BP is going gangbusters!

Shame about the Google.

If I cashed out now I'd have made 14%.

Almost makes me wish I'd put a ton in it instead.

I've been hoofed squarely in the Nutmegs.

My BP & Shell have softened the blow somewhat.

However, for reasons that are nowt to do with current global shindig, Legal and General dropped about 6% in a day recently...and they're the biggest constituent.

They've clawed their way back up, are still in +ve territory and I've had all their luvverly dividends so I'm still a relatively happy bunny.

On a semi related note, I've just noticed my ISA has paid out too, which is nice.

KungFooBob wrote: Tue Mar 17, 2026 4:31 pm On a semi related note, I've just noticed my ISA has paid out too, which is nice.

I won't be in a rush to get my 2026-27 (cash) ISA, given that interest rates are likely to be going up. Got one maturing on 23rd April though so I'll probably just flip that one into whatever is on offer - currently 4.05%.

Count Steer wrote: Tue Mar 17, 2026 6:22 pm

KungFooBob wrote: Tue Mar 17, 2026 4:31 pm On a semi related note, I've just noticed my ISA has paid out too, which is nice.

I won't be in a rush to get my 2026-27 (cash) ISA, given that interest rates are likely to be going up. Got one maturing on 23rd April though so I'll probably just flip that one into whatever is on offer - currently 4.05%.

This one was at 4.05%, not checked what the offer is this year yet.