Multi bike insurance

[Dodgy69]

Good price.

[The Spin Doctor]

Any recommendations for insurers who do multi bike policies ?

My current policy for 3 bikes with Carole Nash runs out soon, got the renewal quote emailed through and noticed they had one of the bikes recorded as having an alarm and immobiliser, never owned a bike with an alarm so no idea where they got that from.

Rang them up to notify them of the error and they are now saying they can’t quote me!

Neither of the other 2 bikes have alarm or immobiliser, all are in a locked, brick built garage.

60 years old with max no claims, last years premium was about £130, I’m baffled why they can’t quote me now.

I am beginning to wonder if it's a way of ditching customers. I had cover to ride bikes not owned by me and that mysteriously disappeared from my cover - I phoned them up and they said "oh no, you didn't have it last year". They couldn't check any further back - I know it was on the policy when I opened that policy because it was a specific requirement of mine.

[Gregor]

Any recommendations for insurers who do multi bike policies ?

My current policy for 3 bikes with Carole Nash runs out soon, got the renewal quote emailed through and noticed they had one of the bikes recorded as having an alarm and immobiliser, never owned a bike with an alarm so no idea where they got that from.

Rang them up to notify them of the error and they are now saying they can’t quote me!

Neither of the other 2 bikes have alarm or immobiliser, all are in a locked, brick built garage.

60 years old with max no claims, last years premium was about £130, I’m baffled why they can’t quote me now.

I am beginning to wonder if it's a way of ditching customers. I had cover to ride bikes not owned by me and that mysteriously disappeared from my cover - I phoned them up and they said "oh no, you didn't have it last year". They couldn't check any further back - I know it was on the policy when I opened that policy because it was a specific requirement of mine.

I was struck with how unhelpful Carole Nash were this year, always had a knowledgable person on the other end of the phone in the past ! Ditto Hastings,

Devitt were a no for a quote too but were helpful in that the guy referred me to BIBA who passed me on to Adrian Flux/Bikesure.

Seems like the pool of insurers offering multi bike insurance is getting ever smaller and big trailbikes are getting nicked like its the 90s again.

[Rockburner]

Any recommendations for insurers who do multi bike policies ?

My current policy for 3 bikes with Carole Nash runs out soon, got the renewal quote emailed through and noticed they had one of the bikes recorded as having an alarm and immobiliser, never owned a bike with an alarm so no idea where they got that from.

Rang them up to notify them of the error and they are now saying they can’t quote me!

Neither of the other 2 bikes have alarm or immobiliser, all are in a locked, brick built garage.

60 years old with max no claims, last years premium was about £130, I’m baffled why they can’t quote me now.

I am beginning to wonder if it's a way of ditching customers. I had cover to ride bikes not owned by me and that mysteriously disappeared from my cover - I phoned them up and they said "oh no, you didn't have it last year". They couldn't check any further back - I know it was on the policy when I opened that policy because it was a specific requirement of mine.

I've had that happen multiple times so I make it a point of every renewal to go through the clauses.

[Whysub]

I miss multibike policies, as over here I have to insure each bike I own on its own policy. Only bonus with that is that each can be ridden (with full cover) by anyone over 25 with a full licence.

[Bustaspoke]

Just renewed my multibike policy with Bikesure,2 SV650's & 675R Street Triple £283 Fully Comp,I was expecting worse,they quoted me £232 just for the two SV650's.

[Dodgy69]

Not bad that. When I swapped Benelli for monkey they couldn't cover monkey and had to requote fresh for all 3 bikes. Put it over 400 from 250 I think. Few days later I checked and could get 2 proper bikes and monkey on a separate policy with no no claims on monkey for under 300.

[KungFooBob]

This reminds me, I need to take the GSXR off my policy!

[Bustaspoke]

I'd get the GSXR off your policy ASAP.I remember a horror story in MCN where someone in Scotland sold their bike,a few days later the new owner crashed & died but for some mad reason involving his insurance the previus owner got sued .The moral of the tale was that if he'd cancelled the insurance when he sold the bike he wouldn't have been sued
Before anyone thinks I'm talking bollox https://www.dailyrecord.co.uk/news/scot ... er-4141840

[Dodgy69]

I sold a car once and left the insurance on, a few weeks I think. It might be illegal but it saved a cancellation fee.

[Bustaspoke]

I sold a car once and left the insurance on, a few weeks I think. It might be illegal but it saved a cancellation fee.

My cars are bangernomics shit heaps,I usually sell them to the scrapyard!

[Dodgy69]

Same

[BBB]

I'd get the GSXR off your policy ASAP.I remember a horror story in MCN where someone in Scotland sold their bike,a few days later the new owner crashed & died but for some mad reason involving his insurance the previus owner got sued .The moral of the tale was that if he'd cancelled the insurance when he sold the bike he wouldn't have been sued
Before anyone thinks I'm talking bollox https://www.dailyrecord.co.uk/news/scot ... er-4141840

44 Teeth have a vid with one of the white Dalton people. Similar story, bloke sold a bike and didn't inform his insurance, new owner crashed the bike into a car and didn't have insurance. Old owner was found liable as he still had an active policy and it was seen as allowing an uninsured rider to use his bike. Insurance paid up for both parties then took original owner to court for their costs. Think he lost his house as it was that expensive.

[Dodgy69]

619 miles done so off for 1st service Thursday. Went on a short pork pie run to Ironbridge in the sun, beautiful.

Spring is here folks.

[Dodgy69]

Sorry, wrong thread.

[Count Steer]

Sorry, wrong thread.

Never mind, it demonstrates the joy of multiple bike ownership.

(Plus the fact that you can have fun on 2 wheels without hitting warp factor 'alarming' )

[Dodgy69]

Definitely, and with the state of our roads it does make sense. Talking to a neighbour this morning i told him, I'd much rather tit about on the lanes at 50 than push my luck on the MT at 80. I'd rather do a trackday on the MT and tour on the GS, horses and all that.

But it does seem, life in the slow lane ain't for everyone, which is fine by me.