Insignificant/ Significant things that BYP or just wind you up a little

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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by gremlin »

Cousin Jack wrote: Fri Mar 08, 2024 4:36 pm
gremlin wrote: Mon Mar 04, 2024 4:31 pm
Pirahna wrote: Mon Mar 04, 2024 4:05 pm

I assume the uninsured car is parked on the street?
She's been given seven days 'til the policy ends, so she needs to get her arse in gear and bring it back home. Alternatively, she has off-street parking in the halls, but I'd feel happier if the car was where I could see it.

She did say that the Aura Insurance told her that she would not have to declare it as a cancelled policy as it was a case that the underwriter simply wasn't quoting that postcode. Not sure how accurate that is, as I've seen the letter emailed from Aura that clearly states that the policy has been cancelled.

And suddenly I find myself stressing about it all. Why? I bloody told her not to take it. The cheapest insurance I can find, and not declaring any cancellations, is £2,100. I suspect it would have been that much come renewal anyway, but it's still bugging me.
Be careful, off-street may still be a public place, and if so you do need valid insurance. Also, if it is not insured it needs to be SORNed, or they will catch you for that.
Well, just to update....

Car, and said child (and boyfriend) are currently back at Chez Gremlin, along with the offending vehicle. After getting all medieval father and cursing said child and threatening to cast her away, Mrs. G calmed me down with a dog chew and a pat on the head and convinced me to part with a substantial amount of money to once again insure child to drive said car, but under the strict condition that it stays rooted at Chez Gremlin, like a tethered swine. Child has agreed and has also undertaken to pretend to be mute should her insurance ever need to call her again.

I even had to make her bloody Nutella pancakes this morning. What kind of mug am I? :think:
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by gremlin »

DefTrap wrote: Fri Mar 08, 2024 9:03 am Booked some hotel accommodation a few weeks back after figuring out an itinerary amongst multiple proposed itineraries and numerous requests for different options of stops at different locations. Last night I go to check the location of tonight's stop and, oh fvckit, I've booked for the following weekend. But, oh yay, no matter there's availability for tomorrow, same price and everything. Yeah, however it turns out that the booking-broker/front-desk have figured out an "i',m a bit of a wanker" policy between themselves and can't (won't) change it. :(. Balls.

I'm always amazed by stuff like this, I get that this is my fault, but the solution makes no sense.
If it's any consolation, I've done this a couple of times.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Cousin Jack »

gremlin wrote: Fri Mar 08, 2024 4:52 pm
Cousin Jack wrote: Fri Mar 08, 2024 4:36 pm
gremlin wrote: Mon Mar 04, 2024 4:31 pm

She's been given seven days 'til the policy ends, so she needs to get her arse in gear and bring it back home. Alternatively, she has off-street parking in the halls, but I'd feel happier if the car was where I could see it.

She did say that the Aura Insurance told her that she would not have to declare it as a cancelled policy as it was a case that the underwriter simply wasn't quoting that postcode. Not sure how accurate that is, as I've seen the letter emailed from Aura that clearly states that the policy has been cancelled.

And suddenly I find myself stressing about it all. Why? I bloody told her not to take it. The cheapest insurance I can find, and not declaring any cancellations, is £2,100. I suspect it would have been that much come renewal anyway, but it's still bugging me.
Be careful, off-street may still be a public place, and if so you do need valid insurance. Also, if it is not insured it needs to be SORNed, or they will catch you for that.
Well, just to update....

Car, and said child (and boyfriend) are currently back at Chez Gremlin, along with the offending vehicle. After getting all medieval father and cursing said child and threatening to cast her away, Mrs. G calmed me down with a dog chew and a pat on the head and convinced me to part with a substantial amount of money to once again insure child to drive said car, but under the strict condition that it stays rooted at Chez Gremlin, like a tethered swine. Child has agreed and has also undertaken to pretend to be mute should her insurance ever need to call her again.

I even had to make her bloody Nutella pancakes this morning. What kind of mug am I? :think:
Wise decision. Miss CJ was similarly given a car on the strict understanding it did NOT go to university with her.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by DefTrap »

DefTrap wrote: Fri Mar 08, 2024 9:03 am

I'm always amazed by stuff like this, I get that this is my fault, but the solution makes no sense.
Thanks to gremmers and Cheb for the condolences. Bollocks to the rest of you! ;)

Anyway, although the front desk are charmless thickets, my previous good business plus a bit of previous arselicking seems to have done the trick with the actual hotel manager. Got a refund/swap despite being previously denied. :thumbup:
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by MrLongbeard »

DefTrap wrote: Fri Mar 08, 2024 6:32 pm
DefTrap wrote: Fri Mar 08, 2024 9:03 am

I'm always amazed by stuff like this, I get that this is my fault, but the solution makes no sense.
Thanks to gremmers and Cheb for the condolences. Bollocks to the rest of you! ;)

Anyway, although the front desk are charmless thickets, my previous good business plus a bit of previous arselicking seems to have done the trick with the actual hotel manager. Got a refund/swap despite being previously denied. :thumbup:
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by DefTrap »

But it does bring me on to my next gripe, teenage girls with "x-factor competitor' diction and eyebrows being made responsible for meet greet in hotels and car hire. God I feel old.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Saga Lout »

DefTrap wrote: Fri Mar 08, 2024 10:50 pm But it does bring me on to my next gripe, teenage girls with "x-factor competitor' diction and eyebrows being made responsible for meet greet in hotels and car hire. God I feel old.
It's a minimum wage(ish) job, you want the minimum price, the hotel/car hire want maximum profits. What do you expect?
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by DefTrap »

Saga Lout wrote: Sat Mar 09, 2024 1:51 am
It's a minimum wage(ish) job, you want the minimum price, the hotel/car hire want maximum profits. What do you expect?
Yeah I have high standards. ;)
It's right on the edge of a university campus, in the middle of nowhere, you'd think it would be staffed by poor stoodents.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by cheb »

DefTrap wrote: Sat Mar 09, 2024 10:19 am
Saga Lout wrote: Sat Mar 09, 2024 1:51 am
It's a minimum wage(ish) job, you want the minimum price, the hotel/car hire want maximum profits. What do you expect?
Yeah I have high standards. ;)
It's right on the edge of a university campus, in the middle of nowhere, you'd think it would be staffed by poor stoodents.
It probably is. The quality of students isn't what it was. There probably doing degrees in nailology or chromatherapy.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Count Steer »

cheb wrote: Sat Mar 09, 2024 2:11 pm
DefTrap wrote: Sat Mar 09, 2024 10:19 am
Saga Lout wrote: Sat Mar 09, 2024 1:51 am
It's a minimum wage(ish) job, you want the minimum price, the hotel/car hire want maximum profits. What do you expect?
Yeah I have high standards. ;)
It's right on the edge of a university campus, in the middle of nowhere, you'd think it would be staffed by poor stoodents.
It probably is. The quality of students isn't what it was. There probably doing degrees in nailology or chromatherapy.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Nordboy »

gremlin wrote: Fri Mar 08, 2024 4:52 pm
Cousin Jack wrote: Fri Mar 08, 2024 4:36 pm
gremlin wrote: Mon Mar 04, 2024 4:31 pm

She's been given seven days 'til the policy ends, so she needs to get her arse in gear and bring it back home. Alternatively, she has off-street parking in the halls, but I'd feel happier if the car was where I could see it.

She did say that the Aura Insurance told her that she would not have to declare it as a cancelled policy as it was a case that the underwriter simply wasn't quoting that postcode. Not sure how accurate that is, as I've seen the letter emailed from Aura that clearly states that the policy has been cancelled.

And suddenly I find myself stressing about it all. Why? I bloody told her not to take it. The cheapest insurance I can find, and not declaring any cancellations, is £2,100. I suspect it would have been that much come renewal anyway, but it's still bugging me.
Be careful, off-street may still be a public place, and if so you do need valid insurance. Also, if it is not insured it needs to be SORNed, or they will catch you for that.
Well, just to update....

Car, and said child (and boyfriend) are currently back at Chez Gremlin, along with the offending vehicle. After getting all medieval father and cursing said child and threatening to cast her away, Mrs. G calmed me down with a dog chew and a pat on the head and convinced me to part with a substantial amount of money to once again insure child to drive said car, but under the strict condition that it stays rooted at Chez Gremlin, like a tethered swine. Child has agreed and has also undertaken to pretend to be mute should her insurance ever need to call her again.

I even had to make her bloody Nutella pancakes this morning. What kind of mug am I? :think:
We're all mugs. My daughter has passed her test this week, first attempt, only 2 minors, which is brilliant. Auto Toyota Aygo 1.0, cheapest quote £2350. So muggins has paid it, well monthly anyway.

No wonder insurance fraud/ fronting or people don't bother getting insurance. Bloody ridiculous :angry-cussingblack:
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by cheb »

Why is it ridiculous? It's a reflection of the risk of having to pay out and how much. A bit of bad parking, knack a third party's sensored up bumper and then there's their hire car costs.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Nordboy »

cheb wrote: Sat Mar 09, 2024 5:10 pm Why is it ridiculous? It's a reflection of the risk of having to pay out and how much. A bit of bad parking, knack a third party's sensored up bumper and then there's their hire car costs.
C'mon, it's well known that insurance costs have risen dramatically due to stupid stuff like writing off very minor damaged vehicles, the abuse of hire vehicles etc.

I'm not saying that youngsters aren't a bigger risk, I think I know they are from the many times I've had to deal with them.

One of the quotes she had was for £7349. :lol:

Even my insurance company tried to triple my policy this year, i obviously didn't take it and found a cheaper policy, but still went up by quite a lot. As for risk, I've never claimed in 27 years, so they should bloody well be paying me by now :D ;)

Anyway, BMP a bit because I'm paying for it.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Horse »

Nordboy wrote: Sat Mar 09, 2024 5:30 pm
cheb wrote: Sat Mar 09, 2024 5:10 pm Why is it ridiculous? It's a reflection of the risk of having to pay out and how much. A bit of bad parking, knack a third party's sensored up bumper and then there's their hire car costs.
C'mon, it's well known that insurance costs have risen dramatically due to stupid stuff like writing off very minor damaged vehicles,
A neighbour everso slightly scuffed the front of my car.

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If she'd been an inch closer and trashed the headlamp, let alone any other bigger bodywork costs, replacement light units are £900.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by cheb »

Nordboy wrote: Sat Mar 09, 2024 5:30 pm
cheb wrote: Sat Mar 09, 2024 5:10 pm Why is it ridiculous? It's a reflection of the risk of having to pay out and how much. A bit of bad parking, knack a third party's sensored up bumper and then there's their hire car costs.
C'mon, it's well known that insurance costs have risen dramatically due to stupid stuff like writing off very minor damaged vehicles, the abuse of hire vehicles etc.

I'm not saying that youngsters aren't a bigger risk, I think I know they are from the many times I've had to deal with them.

One of the quotes she had was for £7349. :lol:

Even my insurance company tried to triple my policy this year, i obviously didn't take it and found a cheaper policy, but still went up by quite a lot. As for risk, I've never claimed in 27 years, so they should bloody well be paying me by now :D ;)

Anyway, BMP a bit because I'm paying for it.
I'm not saying it's not annoying etc, just that it's not ridiculous. I'd say it's quite logical that insurance has gone up. We should go back to the good old days when cars were cheaply repairable.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Bigjawa »

Pet insurance.

Last year the Rotterman and the purebred Rott were £300 odd each, this year it's over £500 each.

They won't quote on my Shepweiler as she's nearly 13 and guess how much the Malinois I've been saddled with is?

£800

That's more than my car and road legal bikes put together.

In the past 3 years, apart from vaccinations, the only time the dogs have been at the vet, is for checkups which don't come under insurance.

It's mad.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Saga Lout »

Nordboy wrote: Sat Mar 09, 2024 5:30 pm
cheb wrote: Sat Mar 09, 2024 5:10 pm Why is it ridiculous? It's a reflection of the risk of having to pay out and how much. A bit of bad parking, knack a third party's sensored up bumper and then there's their hire car costs.
C'mon, it's well known that insurance costs have risen dramatically due to stupid stuff like writing off very minor damaged vehicles, the abuse of hire vehicles etc.
The increasing number of EVs can't be helping. Cause some minor damage to an EV and the insurance company writes it off rather than risk it exploding and them being liable. So it's not just the EV drivers who have increased premiums, it's all of us.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Bigjawa »

cheb wrote: Sat Mar 09, 2024 5:10 pm Why is it ridiculous? It's a reflection of the risk of having to pay out and how much. A bit of bad parking, knack a third party's sensored up bumper and then there's their hire car costs.
A lot of those claims management places charge ludicrous money for "hiring" one of their fleets of wrecks passed off as courtesy cars. Charging a grand a week for a knackered 10yo Fabia is just robbery.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Bike Breaker »

Sadlonelygit wrote: Thu Mar 07, 2024 4:05 pm Misgendering..........or more accurately, people that get 'offended' by it.
JK Rowling has apparently been reported to the police because she misgendered some trans news reader (by the trans news reader themselves).
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by wheelnut »

Bigjawa wrote: Sun Mar 10, 2024 9:24 am
cheb wrote: Sat Mar 09, 2024 5:10 pm Why is it ridiculous? It's a reflection of the risk of having to pay out and how much. A bit of bad parking, knack a third party's sensored up bumper and then there's their hire car costs.
A lot of those claims management places charge ludicrous money for "hiring" one of their fleets of wrecks passed off as courtesy cars. Charging a grand a week for a knackered 10yo Fabia is just robbery.
Plus a lot of the claims management companies have their own ‘car hire’ companies.

ABC claims management source a hire car from ABC car hire and charge it out at £350 per day to ABC claims management. ABC car hire source the car from enterprise at £80 per day.