Insignificant/ Significant things that BYP or just wind you up a little

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Mr. Dazzle
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Mr. Dazzle »

My car insurance has gone up ~50% this year. Same car, same me.

Seems to be par for the course. I can understand some of the argument about EVs, repair costs etc. but it's not like that suddenly all changed at the end of 2023. :hmmm:

Pricing ICE off the road though? You might want to look how much extra EV insurance is for nominally similar cars.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Count Steer »

I think we'll look back at the period (roughly) of 1990 to 2010 as a sort of golden age of cars.

They were pretty well made/reliable/lasted quite well, prices weren't silly for something with a bit of oomph, insurance was OK/competitive, security had been vastly improved and you could still look under the bonnet and recognise everything and had a pretty good chance of getting it serviced or repaired by an independent who didn't need 93 sets of different computer diagnostics to do it, spares weren't daft prices, they didn't nag you into a state of catatonia with all the safety features, catalytic converters didn't seem to be on every scrotes 'must steal' list, GPS screens weren't as big as the front windscreen, the insurance companies didn't write them off if you cracked the 'bumper'....

....aaaaand breathe. :lol:

I miss the old days. :(
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by MingtheMerciless »

Mrs M's car had to be repaired after a car hit the side of it a few years ago. The costs of repair were horrendous and the place doing the work said that because it's an "insurance job" all the garages charge top whack for the work knowing the insurance companies will pay it. If we'd been paying privately the work would have been cheaper (two of the wheels needed repainting from the accident and we got the other two done at the same time for half the price, paying ourselves).

That's part of the reason our costs are going up, the money skimming merry go round.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Rockburner »

MingtheMerciless wrote: Sun Jan 21, 2024 12:22 pm Mrs M's car had to be repaired after a car hit the side of it a few years ago. The costs of repair were horrendous and the place doing the work said that because it's an "insurance job" all the garages charge top whack for the work knowing the insurance companies will pay it. If we'd been paying privately the work would have been cheaper (two of the wheels needed repainting from the accident and we got the other two done at the same time for half the price, paying ourselves).

That's part of the reason our costs are going up, the money skimming merry go round.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Cousin Jack »

Rockburner wrote: Sun Jan 21, 2024 6:26 pm
MingtheMerciless wrote: Sun Jan 21, 2024 12:22 pm Mrs M's car had to be repaired after a car hit the side of it a few years ago. The costs of repair were horrendous and the place doing the work said that because it's an "insurance job" all the garages charge top whack for the work knowing the insurance companies will pay it. If we'd been paying privately the work would have been cheaper (two of the wheels needed repainting from the accident and we got the other two done at the same time for half the price, paying ourselves).

That's part of the reason our costs are going up, the money skimming merry go round.
Welcome to Capitalism .
Works for building insurance too. I claimed for roof damage in a storm, all the work could have been done from a ladder.

Oh no, fully cover the decking with chipboard (that was a few £00s before anything else), scaffolding erected, slates fixed in about 1/2 hour, and everything dismantled again. Total 2 surveyor's, 2 blokes for boarding, 5 scaffold monkeys, and 2 roofers. Must have cost the thick end of £3000 at least.

Similar job with a local guy, £400. 3 blokes, 1 ladder.

That is why your house insurance costs so much.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Count Steer »

Same with vets insurance, same with dental insurance, same with health insurance....
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Felix »

Count Steer wrote: Sun Jan 21, 2024 8:14 pm Same with vets insurance, same with dental insurance, same with health insurance....
Scaffolding for vet insurance? What they doing, Checking Giraffes ears for canker
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Count Steer »

Felix wrote: Sun Jan 21, 2024 8:55 pm
Count Steer wrote: Sun Jan 21, 2024 8:14 pm Same with vets insurance, same with dental insurance, same with health insurance....
Scaffolding for vet insurance? What they doing, Checking Giraffes ears for canker
Giraffes? When did you last get a vet to do a home visit? :lol: Phone 'em up they just tell you to call 111 who say, keep it in bed, warm and give it paracetamol.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Noggin »

People that seem to not understand that I am employed, not self employed!!

I’ve done a lot of miles today so a lot of hours (2 trips to GVA plus waiting for a train to do a late transfer from the valley to resort ). I got back at a bit after 9pm. My boss was in the office so when I dropped off the keys I ended up talking to him for half an hour (hasn’t been a good weekend - lots of little errors by lots of different staff 😬)

Got home about 9:40 and within moments someone I know that also has a transfer company messaged me because he’s got a complaint about a driver (a subie, so not actually one of ours, but we did sub the job to him, so the complaint comes to us).

Thing is -
I am not the boss
I’ve just finished a 15 hour day
It’s not my business
My friend has the office and boss’ numbers

WTF is he messaging me 😡😡😡
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Felix »

Count Steer wrote: Sun Jan 21, 2024 9:02 pm
Felix wrote: Sun Jan 21, 2024 8:55 pm
Count Steer wrote: Sun Jan 21, 2024 8:14 pm Same with vets insurance, same with dental insurance, same with health insurance....
Scaffolding for vet insurance? What they doing, Checking Giraffes ears for canker
Giraffes? When did you last get a vet to do a home visit? :lol: Phone 'em up they just tell you to call 111 who say, keep it in bed, warm and give it paracetamol.

1996. Poor wee cat could not piss and was in pain. Ended up having to take is to vet hospital as it was crystals in the bladder. That evening was £75 then whatever a few days later when we go Oscar back.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Bigjawa »

Count Steer wrote: Sun Jan 21, 2024 9:02 pm
Giraffes? When did you last get a vet to do a home visit? :lol: Phone 'em up they just tell you to call 111 who say, keep it in bed, warm and give it paracetamol.
Here every vet refers you to an out of hours vet in belfast who have a minimum £300 charge.

Some randomer lifted one of my cats about 10 years ago thinking it was hurt (it wasn't, she was just a really laid back cat) and took it to them.

The next day they got my details off the cat's chip and tried shaking me down for £200 quid I think it was back then. I told them I had no contract with them, didn't bring the cat to them and didn't ask for the "treatment" they had given her. It all got a bit heated and I left with the cat under my arm.

I wouldn't have brought the cat to them any case because my mother took a cat to them with a minor cough and it didn't leave the premises alive.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Demannu »

Noggin wrote: Sun Jan 21, 2024 9:05 pm
WTF is he messaging me 😡😡😡
I hope you told HIM that!

Whenever someone used to give me grief re: shit that had nothing to do with me, I'd get my wallet out, or look in my jacket pocket for a fuck to give, and quite often tell them so. Fairly soon, people stopped doing it.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by mangocrazy »

When I was working I had a work mobile that I used when I was oncall. At all other times it was switched off. I also resisted all requests to give work my personal mobile number. That system worked for me. Basically you have to set the ground rules about how, when and if you are contactable. Give the fuckers an inch and they'll take a mile...
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by weeksy »

Noggin wrote: Sun Jan 21, 2024 9:05 pm People that seem to not understand that I am employed, not self employed!!

I’ve done a lot of miles today so a lot of hours (2 trips to GVA plus waiting for a train to do a late transfer from the valley to resort ). I got back at a bit after 9pm. My boss was in the office so when I dropped off the keys I ended up talking to him for half an hour (hasn’t been a good weekend - lots of little errors by lots of different staff 😬)

Got home about 9:40 and within moments someone I know that also has a transfer company messaged me because he’s got a complaint about a driver (a subie, so not actually one of ours, but we did sub the job to him, so the complaint comes to us).

Thing is -
I am not the boss
I’ve just finished a 15 hour day
It’s not my business
My friend has the office and boss’ numbers

WTF is he messaging me 😡😡😡
Becuase you're his friend and he wanted a little rant...
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Greenman »

Skub wrote: Sat Jan 20, 2024 3:33 pm
Horse wrote: Sat Jan 20, 2024 2:49 pm
Greenman wrote: Sat Jan 20, 2024 2:45 pm

Turned out the hand brake was just frozen. I am going to remember to leave it off and leave it i first gear when it's cold from now on which will hopefully stop it from happening again...:)
Which is what I did until the cable was replaced.

Hope you're good at hill starts :)
Don't cars have 'hill assist' now? Ours is 9 years old and has it.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Pirahna »

The ability of the Spanish to take a process and cover it in so many layers of bureaucracy that people make a living from navigating it. In this case it's changing owners of a vehicle. It's easier to pay someone 250 euros to get the job done than it is to do it yourself.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Greenman »

Pirahna wrote: Mon Jan 22, 2024 9:38 am The ability of the Spanish to take a process and cover it in so many layers of bureaucracy that people make a living from navigating it. In this case it's changing owners of a vehicle. It's easier to pay someone 250 euros to get the job done than it is to do it yourself.
Which is exactly the reason they make it so hard!
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Yorick »

Pirahna wrote: Mon Jan 22, 2024 9:38 am The ability of the Spanish to take a process and cover it in so many layers of bureaucracy that people make a living from navigating it. In this case it's changing owners of a vehicle. It's easier to pay someone 250 euros to get the job done than it is to do it yourself.
I've only bought 1 bike second hand, and we all went to the local office to sort it.
I just signed the papers they gave me and paid the tax.

When I've sold, I just fill in the standard paperwork, get them to sign, and tell them to do the rest.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Felix »

Felix wrote: Sat Jan 20, 2024 9:12 pm Yodel. First time ever i have had issue with them. Parcel out for delivery today. Yodel say they deliver up to 9pm so where the fuck are you. I need my tin of glue for tomorrow you pricks. Just looked and its still out for delivery, aye right.
That that delivery date ^^ got re scheduled for today, Yip where are you Yodel? Not delivery update is still saying today but with a short delay. Just got a Message from Amazon also that my delivery that was due today wont be happening. At least they have the last nights storm as a reason why.
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Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Sadlonelygit »

Brown rice!
And it's just for the hound!
45 mins to cook, if it's hot, she'll eat it, barely touches the sides anyway!