NBT: Sexy red beast has been bought and heading my way!

Discussions and updates on your new bike, your new build, your wishes, wants and desires
Le_Fromage_Grande
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by Le_Fromage_Grande »

Taipan wrote: Tue Mar 21, 2023 2:12 pm I also tried a Suffolk postcode, ip19 0ba, some one horse town and the cheapest there was £942.24! :?
Why Chediston, tbf I didn't even know it was a place until just now, and god knows how many times I've been through it.
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Taipan
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by Taipan »

Le_Fromage_Grande wrote: Tue Mar 21, 2023 2:51 pm
Taipan wrote: Tue Mar 21, 2023 2:12 pm I also tried a Suffolk postcode, ip19 0ba, some one horse town and the cheapest there was £942.24! :?
Why Chediston, tbf I didn't even know it was a place until just now, and god knows how many times I've been through it.
Just dropped a pin on somewhere remote in suffolk and then found a postcode for it.
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Taipan
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by Taipan »

MrLongbeard wrote: Tue Mar 21, 2023 2:48 pm
Taipan wrote: Tue Mar 21, 2023 2:14 pm
MrLongbeard wrote: Tue Mar 21, 2023 2:05 pm Just for shits n giggles stick, WR15 8AA , in for your post code
You're the winner so far!

£778.62
Bugger.
For context the Harley valued at £15k for 2000 miles a year runs me £250 fully comp, so yep either your age or your mileage is kicking you in the ass
The girl on the phone said the annual mileage is higher than average, so maybe she is right? Ill try again on the meerkats later...
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weeksy
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by weeksy »

So how many years NCD ? Any Claims/convictions ?

I'm struggling to see what's wrong in yours but not ours. Using my postcode is still under £200 with my info,
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by Taipan »

At my postcode with 2000 miles PA £476.71!
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by Taipan »

weeksy wrote: Tue Mar 21, 2023 2:56 pm So how many years NCD ? Any Claims/convictions ?

I'm struggling to see what's wrong in yours but not ours. Using my postcode is still under £200 with my info,
15+ years NCD with no claims or convictions.
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weeksy
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by weeksy »

Taipan wrote: Tue Mar 21, 2023 2:59 pm At my postcode with 2000 miles PA £476.71!
TBH considering you'll be selling it before May, you might as well put 1000 miles ;)
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by weeksy »

Taipan wrote: Tue Mar 21, 2023 2:59 pm
weeksy wrote: Tue Mar 21, 2023 2:56 pm So how many years NCD ? Any Claims/convictions ?

I'm struggling to see what's wrong in yours but not ours. Using my postcode is still under £200 with my info,
15+ years NCD with no claims or convictions.
SO why was your quote £950 using my postcode and 12,000 miles.... but mine £185 with same postcode and 12,000 miles ? I'm bemused.
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Taipan
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by Taipan »

weeksy wrote: Tue Mar 21, 2023 3:01 pm
Taipan wrote: Tue Mar 21, 2023 2:59 pm
weeksy wrote: Tue Mar 21, 2023 2:56 pm So how many years NCD ? Any Claims/convictions ?

I'm struggling to see what's wrong in yours but not ours. Using my postcode is still under £200 with my info,
15+ years NCD with no claims or convictions.
SO why was your quote £950 using my postcode and 12,000 miles.... but mine £185 with same postcode and 12,000 miles ? I'm bemused.
Me too? Age?
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by Count Steer »

Taipan wrote: Tue Mar 21, 2023 2:59 pm
weeksy wrote: Tue Mar 21, 2023 2:56 pm So how many years NCD ? Any Claims/convictions ?

I'm struggling to see what's wrong in yours but not ours. Using my postcode is still under £200 with my info,
15+ years NCD with no claims or convictions.
You had that scoot nicked and recovered that was uninsured. Could that be 'in the system'?

Be a bit :( if they're penalising you for it but that seems to be the way they evaluate risk.
Doubt is not a pleasant condition.
But certainty is an absurd one
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weeksy
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by weeksy »

Taipan wrote: Tue Mar 21, 2023 3:04 pm
weeksy wrote: Tue Mar 21, 2023 3:01 pm
Taipan wrote: Tue Mar 21, 2023 2:59 pm

15+ years NCD with no claims or convictions.
SO why was your quote £950 using my postcode and 12,000 miles.... but mine £185 with same postcode and 12,000 miles ? I'm bemused.
Me too? Age?
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Taipan
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by Taipan »

Count Steer wrote: Tue Mar 21, 2023 3:07 pm
Taipan wrote: Tue Mar 21, 2023 2:59 pm
weeksy wrote: Tue Mar 21, 2023 2:56 pm So how many years NCD ? Any Claims/convictions ?

I'm struggling to see what's wrong in yours but not ours. Using my postcode is still under £200 with my info,
15+ years NCD with no claims or convictions.
You had that scoot nicked and recovered that was uninsured. Could that be 'in the system'?

Be a bit :( if they're penalising you for it but that seems to be the way they evaluate risk.
I think it's mainly just annual mileage, given that it drops by over half when I cut the mileage dramatically?
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by Yorick »

Taipan wrote: Tue Mar 21, 2023 2:59 pm At my postcode with 2000 miles PA £476.71!
Buy a new speedo :)
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weeksy
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by weeksy »

Taipan wrote: Tue Mar 21, 2023 3:10 pm
Count Steer wrote: Tue Mar 21, 2023 3:07 pm
Taipan wrote: Tue Mar 21, 2023 2:59 pm

15+ years NCD with no claims or convictions.
You had that scoot nicked and recovered that was uninsured. Could that be 'in the system'?

Be a bit :( if they're penalising you for it but that seems to be the way they evaluate risk.
I think it's mainly just annual mileage, given that it drops by over half when I cut the mileage dramatically?
But I/We used the same miles.
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Taipan
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by Taipan »

weeksy wrote: Tue Mar 21, 2023 3:11 pm
Taipan wrote: Tue Mar 21, 2023 3:10 pm
Count Steer wrote: Tue Mar 21, 2023 3:07 pm

You had that scoot nicked and recovered that was uninsured. Could that be 'in the system'?

Be a bit :( if they're penalising you for it but that seems to be the way they evaluate risk.
I think it's mainly just annual mileage, given that it drops by over half when I cut the mileage dramatically?
But I/We used the same miles.
No idea as I just changed my birth year to 1972, at my postcode with £12k PA miles and its gone (up?) to £982.96?
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Taipan
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by Taipan »

I do have protected NCD and pay for motor legal protection. But I think they make it up as they go along. All my details correct but dropping from 12k miles to 10k and the price drops to £737.08! I think I need to work out what my annual mileage actually is loL!
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by weeksy »

Even if I edit mine to in the road for parking it's then £276.

You've got to be missing something!

DVLA conditions for health?
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by Taipan »

weeksy wrote: Tue Mar 21, 2023 3:22 pm Even if I edit mine to in the road for parking it's then £276.

You've got to be missing something!

DVLA conditions for health?
No. I'l have to go through it all later, too busy now, but tis certainly worth a look at?
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by Yorick »

Yorick wrote: Tue Mar 21, 2023 3:10 pm
Taipan wrote: Tue Mar 21, 2023 2:59 pm At my postcode with 2000 miles PA £476.71!
Buy a new speedo :)
Or disconnect the current one.
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weeksy
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Re: NBT: Sexy red beast has been bought and heading my way!

Post by weeksy »

Yorick wrote: Tue Mar 21, 2023 3:30 pm
Yorick wrote: Tue Mar 21, 2023 3:10 pm
Taipan wrote: Tue Mar 21, 2023 2:59 pm At my postcode with 2000 miles PA £476.71!
Buy a new speedo :)
Or disconnect the current one.
Insurance fraud then