premium bonds.

[Cousin Jack]

You have the same odds each draw. Ernie doesn't know you won last time.

Bastard had me down as a loser. I have won 2 x £25 in about 25 years.

I've taught the bastard, I took my £200 out and the Chancellor is now broke.

[Phoenix]

Last month £100.00 This month £25.00 Next month £1 million. Optimism springs eternal.

[MingtheMerciless]

£25! Funnily enough after I'd added money this month, not saying that there's a conspiracy regarding dormant accounts............

[Noggin]

£25! Funnily enough after I'd added money this month, not saying that there's a conspiracy regarding dormant accounts............

Hmmmm. Maybe I should save up to add a bit!! LOL

[Davie lad]

2x25 for me first this year

[Bigyin]

I finally cashed in an ISA that was earning absolutely fuck all in interest and lobbed in into the Premium Bonds .....will see if i am a millionaire next month as my Bonds were not eligible in the draw till March

[Taipan]

I finally cashed in an ISA that was earning absolutely fuck all in interest and lobbed in into the Premium Bonds .....will see if i am a millionaire next month as my Bonds were not eligible in the draw till March

If I won a million, i'd give you half!

[Bigyin]

I finally cashed in an ISA that was earning absolutely fuck all in interest and lobbed in into the Premium Bonds .....will see if i am a millionaire next month as my Bonds were not eligible in the draw till March

If I won a million, i'd give you half!

Thats nice of you, i will remember that

[Pirahna]

£25 for me, £75 for wifey. That's this month's excitement over.

[Dodgy69]

£25

[KungFooBob]

2x £25.

£75 this year so far, that's already beaten last year's £50 total and its only March.

[v8-powered]

Only £25 this month

[Bigyin]

2 X £25

I only invested in them 6 weeks ago as the ISA the funds was in was woeful. That 50 quid is already about half the return i got from the ISA in over a year before the interest rates on them plummeted. I'll leave the funds in the bonds and keep an eye on the ISA rates once the expected inflation kicks in

[MingtheMerciless]

£25 , (tin hat time ,funnily enough I’d paid in to the account )

[Phoenix]

4 x £25.00

Maybe the million next month?

[Phoenix]

Let's hope that as interest rates rise, they will raise the prize rates, otherwise it might be worth taking it out and putting it somewhere else.

You're literally more likely to get struck by lightning than win a million on t'bonds.

True.

Interesting how some banks are not in a rush to increase their savings rate.

Current rates - Lots of information on this excellent site.

https://savingschampion.co.uk/best-buys ... s-accounts

[Scotsrich]

I thought you could only hold £50k in Premium Bonds per person?

[Pirahna]

I've got the proceeds of my house parked at NS&I.

[Taipan]

Sod all on PBs, but I won a lucky dip and £5 on the national lottery and £5 on my winsday tickets! Every little helps...

[Jody]

For several years I've been buying PB's at £500 per month, I then sometimes release some of the bonds for other things, sometimes investments, sometimes toys !

Last month I decided to change my tactic, I'm going to continue to buy PB's at £250 pcm but I'll also be sending £250 a month off my BTL mortgage as thats at approx 5%!

I have some investments maturing at the end of this year which will clear the mortgage and leave me some change. The change will go into PB's then once I reach £25k I'll move it into peer to peer lending as the return is 6.5% and they do seem fairly safe. In fact my kid brother has a decent amount in there and he's currently buying a workshop, but borrowing the money as the interest he receives from peer to peer will more than cover his mortgage !