Insignificant/ Significant things that BYP or just wind you up a little

[Mr. Dazzle]

My French bank limit how much I can spend on my card each month. The amount is less than I get paid !

That just makes good financial sense They're following the best Dickensian tradition.

"Annual income twenty pounds, annual expenditure nineteen nineteen and six , result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery”

Ah, but French banks take it to the extreme -

monthly income 20€

expenditure allowed 15€

But I'd like to spend 18€

Bank - tough shit matey!!!

I'm sure there is ultimately a way to blame Napoleon.

[gremlin]

Is money laundering really such a big thing?

Worldwide, 5% of global GDP

Guesstimates are c. £25b for the UK alone. Most of that through Mrs. Skub's account.

[Skub]

Is money laundering really such a big thing?

Worldwide, 5% of global GDP

Guesstimates are c. £25b for the UK alone. Most of that through Mrs. Skub's account.

[Saga Lout]

I'm sure there is ultimately a way to blame Napoleon.

Make a change from blaming Maggie...

or Brexit.

[slowsider]

That just makes good financial sense They're following the best Dickensian tradition.

"Annual income twenty pounds, annual expenditure nineteen nineteen and six , result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery”

Ah, but French banks take it to the extreme -

monthly income 20€

expenditure allowed 15€

But I'd like to spend 18€

Bank - tough shit matey!!!

I'm sure there is ultimately a way to blame Napoleon.

Leave him alone.

[DefTrap]

Is money laundering really such a big thing?

Yes

I've not noticed my fronch bank limiting my spending. I must be living within my means.

[Yambo]

Is money laundering really such a big thing?

Guesstimates are c. £25b for the UK alone.

Yes

Apart from tarring us all with the same brush and making life more difficult for a nation of money launderers, what are the authorities doing to target the real criminals?

So many questions!*

You see, despite your insistence that it's Mrs Skub that needs policing, I suspect that it's not the great majority of British people laundering dirty money. I suspect that it's probably a small number of hardened criminals that are the real problem. And I'm just as sure that they have already found ways around having to tell the bank cashier that they're buying a car off ebay.

* How has the situation improved/changed since the legislation came in?
What is the conviction rate and what percentage of those convicted are the man in the street wanting a bit of cash?
How many of those convictions are big business?

You see, for it to be a £25b problem it's either the world and his dog laundering the cost of a car tax disc or a few hundred people laundering millions of drug money. I resent being treated as a probable criminal especially as the real criminals don't give a shit about the petty regulations put on bank tellers and found a way to launder their dirty money a couple of days after the rules came in and are still doing it.

So cost to the country before having to tell the cashier where the money came from or what it's going to be used for and cost to the country now, lots of years after the incredibly efficient and restrictive rules came in? Any idea, gremlin?

[gremlin]

Any idea, gremlin?

Nope.

And I refuse to let it boil my piss.

[Mussels]

By stopping normal people using large amounts of cash the money launderers are easier to pick out, so even though Mrs Skub isn't (allegedly) a criminal she is helping catch criminals by not being white noise in the system.

I can see the point of it but don't agree with banks hiding behind customer welfare to do the government's bidding.

[cheb]

It also helps prevent people being scammed. And lets face it, if a competent adult gets scammed all they have to do is whine loudly to the media and it'll all be the banks fault for not preventing their greed or lust stopping them thinking clearly.

Or maybe that gorgeous 25 year old woman really does fancy overweight balding near pensioners and it's my luck that she found me.

[Count Steer]

Being able to pay for car parking using the RingO app and not having to fret about having change? Marv.
Paying a premium over the cash price for using an app? -biscuits.

[Mr. Dazzle]

It also helps prevent people being scammed. And lets face it, if a competent adult gets scammed all they have to do is whine loudly to the media and it'll all be the banks fault for not preventing their greed or lust stopping them thinking clearly.

Well yeah...there's more than a grain of truth to this. You expect them to keep your money secure, let you access it anywhere in the world pretty much 24/7 (previously discussed restrictions not withstanding) and refund you when you get scammed via your own mistakes. And you expect them to do all that for free*.

Hearts of gold them bankers, I tell thee.

*Yeah, yeah, I know they don't actually do it for free. They don't charge you a fee though.

[Skub]

Don't you love it when the builders leave you loads of room to get the bike in and out of the garage?

[Yorick]

Drain plugs. Yes.

Just changed oil in the Beta and the Husky. Both have drain plugs at side of the sump at the bottom, obviously.

Husky on left so you leave it on sidestand to drain.

Beta on the right so you have to lean it over a bit and wait till your arm/leg ache

[Silly Car]

Don't you love it when the builders leave you loads of room to get the bike in and out of the garage?

At least you’ve got a builder…

I’ve been trying for the best part of two months to get a quote from a builder, any builder for a garage build which has brought my piss temperature up from simmering to boiling today as we’ve just been granted conditional planning permission.

I must have had 10 different firms out, sucking air through their teeth, to look at the job plus some other work and all I’ve had is a shitty texted, back of a fag packet, quote that was around £10k over what could be considered reasonable according to my QS father in law…

Similar position with the new roof on the house, 6 firms out, one guy just looked up at the roof (4 storeys up) then looked at the house, the cars and made an assumption then just blurted out a figure, next quote, £1,000 cheaper actually went away to price materials. Third guy who got the work sent a detailed list of works, suggested adding insulation above sloped ceiling of loft bedrooms as it made sense and took the time to make sure we understood what was involved.

[Skub]

At least you’ve got a builder…

I’ve been trying for the best part of two months to get a quote from a builder, any builder for a garage build which has brought my piss temperature up from simmering to boiling today as we’ve just been granted conditional planning permission.

I must have had 10 different firms out, sucking air through their teeth, to look at the job plus some other work and all I’ve had is a shitty texted, back of a fag packet, quote that was around £10k over what could be considered reasonable according to my QS father in law…

Similar position with the new roof on the house, 6 firms out, one guy just looked up at the roof (4 storeys up) then looked at the house, the cars and made an assumption then just blurted out a figure, next quote, £1,000 cheaper actually went away to price materials. Third guy who got the work sent a detailed list of works, suggested adding insulation above sloped ceiling of loft bedrooms as it made sense and took the time to make sure we understood what was involved.

It's a nightmare man.

This is Mrs.Skub's project and while I have a passing interest,I'm not directly involved or stressed. We hit it lucky with our builder,he's a conscientious workaholic. It's been 2 weeks since she first rang him,he started work on Tuesday and already the founds are dug and concreted,plus building control have been out and away. I hope it all goes as smoothly.

It's the luck of the draw getting who you need and when you need them. Good luck SC,I hope it works out for ya.

[Silly Car]

This is Mrs.Skub's project and while I have a passing interest,I'm not directly involved or stressed. We hit it lucky with our builder,he's a conscientious workaholic. It's been 2 weeks since she first rang him,he started work on Tuesday and already the founds are dug and concreted,plus building control have been out and away. I hope it all goes as smoothly.

It's the luck of the draw getting who you need and when you need them. Good luck SC,I hope it works out for ya.

So… if I get myself a bundle of reddies from the bank, I too can have a builder… gotcha!

[Horse]

At least you’ve got a builder…

I’ve been trying for the best part of two months to get a quote from a builder, any builder

March 2nd - contacted for a quote
March 22nd - visited for quote
July 19th - work started (3 days)
Sept 3rd (yup, today) - work completed (1 day)

This was a small job, done in two stages, took so long because of delay on obtaining materials. Finally in stock Aug 31st.

Getting a quote is just the beginning!

[Yorick]

Them bloody full face snorkeling masks.
Most UK kids have gone home so beaches are a bit quieter so we went snorkeling. We acquired another full face thing so I tried that.

We have a horse shoe shaped lagoon which is cool for snorkeling about 200m across.

About 3/4 of way across the mask was making my jaw hurt, a lot. I felt uneasy and then breathing was a bit difficult. Couldn't face swimming all the way back to headed for the other side.
Bit of sand then 50m walk over lava barefoot to the promenade. Fuck that hurt but the promenade would be OK. No. Red hot from burning sun. About 400m walking on hot coals.

My feet are burning now

I've just seen that a lot of places are banning the masks because they can cause CO2 problems. That's maybe what I encountered as was taking short breaths and not refreshing the air in the mask. Hmm, not too clever perhaps ?

[Demannu]

Ashtray/coinholder in Mercedes sprinter. Why in the name of all that is holy didn't they fit a bloody stop to the sliding top?
Wifey was a little careless putting the house key in there today, bosh, bloody thing slips of and falls into the void behind the tray, which means we have 2 excitable dogs in the van and a sticky out ashtray.
Actually manage to get home with the thing intact, so now we have a 1/2 hr game of hide and seek with the dash fittings.