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Insurance

Posted: Fri Sep 01, 2023 2:03 pm
by v8-powered
I may be getting older (not old, still only 52!) and the bike may stick of piss a little (R1100S) but when I renew my insurance FC for £47.11 per year, I don't care :thumbup:

Re: Insurance

Posted: Fri Sep 01, 2023 2:18 pm
by cheb
Most vehicle insurance is a bargain when you consider how much the insurers might have to pay out for a claim against you.

Re: Insurance

Posted: Fri Sep 01, 2023 9:29 pm
by tricol
Hoping for a big drop this year. I got some emails about renewing my Trident this year, it was in and around £130 full comp which is much more like it. Doubt the MT will be down to that, but hopefully not far off.

Re: Insurance

Posted: Fri Sep 01, 2023 9:31 pm
by KungFooBob
My bike insurance is buttons and goes down year on year.

My car insurance it going mental, it's shot up massively this year.

Re: Insurance

Posted: Fri Sep 01, 2023 10:10 pm
by v8-powered
KungFooBob wrote: Fri Sep 01, 2023 9:31 pm My bike insurance is buttons and goes down year on year.

My car insurance it going mental, it's shot up massively this year.
Yeah, Insurance on our Ovlov nearly doubled. Home insurance too.....

Re: Insurance

Posted: Fri Sep 01, 2023 10:13 pm
by KungFooBob
My multi-car (his and hers), has gone up from £600 to £900 and I can't find a new quote cheaper than the renewal!!!

Re: Insurance

Posted: Fri Sep 01, 2023 10:28 pm
by wheelnut
cheb wrote: Fri Sep 01, 2023 2:18 pm Most vehicle insurance is a bargain when you consider how much the insurers might have to pay out for a claim against you.
Pretty much my view as well. Even a minor bump can run into many thousands when you factor in dodgy car hire companies (often owned by the ‘claim handling’ company) and other no win no fee companies chasing clients.

Re: Insurance

Posted: Sat Sep 02, 2023 11:19 am
by Demannu
The xsr is £67 pa and the moho is £135 (that was after a £6k claim)
One of the benefits of being a middle aged white guy with a non London address

Re: Insurance

Posted: Sat Sep 02, 2023 11:44 am
by Bustaspoke
Demannu wrote: Sat Sep 02, 2023 11:19 am One of the benefits of being a middle aged white guy with a non London address
Middle aged white guy with a non London adress here & my insurance is due for my bangernomics Ford Focus,it's gone up from £175 to £244.Clean licence & last time I had a claim was back in the 90's...

Re: Insurance

Posted: Sat Sep 02, 2023 6:56 pm
by Demannu
Bustaspoke wrote: Sat Sep 02, 2023 11:44 am
Demannu wrote: Sat Sep 02, 2023 11:19 am One of the benefits of being a middle aged white guy with a non London address
Middle aged white guy with a non London adress here & my insurance is due for my bangernomics Ford Focus,it's gone up from £175 to £244.Clean licence & last time I had a claim was back in the 90's...
Errrr............change insurers!
Unless you live in Peterborough or such like!

Re: Insurance

Posted: Sat Sep 02, 2023 7:06 pm
by Bustaspoke
Demannu wrote: Sat Sep 02, 2023 6:56 pm

Errrr............change insurers!
Unless you live in Peterborough or such like!
I would if I could get a better price,but when I've shopped around only one quote was less (and by just a few££'s) so I'm going to have to pay it.
No I don't live in Peterborough,it's nice around here :D

Re: Insurance

Posted: Sat Sep 02, 2023 8:02 pm
by Bigjawa
Insurance is mad. I thought about buying the brat's 645i off him. I checked the insurance on the meerkat and its LESS fully comp than my 1.1 Pug 106 is TPF&T

What the actual fuck?

Re: Insurance

Posted: Wed Sep 27, 2023 11:34 am
by Dodgy69
Multi bike insurance for 3 bikes...got my quote off bennetts, £270 + 350 excess. On Entire cover compare site Express insurance come in at £222 + 600 excess.

So, what would you go for.??

Re: Insurance

Posted: Wed Sep 27, 2023 11:38 am
by Dodgy69
cheb wrote: Fri Sep 01, 2023 2:18 pm Most vehicle insurance is a bargain when you consider how much the insurers might have to pay out for a claim against you.

There's a flip side to that though.

Re: Insurance

Posted: Wed Sep 27, 2023 12:08 pm
by v8-powered
Dodgy69 wrote: Wed Sep 27, 2023 11:34 am Multi bike insurance for 3 bikes...got my quote off bennetts, £270 + 350 excess. On Entire cover compare site Express insurance come in at £222 + 600 excess.

So, what would you go for.??
I'd rather pay a few quid more for a lower excess.....

Re: Insurance

Posted: Wed Sep 27, 2023 12:57 pm
by cheb
You're saving £50 this year with the higher excess, assuming the saving is the same if you claim withing 5 years you'll have lost money.

Re: Insurance

Posted: Wed Sep 27, 2023 7:49 pm
by formula400
I’ve moved to Surrey and it’s still ££££££

Re: Insurance

Posted: Wed Sep 27, 2023 7:57 pm
by Yorick
T'other day I did an online search for my bike in UK.
Lowest FC was £303. I paid about £200 last time 9 years ago.

Re: Insurance

Posted: Wed Sep 27, 2023 8:39 pm
by Mr. Dazzle
Bigjawa wrote: Sat Sep 02, 2023 8:02 pm Insurance is mad. I thought about buying the brat's 645i off him. I checked the insurance on the meerkat and its LESS fully comp than my 1.1 Pug 106 is TPF&T

What the actual fuck?
Loads of scrotes and learners drive cheap Pugs maybe?

Re: Insurance

Posted: Wed Sep 27, 2023 8:47 pm
by DefTrap
My son-in-law, 40, not a huge amount of no claims because he didn't learn to drive like forever - £1k pa driving a fairly average looking Honda :o

Apparently sparks are a big risk? Certainly most of his colleagues act like teenagers with the drink and drugs.