Insignificant/ Significant things that BYP or just wind you up a little

[gremlin]

A dodgy debit on my Barclays bank account from Deliveroo.

Never used them, so called the bank who instantly cancelled my card and refunded me, so fair play.

Not sure how my card details were obtained as I'm pretty canny, but such is life. Annoying, but hey ho.

Got my new card on Monday, this morning I see another debit for Deliveroo for around £30. FFS.

Called Barclays again who were pretty good but equally as baffled as it's a new card and I'd only got around to adding it to Amazon for the Kindle and putting it on Wallet.
New card cancelled and another one on the way. Bizarre.

If it happens again I'll raise a complaint then they'll need to do a bit more investigation, even if it is for a piddly amount.

[Saga Lout]

Unnecessarily precise estimates. Here's the latest one, this is from Royal Mail:

Email received yesterday evening:

"Delivery is due: Friday, 24 November 2023*
"Between 09:52am and 12:52pm*"

I noticed the asterisks so I scrolled down to the small print

"*Please be aware any time or date shown is not a guarantee."

Why not say "between about 9:30am and 1:00pm, which is what they mean? If they arrived at 9:50 I'm sure they wouldn't sit outside for two minutes until they were officially allowed to deliver my parcel, or would they?

And another email sent this morning at 10:09 telling me they still expected to deliver the parcel between 09:52am and 12:52pm.

[Mr. Dazzle]

A dodgy debit on my Barclays bank account from Deliveroo.

Never used them, so called the bank who instantly cancelled my card and refunded me, so fair play.

Not sure how my card details were obtained as I'm pretty canny, but such is life. Annoying, but hey ho.

Got my new card on Monday, this morning I see another debit for Deliveroo for around £30. FFS.

Called Barclays again who were pretty good but equally as baffled as it's a new card and I'd only got around to adding it to Amazon for the Kindle and putting it on Wallet.
New card cancelled and another one on the way. Bizarre.

If it happens again I'll raise a complaint then they'll need to do a bit more investigation, even if it is for a piddly amount.

You don't have an unexplained pile of empty take away boxes and mysterious tiredness all the time, do you?

[Noggin]

A dodgy debit on my Barclays bank account from Deliveroo.

Never used them, so called the bank who instantly cancelled my card and refunded me, so fair play.

Not sure how my card details were obtained as I'm pretty canny, but such is life. Annoying, but hey ho.

Got my new card on Monday, this morning I see another debit for Deliveroo for around £30. FFS.

Called Barclays again who were pretty good but equally as baffled as it's a new card and I'd only got around to adding it to Amazon for the Kindle and putting it on Wallet.
New card cancelled and another one on the way. Bizarre.

If it happens again I'll raise a complaint then they'll need to do a bit more investigation, even if it is for a piddly amount.

Don't suppose there's any chance it's to do with 'Wallet' thingy is it?

I'm too wary of the wallet thing to actually add a card to it! But then, I always have a card with me (my phone case is an actual wallet!) so I prefer to use that. And when I did buy something online the other day, a comment here reminded me that Revolut do a one use 'card', so I used that as comments about the Temu site had me a bit wary!!

[gremlin]

A dodgy debit on my Barclays bank account from Deliveroo.

Never used them, so called the bank who instantly cancelled my card and refunded me, so fair play.

Not sure how my card details were obtained as I'm pretty canny, but such is life. Annoying, but hey ho.

Got my new card on Monday, this morning I see another debit for Deliveroo for around £30. FFS.

Called Barclays again who were pretty good but equally as baffled as it's a new card and I'd only got around to adding it to Amazon for the Kindle and putting it on Wallet.
New card cancelled and another one on the way. Bizarre.

If it happens again I'll raise a complaint then they'll need to do a bit more investigation, even if it is for a piddly amount.

Don't suppose there's any chance it's to do with 'Wallet' thingy is it?

I'm too wary of the wallet thing to actually add a card to it! But then, I always have a card with me (my phone case is an actual wallet!) so I prefer to use that. And when I did buy something online the other day, a comment here reminded me that Revolut do a one use 'card', so I used that as comments about the Temu site had me a bit wary!!

That was the conversation I had with Barclays. He was no fraud expert, but did ask if the Wallet could have been compromised via my phone. Not sure how this could have happened but not beyond the realms of possibility, I suppose. Either way, the new card isn't going on there, as I can use the Barclays app to make payments via my phone.

One thing the bloke did say, which I have to say isn't a bad shout, was to freeze the card in the app when not in use, then unfreeze it when you use it. A bit of a PITA, but not a bad security measure.

[Yambo]

Got my new card on Monday, this morning I see another debit for Deliveroo for around £30. FFS.

. . . even if it is for a piddly amount.

If £30 is a piddly amount I'd say you're grossly overpaid.

[gremlin]

Got my new card on Monday, this morning I see another debit for Deliveroo for around £30. FFS.

. . . even if it is for a piddly amount.

If £30 is a piddly amount I'd say you're grossly overpaid.

That charge has been levelled against me a fair few times before, with just cause I'd argue.

[Mr. Dazzle]

Got my new card on Monday, this morning I see another debit for Deliveroo for around £30. FFS.

. . . even if it is for a piddly amount.

If £30 is a piddly amount I'd say you're grossly overpaid.

He's probably overpaid even after Tax TBF.

[Noggin]

I appear to have upset a muscle over/around some ribs in my side. Again!! FFS!

Very occasionally I'm pleased I do live alone! Even if I only had a cat here, the reactions to some of the noises I'm making when I move would be embarrassing! Bloody glad there's no humans up here to hear!!

[Pirahna]

One of the rooms in the house is a bit pissed, the floor has a slope, the walls aren't straight, it's not really pissed, just a bit out. Wifey wants cupboards/wardrobe in there so rather than me making a bodge of it we've got a professional in, who is currently making a proper pigs ear of it. The problem is the first piece of wood he screwed to the floor isn't level, this means he can't line up the sliding doors, they're either out with the walls or out with each other. We're now at the end of day two, he knows what the problem is, I know what the problems is, he wants to go home, I want the sliding doors done properly. He doesn't know when he'll be able to come back, I don't want to have to have to take it all apart and start again.

[Skub]

One of the rooms in the house is a bit pissed, the floor has a slope, the walls aren't straight, it's not really pissed, just a bit out. Wifey wants cupboards/wardrobe in there so rather than me making a bodge of it we've got a professional in, who is currently making a proper pigs ear of it. The problem is the first piece of wood he screwed to the floor isn't level, this means he can't line up the sliding doors, they're either out with the walls or out with each other. We're now at the end of day two, he knows what the problem is, I know what the problems is, he wants to go home, I want the sliding doors done properly. He doesn't know when he'll be able to come back, I don't want to have to have to take it all apart and start again.

At this point no money would be changing hands,at the very least.

[Pirahna]

One of the rooms in the house is a bit pissed, the floor has a slope, the walls aren't straight, it's not really pissed, just a bit out. Wifey wants cupboards/wardrobe in there so rather than me making a bodge of it we've got a professional in, who is currently making a proper pigs ear of it. The problem is the first piece of wood he screwed to the floor isn't level, this means he can't line up the sliding doors, they're either out with the walls or out with each other. We're now at the end of day two, he knows what the problem is, I know what the problems is, he wants to go home, I want the sliding doors done properly. He doesn't know when he'll be able to come back, I don't want to have to have to take it all apart and start again.

At this point no money would be changing hands,at the very least.

And none will until it's sorted, he's coming on Sunday to start again. He's a decent bloke and I've seen some of his previous work and it's fine. He's also aware that you're only as good as your last job. He works solely for the English out here, bad news spreads fast and a bad job would mean his work drying up.

[Jody]

A dodgy debit on my Barclays bank account from Deliveroo.

Never used them, so called the bank who instantly cancelled my card and refunded me, so fair play.

Not sure how my card details were obtained as I'm pretty canny, but such is life. Annoying, but hey ho.

Got my new card on Monday, this morning I see another debit for Deliveroo for around £30. FFS.

Called Barclays again who were pretty good but equally as baffled as it's a new card and I'd only got around to adding it to Amazon for the Kindle and putting it on Wallet.
New card cancelled and another one on the way. Bizarre.

If it happens again I'll raise a complaint then they'll need to do a bit more investigation, even if it is for a piddly amount.

Are you a Temu customer/ product?

[Mussels]

A dodgy debit on my Barclays bank account from Deliveroo.

Never used them, so called the bank who instantly cancelled my card and refunded me, so fair play.

Not sure how my card details were obtained as I'm pretty canny, but such is life. Annoying, but hey ho.

Got my new card on Monday, this morning I see another debit for Deliveroo for around £30. FFS.

Called Barclays again who were pretty good but equally as baffled as it's a new card and I'd only got around to adding it to Amazon for the Kindle and putting it on Wallet.
New card cancelled and another one on the way. Bizarre.

If it happens again I'll raise a complaint then they'll need to do a bit more investigation, even if it is for a piddly amount.

Are you a Temu customer/ product?

I don't get the special paranoia about Temu, it's probably not as risky as many of the other hundreds of websites you'll find through Google.
I suspect it's a campaign by one of their competitors.

[Pirahna]

Wifey just booked some Ryanair flights, closed the confirmation window without making a note of the confirmation number and before recieving a confirmation email. An hour later, still no confirmation email, log onto Ryanair which shows nothing so I'm looking through her browser history to see if there's anything in there, she used an incognito window FFS. The only proof of booking we've got is 83.88 euros deducted from my Wise card.

[Pirahna]

Today's moan is Spanish banks. The theiving bastards have decided to charge an 18 euro admin fee for Revolut transfers, on top of the other charges they like to use. I think I'm going to move the standing orders across to Wise and close the account.

To follow up with the rest of current open whinges, wifey called Ryanair about her fucked up booking and got told to call back tomorrow.

The useless chippy came back this morning for day 4 of the 1 day job, he finally finished at 1pm. He was on a price for the job, if he was on a day rate he wouldn't have made it back for day 2.

[Rockburner]

B&C insurance.

Renewal came through today, which is £1000 up on last years (about an 85% increase). I can only assume this is because I (as legally bound) reported the theft of the Puch from the workshop (even thought it wasn't anything I could make an actual claim for because B&C doesn't cover motorised vehicles).

So - off to try to find an alternative, GoCompare and CompareTheMarket are obviously dead ends (even though they now claim to support searching for quotes for thatched/listeds), and even the specialist broker I found couldn't do any thing because i'm somewhat unsure of the chimney heights (this wasn't even mentioned when I took out the current policy IIRC) and the rebuild cost (which ought to be in the survey from 2 years ago, but I'll be buggered if I can find it).

[Count Steer]

B&C insurance.

Renewal came through today, which is £1000 up on last years (about an 85% increase). I can only assume this is because I (as legally bound) reported the theft of the Puch from the workshop (even thought it wasn't anything I could make an actual claim for because B&C doesn't cover motorised vehicles).

So - off to try to find an alternative, GoCompare and CompareTheMarket are obviously dead ends (even though they now claim to support searching for quotes for thatched/listeds), and even the specialist broker I found couldn't do any thing because i'm somewhat unsure of the chimney heights (this wasn't even mentioned when I took out the current policy IIRC) and the rebuild cost (which ought to be in the survey from 2 years ago, but I'll be buggered if I can find it).

The car insurance people are saying the increases are due to increased labour and parts/materials costs and I expect the B&C people say the same. Mine is coming up in December.

(I did know someone who decided property insurance was a scam and took his chances. He just banked whatever it would have cost each year against the chance he'd need it but, I guess, he (being a bit well-to-do etc) didn't have a mortgage. He took the view, in the unlikely event it burns down, I'll sell the land. If nothing happens for a few years, I've money in the bank).

I quite like the idea of not paying insurance companies but investing the premiums in them

[Rockburner]

B&C insurance.

Renewal came through today, which is £1000 up on last years (about an 85% increase). I can only assume this is because I (as legally bound) reported the theft of the Puch from the workshop (even thought it wasn't anything I could make an actual claim for because B&C doesn't cover motorised vehicles).

So - off to try to find an alternative, GoCompare and CompareTheMarket are obviously dead ends (even though they now claim to support searching for quotes for thatched/listeds), and even the specialist broker I found couldn't do any thing because i'm somewhat unsure of the chimney heights (this wasn't even mentioned when I took out the current policy IIRC) and the rebuild cost (which ought to be in the survey from 2 years ago, but I'll be buggered if I can find it).

The car insurance people are saying the increases are due to increased labour and parts/materials costs and I expect the B&C people say the same. Mine is coming up in December.

(I did know someone who decided property insurance was a scam and took his chances. He just banked whatever it would have cost each year against the chance he'd need it but, I guess, he (being a bit well-to-do etc) didn't have a mortgage. He took the view, in the unlikely event it burns down, I'll sell the land. If nothing happens for a few years, I've money in the bank).

I quite like the idea of not paying insurance companies but investing the premiums in them

If we didn't have a mortgage it's something I'd consider if I was in a cheap, recently built house.

[cheb]

I used Howden insurance's Newbury branch for my non standard build house. The insurer I'm with has a minimum policy of £1M rebuild and £100K contents.