premium bonds.

General chat topics, anything and everything you want or need to discuss
User avatar
KungFooBob
Posts: 14203
Joined: Sat Mar 14, 2020 1:04 pm
Location: The content of this post is not AI generated.
Has thanked: 539 times
Been thanked: 7530 times

Re: premium bonds.

Post by KungFooBob »

Nowt.

I did win £5 and a free lucky dip on the lotto last night tho'
User avatar
Taipan
Posts: 13948
Joined: Sat Mar 14, 2020 1:48 pm
Location: Essex Riviera!
Has thanked: 15955 times
Been thanked: 10248 times

Re: premium bonds.

Post by Taipan »

Better than a boot in the stones! :clap:

Image
MyLittleStudPony
Posts: 1152
Joined: Sat Mar 14, 2020 9:28 pm
Has thanked: 616 times
Been thanked: 406 times

Re: premium bonds.

Post by MyLittleStudPony »

Nawt. :thumbdown:

They're not feeling particularly premium to me. They're more like a skanking-scummer-nan-in-the-pool-at-a-cheap-holiday-camp bond.
Zimbo
Posts: 204
Joined: Mon Apr 06, 2020 5:04 pm
Location: Gloucestershire
Has thanked: 87 times
Been thanked: 135 times

Re: premium bonds.

Post by Zimbo »

Nothing last month, £100 this month, so not doing great at the moment, would have got more in interest in the bank. Maybe next month will make up ...
MyLittleStudPony
Posts: 1152
Joined: Sat Mar 14, 2020 9:28 pm
Has thanked: 616 times
Been thanked: 406 times

Re: premium bonds.

Post by MyLittleStudPony »

Potter wrote: Thu Nov 02, 2023 3:22 pm
MyLittleStudPony wrote: Thu Nov 02, 2023 3:07 pm Nawt. :thumbdown:

They're not feeling particularly premium to me. They're more like a skanking-scummer-nan-in-the-pool-at-a-cheap-holiday-camp bond.
Have you got the max in?
No. I cashed in most of them (and lots of other stuff) to get a transfrontier shipment licence.
MyLittleStudPony
Posts: 1152
Joined: Sat Mar 14, 2020 9:28 pm
Has thanked: 616 times
Been thanked: 406 times

Re: premium bonds.

Post by MyLittleStudPony »

Potter wrote: Fri Nov 03, 2023 4:46 am
MyLittleStudPony wrote: Thu Nov 02, 2023 9:44 pm
Potter wrote: Thu Nov 02, 2023 3:22 pm

Have you got the max in?
No. I cashed in most of them (and lots of other stuff) to get a transfrontier shipment licence.
The rag and bone business picking up a bit is it :lol:

The comparable interest rates are only something like 4% (ish) on PBs, so you're only going to get £250-350 a month if the two of you max it out with a hundred bags between you in there.
You can't moan if you're only getting 4% of next to nothing.
The old bins game, hardest game in the world, I done it 20 years, man and boy, the old bins game.
Jody
Posts: 1714
Joined: Fri Mar 20, 2020 11:49 am
Location: Biarritz in Summer, Cornwall In Autumn, Courchevel in Winter
Has thanked: 1947 times
Been thanked: 1292 times

Re: premium bonds.

Post by Jody »

£100 again this month, from sub £10K held, so pretty happy.
Jody
Posts: 1714
Joined: Fri Mar 20, 2020 11:49 am
Location: Biarritz in Summer, Cornwall In Autumn, Courchevel in Winter
Has thanked: 1947 times
Been thanked: 1292 times

Re: premium bonds.

Post by Jody »

Nothing this month.
Which is to be expected as I've been way over the odds recently.
User avatar
KungFooBob
Posts: 14203
Joined: Sat Mar 14, 2020 1:04 pm
Location: The content of this post is not AI generated.
Has thanked: 539 times
Been thanked: 7530 times

Re: premium bonds.

Post by KungFooBob »

Zip.

There's 17k in there now and all I've had this year is two £50's.

First week of Feb my £20K NS&I 4% Bond matures.

Both together would pay my mortgage off, but it's only 1.12% with 3 years left on that rate. I might just bung it all in another bond if I can get near 6%. It will sure beat this years premium winnings!
Last edited by KungFooBob on Sat Dec 02, 2023 10:25 am, edited 1 time in total.
Mr. Dazzle
Posts: 13939
Joined: Mon Mar 16, 2020 7:57 pm
Location: Milton Keynes
Has thanked: 2551 times
Been thanked: 6245 times

Re: premium bonds.

Post by Mr. Dazzle »

I've got a couple of bonds maturing in Jan too.

Nothing demonstrates getting older better than the feeling of "wow, that came around quick!". Honestly would have said I'd only just done it :lol:
Zimbo
Posts: 204
Joined: Mon Apr 06, 2020 5:04 pm
Location: Gloucestershire
Has thanked: 87 times
Been thanked: 135 times

Re: premium bonds.

Post by Zimbo »

£175 this month on 44K, better but that's 0, 100, 175 in the last three months, still underperforming bank interest rates!
User avatar
Taipan
Posts: 13948
Joined: Sat Mar 14, 2020 1:48 pm
Location: Essex Riviera!
Has thanked: 15955 times
Been thanked: 10248 times

Re: premium bonds.

Post by Taipan »

1 x £50 and 1 x £100! :thumbup:
v8-powered
Posts: 2527
Joined: Mon Mar 16, 2020 7:37 pm
Location: Layer-de-la-Haye
Has thanked: 2248 times
Been thanked: 1242 times

Re: premium bonds.

Post by v8-powered »

A whole £25
User avatar
Ditchfinder
Posts: 1123
Joined: Thu Dec 24, 2020 8:55 am
Has thanked: 621 times
Been thanked: 692 times

Re: premium bonds.

Post by Ditchfinder »

Did a lost account search this week as I vaguely remember someone saying they had bought me premium bonds when I was still knee high to a grashopper.

Good news is they were right and I do indeed have some long forgotten bonds, bad news is only £20 worth, worse news is they have never won a bean in 40 years :lol:
'07 Griso 1100 (for sale), '94 Sprint 900, the scabbiest Himalayan in the country
Demannu
Posts: 1882
Joined: Sat May 08, 2021 5:14 pm
Location: Another day without using algebra
Has thanked: 65 times
Been thanked: 1235 times

Re: premium bonds.

Post by Demannu »

On £2700 for the year for a 6.75% return.
I realise I can get an easy 6%, but the thrill of getting that message..........and of course, one day we'll be millionaires!
User avatar
MingtheMerciless
Posts: 3553
Joined: Wed Mar 18, 2020 7:42 am
Location: Scarfolk on Sea
Has thanked: 2942 times
Been thanked: 1883 times

Re: premium bonds.

Post by MingtheMerciless »

Me Zilch

Mrs M £250.
"Of all the stories you told me, which ones were true and which ones weren't?"
"My dear Doctor, they're all true."
"Even the lies?"
"Especially the lies."
Demannu
Posts: 1882
Joined: Sat May 08, 2021 5:14 pm
Location: Another day without using algebra
Has thanked: 65 times
Been thanked: 1235 times

Re: premium bonds.

Post by Demannu »

Potter wrote: Sat Dec 09, 2023 12:53 pm
Demannu wrote: Fri Dec 08, 2023 7:32 pm On £2700 for the year for a 6.75% return.
I realise I can get an easy 6%, but the thrill of getting that message..........and of course, one day we'll be millionaires!
6% isn't easy to come by now
Bollocks!
I got this email from some bloke who told me I could get 12% minimum on crypto.
All I got to do is send him the codes on an apple voucher for £1000 and I'll be in clover this time next year..........
User avatar
Dodgy69
Posts: 5456
Joined: Mon Mar 16, 2020 6:36 pm
Location: Shrewsbury
Has thanked: 1746 times
Been thanked: 2085 times

Re: premium bonds.

Post by Dodgy69 »

New Year with new bond investment.

£125. 👍
Yamaha rocket 3
User avatar
KungFooBob
Posts: 14203
Joined: Sat Mar 14, 2020 1:04 pm
Location: The content of this post is not AI generated.
Has thanked: 539 times
Been thanked: 7530 times

Re: premium bonds.

Post by KungFooBob »

Nowt.

I'm gonna pull ten grand out and stick it somewhere else.
User avatar
Dodgy69
Posts: 5456
Joined: Mon Mar 16, 2020 6:36 pm
Location: Shrewsbury
Has thanked: 1746 times
Been thanked: 2085 times

Re: premium bonds.

Post by Dodgy69 »

KungFooBob wrote: Wed Jan 03, 2024 7:58 am Nowt.

I'm gonna pull ten grand out and stick it somewhere else.

Panigale...
Yamaha rocket 3