revtothelimit - motorbike forum

Cousin Jack wrote: Mon Feb 03, 2025 10:30 pm I usually have 1 note on me, either a a £10 or a £20 for emergencies when someone doesn't do cards. Otherwise everything goes on a CC, the debit card stays home except when I am going to draw out cash. I did that today (£50), first time in about 9 months. With luck that £50 will last me 2025.

Used cash at Wally World this morning, $67.

I've had the same £10 note in my wallet for about 6 months now.

That's not a comment on cash vs card, I'm just tight.

Mr. Dazzle wrote: Tue Feb 04, 2025 7:07 am I've had the same £10 note in my wallet for about 6 months now.

That's not a comment on cash vs card, I'm just tight.

I tend to keep a moderate amount of cash for random things: eg haircuts and the guy who cleans our windows once a month.

Our window cleaner* does Google Pay IIRC the place I go for haircuts is card only.

*Is there a slang term for a window cleaner, in the vein of 'sparky' or 'chippy'?

Mr. Dazzle wrote: Tue Feb 04, 2025 7:24 am Our window cleaner* does Google Pay IIRC the place I go for haircuts is card only.

*Is there a slang term for a window cleaner, in the vein of 'sparky' or 'chippy'?

Wishy-washy?

Probably not, but it should be.

Mr. Dazzle wrote: Tue Feb 04, 2025 7:24 am Our window cleaner* does Google Pay IIRC the place I go for haircuts is card only.

*Is there a slang term for a window cleaner, in the vein of 'sparky' or 'chippy'?

A "Sloshy"?

I've started using cash again, where it's an option obvs, for anything under ~£30, particularly at self-check-outs.

One reason is to get a supply of change. The local phone signal means the parking app is 50/50 availability - if you're lucky.

Haven't used any of the 'wave your phone' things. Google has too big a share of my data already!

Why would anyone choose to use cash?

As long as you pay it off in full at the end of the month it is free credit, effectively an extra month's pay in your bank account if everything goes on the card.

I like free credit.

I only use Nuka-Cola bottle caps.

Cousin Jack wrote: Tue Feb 04, 2025 9:09 am Why would anyone choose to use cash?

As long as you pay it off in full at the end of the month it is free credit, effectively an extra month's pay in your bank account if everything goes on the card.

I like free credit.

Better than cash because there's consumer protection. And, sometimes, 'points' etc to spend.

Cousin Jack wrote: Tue Feb 04, 2025 9:09 am Why would anyone choose to use cash?

As long as you pay it off in full at the end of the month it is free credit, effectively an extra month's pay in your bank account if everything goes on the card.

I like free credit.

I totally get that question for larger purchases.

But - I have a few mates out here that have small businesses and whilst card charges are probably covered by the price of the item, I do prefer to try and pay cash for stuff under about 20-30€. So, going for coffees/breakfast; quick/small lunch; things like that.

I haven't had a credit card for about 25+ years - I'm shit with money and it's way better not to have one!! Equally, I rarely buy anything that would benefit from a credit card 'back up'!!

But, for smaller businesses here I definitely try and pay cash when I can - might be different over there, but small businesses here do appreciate it!!

Said it before, but IME it's small businesses which are the most likely to be card only here. Holding, paying in and generally handling cash is more expensive than cards nowadays, at least in the UK it would seem.

Still - only counts if you obey the law right? There's an old school hardware shop in Newport Pagnell which actually has a printed sign on the till asking you to pay cash because "it means we pay less Tax" I didn't ask them to explain how that works Surely it's satire.

Most places prefer cash here. Some small bars have cash only signs.

Tipping is big here and easier with cash payments.

Yorick wrote: Tue Feb 04, 2025 1:21 pm Most places prefer cash here. Some small bars have cash only signs.

Tipping is big here and easier with cash payments.

Nobody tips here.

Pirahna wrote: Tue Feb 04, 2025 1:42 pm

Yorick wrote: Tue Feb 04, 2025 1:21 pm Most places prefer cash here. Some small bars have cash only signs.

Tipping is big here and easier with cash payments.

Nobody tips here.

I do actually get given the option of tipping my wishy washy when I pay with Google via their app. I don't though, 'cause I know he's self employed

Cousin Jack wrote: Tue Feb 04, 2025 9:09 am Why would anyone choose to use cash?

As long as you pay it off in full at the end of the month it is free credit, effectively an extra month's pay in your bank account if everything goes on the card.

I like free credit.

I mostly use cards,but there are a few places locally where cash is still king. The local bakery,the fruit and veg shop are cash only.

Yorick wrote: Tue Feb 04, 2025 1:21 pm
Tipping is big here...

That, from a Yorkshireman?

Mr. Dazzle wrote: Tue Feb 04, 2025 1:47 pm

Pirahna wrote: Tue Feb 04, 2025 1:42 pm

Yorick wrote: Tue Feb 04, 2025 1:21 pm Most places prefer cash here. Some small bars have cash only signs.

Tipping is big here and easier with cash payments.

Nobody tips here.

I do actually get given the option of tipping my wishy washy when I pay with Google via their app. I don't though, 'cause I know he's self employed

I tip the loose change in a cafe or bar.

gremlin wrote: Tue Feb 04, 2025 2:02 pm

Yorick wrote: Tue Feb 04, 2025 1:21 pm
Tipping is big here...

That, from a Yorkshireman?

Fucking stinking rich Yorkshireman




I wish

Cousin Jack wrote: Tue Feb 04, 2025 9:09 am Why would anyone choose to use cash?

Easier to diddle the tax man