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Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Mon Mar 21, 2022 3:10 pm
by gremlin
Sodding cars.
Gremlinette has her driving test booked for May, so, prompted by my insurance on the Figaro being up for renewal, which i did for a very reasonable £95, I started looking at prices for her when she passes (whenever that may be). Well, feck me up the chuffer. I wasn't expecting the cheapest quote to be just shy of five grand!
Therefore, the Figaro, lovely as it is, has to go. It's booked in for an MOT on Wednesday, which I think it should pass given it's done very little in the way of miles since the last one, then the ballache of selling it.
Just wondering if the present owner of the bumming hat is in need of a little runabout...
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Mon Mar 21, 2022 4:04 pm
by Mussels
Ouch, have you checked the cost of a Micra?
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Mon Mar 21, 2022 4:07 pm
by v8-powered
Had similar issue a few years back with my lad - Insurance as a learner was under £200, as soon as he passed it went up to just under £2000 and even then it was a black box policy.
That was for a Corsa 1.2SXi and from memory they were one of the cheaper cars to insure as a youngster.....
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Mon Mar 21, 2022 4:12 pm
by Horse
gremlin wrote: Mon Mar 21, 2022 3:10 pm
I started looking at prices for her when she passes (whenever that may be). Well, feck me up the chuffer. I wasn't expecting the cheapest quote to be just shy of five grand!
When Foal passed, I phoned my insurer (SEAT own scheme, for a few years old 1.6TD Ibiza).
"That will be £5farsand, for the remainder of the year. Do you want to continue?"
Err no, funnily enough.
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Mon Mar 21, 2022 4:14 pm
by KungFooBob
Don't insure it.
I've been watching Police Interceptors on C5 and the uninsured scrotes only get a £250 fine (and their car crushed so it's win/win with a Figaro).
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Mon Mar 21, 2022 4:32 pm
by gremlin
Mussels wrote: Mon Mar 21, 2022 4:04 pm
Ouch, have you checked the cost of a Micra?
Which is what the Fig is, but with a thoroughbred breast of a one litre turbocharged, fire-breathing engine.....
For shit and giggles I was playing around with the quote online, and a VW Up! was c. £1200 if she has a black box fitted. Strangely, a BMW 1 series or Audi A3 wasn't a whole lot more expensive, c. £1400. Even pushing the voluntary excess up to the max made no difference to the premium on any of the cars.
When I told her we'd have to sell the Fig she was heart-broken. And when I told her I'd just renewed my insurance for £95 it tipped her over the edge.
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Mon Mar 21, 2022 5:05 pm
by DefTrap
gremlin wrote: Mon Mar 21, 2022 3:10 pm
Sodding cars.
Gremlinette has her driving test booked for May, so, prompted by my insurance on the Figaro being up for renewal, which i did for a very reasonable £95, I started looking at prices for her when she passes (whenever that may be). Well, feck me up the chuffer. I wasn't expecting the cheapest quote to be just shy of five grand!
Therefore, the Figaro, lovely as it is, has to go. It's booked in for an MOT on Wednesday, which I think it should pass given it's done very little in the way of miles since the last one, then the ballache of selling it.
Just wondering if the present owner of the bumming hat is in need of a little runabout...
My eldest lad got his first UK insurance last year - over 1200 quid p/a on a 20 yo 1 litre Ibiza. FFS. Same car and driver on a similar deal over here the premium is about a third of that. He's 25.
Now he's back in the UK I think it's probably more prudent to spend the premium on cab fares.
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Mon Mar 21, 2022 6:29 pm
by Mussels
I cracked out the BoE inflation calculator. My first insurance on a 957cc Fiesta was £600 tpft, in todays money that's £1,600.
Kids today have it easy.
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Mon Mar 21, 2022 7:11 pm
by KungFooBob
Sometimes the most unexpected cars are cheap to insure.
It's about risk init.
Every 17-19 year old buys a 1.0 Corsa. 50% of them have a claim, then a 1.0 Corsa becomes a big risk.
You need to do quotes on cars that kids wouldn't be seen dead in like Passats, Mundaneos P38 Range Rovers, etc.. You might be surprised.
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Mon Mar 21, 2022 7:43 pm
by Cousin Jack
Insurance for kids is insane. My daughter was lucky, I had a company car that was insured for any of my family to drive. Then when she got her first car (an old-style Panda) she was able to truthfully say that she had 2 years experience of driving a very much more powerful cars without any accidents. She may have omitted to mention that she had been allowed to drive it alone about 3 times in those 2 years.
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Mon Mar 21, 2022 7:47 pm
by David
AS a 16 year old I insured my first vehicle (a Messrschmidt KR200) for ten shillings....50 p.
My V50 just cost me £201.
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Mon Mar 21, 2022 8:04 pm
by Skub
David wrote: Mon Mar 21, 2022 7:47 pm
AS a 16 year old I insured my first vehicle (a Messrschmidt KR200) for ten shillings....50 p.
My V50 just cost me £201.
Yeahbut,that was a year's wages back then.
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Mon Mar 21, 2022 9:28 pm
by Yorick
Skub wrote: Mon Mar 21, 2022 8:04 pm
David wrote: Mon Mar 21, 2022 7:47 pm
AS a 16 year old I insured my first vehicle (a Messrschmidt KR200) for ten shillings....50 p.
My V50 just cost me £201.
Yeahbut,that was a year's wages back then.
Hey Pops. What are shillings?
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Tue Mar 22, 2022 7:45 am
by Taipan
The Wife has covid! Double jabbed, boosted and has already had it and she gets it again FFS!
We've got a big family gathering planned for Mothers Day and it'd better not bollox that up!
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Tue Mar 22, 2022 8:00 am
by slowsider
David wrote: Mon Mar 21, 2022 7:47 pm
AS a 16 year old I insured my first vehicle (a Messrschmidt KR200) for ten shillings....50 p
You is an old fokker
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Tue Mar 22, 2022 9:15 am
by the_priest
Petrol £1.647/litre. Ouch! Have to fill up, daughter to Reading Uni tomorrow, funerals, visits, services and much more. The travel expenses have rocketed and the rate of claims is way under the margin. Running at a severe loss now.
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Tue Mar 22, 2022 9:29 am
by David
slowsider wrote: Tue Mar 22, 2022 8:00 am
David wrote: Mon Mar 21, 2022 7:47 pm
AS a 16 year old I insured my first vehicle (a Messrschmidt KR200) for ten shillings....50 p
You is an old fokker
I am in the first flush of yoof.
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Tue Mar 22, 2022 11:51 am
by lostboy
the_priest wrote: Tue Mar 22, 2022 9:15 am
Petrol £1.647/litre. Ouch! Have to fill up, daughter to Reading Uni tomorrow, funerals, visits, services and much more. The travel expenses have rocketed and the rate of claims is way under the margin. Running at a severe loss now.
If you can get it. I was at an event in Bournemouth last week and needed to fill up on the way out - no unleaded anywhere (at £1.65/l in service stations and supermarket fuel stations) so ended up filling up with Super at £1.74/l!! I tend to use SUL anyway but that had gone by the by for a bit. Clearly the OAPs of Bournemouth have nothing better to do than panic buy unleaded fuel.
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Tue Mar 22, 2022 12:55 pm
by Silly Car
The mouse on my laptop!
I currently have three screens on the laptop, a tv and iPa, why the fuckitty fuck won’t the mouse cursor move onto or action anything on the unconnected tv or iPad.
FFS, in today’s modern world I expect unexpected commends to simply be followed, irrespective of whether the technology is compatible, connected or streaming Netflix while I’m playing solitaire on the iPad
Re: Insignificant/ Significant things that BYP or just wind you up a little
Posted: Tue Mar 22, 2022 6:42 pm
by MingtheMerciless
Conservatory roof blinds, bloody hell what a gash mounting system they have, its 6 or so clip things that you have to line up simultaneously with a wobbly frame whilst standing on the top of a step ladder. I may have had a couple of Donald Duck Mantrums whilst removing and refitting them.