Insignificant/ Significant things that BYP or just wind you up a little

General chat topics, anything and everything you want or need to discuss
User avatar
gremlin
Posts: 5891
Joined: Wed Jul 08, 2020 3:12 pm
Location: Kent (AKA God's own country)
Has thanked: 804 times
Been thanked: 4746 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by gremlin »

Sodding cars.

Gremlinette has her driving test booked for May, so, prompted by my insurance on the Figaro being up for renewal, which i did for a very reasonable £95, I started looking at prices for her when she passes (whenever that may be). Well, feck me up the chuffer. I wasn't expecting the cheapest quote to be just shy of five grand! :o

Therefore, the Figaro, lovely as it is, has to go. It's booked in for an MOT on Wednesday, which I think it should pass given it's done very little in the way of miles since the last one, then the ballache of selling it.

Just wondering if the present owner of the bumming hat is in need of a little runabout... :thumbup:
All aboard the Peckham Pigeon! All aboard!
Mussels
Posts: 4435
Joined: Mon Mar 16, 2020 9:02 pm
Has thanked: 832 times
Been thanked: 1236 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Mussels »

Ouch, have you checked the cost of a Micra?
v8-powered
Posts: 2527
Joined: Mon Mar 16, 2020 7:37 pm
Location: Layer-de-la-Haye
Has thanked: 2243 times
Been thanked: 1242 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by v8-powered »

Had similar issue a few years back with my lad - Insurance as a learner was under £200, as soon as he passed it went up to just under £2000 and even then it was a black box policy.
That was for a Corsa 1.2SXi and from memory they were one of the cheaper cars to insure as a youngster.....
User avatar
Horse
Posts: 11512
Joined: Sun Mar 15, 2020 11:30 am
Location: Always sunny southern England
Has thanked: 6160 times
Been thanked: 5062 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Horse »

gremlin wrote: Mon Mar 21, 2022 3:10 pm I started looking at prices for her when she passes (whenever that may be). Well, feck me up the chuffer. I wasn't expecting the cheapest quote to be just shy of five grand! :o
When Foal passed, I phoned my insurer (SEAT own scheme, for a few years old 1.6TD Ibiza).

"That will be £5farsand, for the remainder of the year. Do you want to continue?"

Err no, funnily enough.
Even bland can be a type of character :wave:
User avatar
KungFooBob
Posts: 14117
Joined: Sat Mar 14, 2020 1:04 pm
Location: The content of this post is not AI generated.
Has thanked: 537 times
Been thanked: 7489 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by KungFooBob »

Don't insure it.

I've been watching Police Interceptors on C5 and the uninsured scrotes only get a £250 fine (and their car crushed so it's win/win with a Figaro).
User avatar
gremlin
Posts: 5891
Joined: Wed Jul 08, 2020 3:12 pm
Location: Kent (AKA God's own country)
Has thanked: 804 times
Been thanked: 4746 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by gremlin »

Mussels wrote: Mon Mar 21, 2022 4:04 pm Ouch, have you checked the cost of a Micra?
Which is what the Fig is, but with a thoroughbred breast of a one litre turbocharged, fire-breathing engine..... ;)

For shit and giggles I was playing around with the quote online, and a VW Up! was c. £1200 if she has a black box fitted. Strangely, a BMW 1 series or Audi A3 wasn't a whole lot more expensive, c. £1400. Even pushing the voluntary excess up to the max made no difference to the premium on any of the cars.

When I told her we'd have to sell the Fig she was heart-broken. And when I told her I'd just renewed my insurance for £95 it tipped her over the edge. :lol:
All aboard the Peckham Pigeon! All aboard!
User avatar
DefTrap
Posts: 4480
Joined: Tue Apr 14, 2020 8:23 am
Has thanked: 2250 times
Been thanked: 2180 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by DefTrap »

gremlin wrote: Mon Mar 21, 2022 3:10 pm Sodding cars.

Gremlinette has her driving test booked for May, so, prompted by my insurance on the Figaro being up for renewal, which i did for a very reasonable £95, I started looking at prices for her when she passes (whenever that may be). Well, feck me up the chuffer. I wasn't expecting the cheapest quote to be just shy of five grand! :o

Therefore, the Figaro, lovely as it is, has to go. It's booked in for an MOT on Wednesday, which I think it should pass given it's done very little in the way of miles since the last one, then the ballache of selling it.

Just wondering if the present owner of the bumming hat is in need of a little runabout... :thumbup:
My eldest lad got his first UK insurance last year - over 1200 quid p/a on a 20 yo 1 litre Ibiza. FFS. Same car and driver on a similar deal over here the premium is about a third of that. He's 25.

Now he's back in the UK I think it's probably more prudent to spend the premium on cab fares.
Mussels
Posts: 4435
Joined: Mon Mar 16, 2020 9:02 pm
Has thanked: 832 times
Been thanked: 1236 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Mussels »

I cracked out the BoE inflation calculator. My first insurance on a 957cc Fiesta was £600 tpft, in todays money that's £1,600.
Kids today have it easy.
User avatar
KungFooBob
Posts: 14117
Joined: Sat Mar 14, 2020 1:04 pm
Location: The content of this post is not AI generated.
Has thanked: 537 times
Been thanked: 7489 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by KungFooBob »

Sometimes the most unexpected cars are cheap to insure.

It's about risk init.

Every 17-19 year old buys a 1.0 Corsa. 50% of them have a claim, then a 1.0 Corsa becomes a big risk.

You need to do quotes on cars that kids wouldn't be seen dead in like Passats, Mundaneos P38 Range Rovers, etc.. You might be surprised.
User avatar
Cousin Jack
Posts: 4434
Joined: Mon Mar 16, 2020 4:36 pm
Location: Down in the Duchy
Has thanked: 2541 times
Been thanked: 2281 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Cousin Jack »

Insurance for kids is insane. My daughter was lucky, I had a company car that was insured for any of my family to drive. Then when she got her first car (an old-style Panda) she was able to truthfully say that she had 2 years experience of driving a very much more powerful cars without any accidents. She may have omitted to mention that she had been allowed to drive it alone about 3 times in those 2 years.
Cornish Tart #1

Remember An Gof!
David
Posts: 2134
Joined: Tue Mar 17, 2020 8:50 am
Location: Top 'o the Worle
Has thanked: 217 times
Been thanked: 689 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by David »

AS a 16 year old I insured my first vehicle (a Messrschmidt KR200) for ten shillings....50 p.


My V50 just cost me £201.
User avatar
Skub
Posts: 12150
Joined: Mon Mar 16, 2020 5:32 pm
Location: Norn Iron
Has thanked: 9799 times
Been thanked: 10124 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Skub »

David wrote: Mon Mar 21, 2022 7:47 pm AS a 16 year old I insured my first vehicle (a Messrschmidt KR200) for ten shillings....50 p.


My V50 just cost me £201.
Yeahbut,that was a year's wages back then. :silent:
"Be kind to past versions of yourself that didn't know what you know now."
Walt Whitman
https://soundcloud.com/skub1955
User avatar
Yorick
Posts: 16689
Joined: Sat Mar 14, 2020 8:20 pm
Location: Paradise
Has thanked: 10227 times
Been thanked: 6867 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Yorick »

Skub wrote: Mon Mar 21, 2022 8:04 pm
David wrote: Mon Mar 21, 2022 7:47 pm AS a 16 year old I insured my first vehicle (a Messrschmidt KR200) for ten shillings....50 p.


My V50 just cost me £201.
Yeahbut,that was a year's wages back then. :silent:
Hey Pops. What are shillings?
User avatar
Taipan
Posts: 13868
Joined: Sat Mar 14, 2020 1:48 pm
Location: Essex Riviera!
Has thanked: 15874 times
Been thanked: 10207 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Taipan »

The Wife has covid! Double jabbed, boosted and has already had it and she gets it again FFS! :roll: We've got a big family gathering planned for Mothers Day and it'd better not bollox that up! :x
slowsider
Posts: 3189
Joined: Mon Mar 16, 2020 3:45 pm
Location: RoI
Has thanked: 1264 times
Been thanked: 1188 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by slowsider »

David wrote: Mon Mar 21, 2022 7:47 pm AS a 16 year old I insured my first vehicle (a Messrschmidt KR200) for ten shillings....50 p
You is an old fokker
User avatar
the_priest
Posts: 1907
Joined: Sun Mar 15, 2020 2:18 pm
Location: Dwelling in Welling
Has thanked: 1874 times
Been thanked: 2170 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by the_priest »

Petrol £1.647/litre. Ouch! Have to fill up, daughter to Reading Uni tomorrow, funerals, visits, services and much more. The travel expenses have rocketed and the rate of claims is way under the margin. Running at a severe loss now.
Proverbs 17:9
One who forgives an affront fosters friendship, but one who dwells on disputes will alienate a friend.
David
Posts: 2134
Joined: Tue Mar 17, 2020 8:50 am
Location: Top 'o the Worle
Has thanked: 217 times
Been thanked: 689 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by David »

slowsider wrote: Tue Mar 22, 2022 8:00 am
David wrote: Mon Mar 21, 2022 7:47 pm AS a 16 year old I insured my first vehicle (a Messrschmidt KR200) for ten shillings....50 p
You is an old fokker
I am in the first flush of yoof.
lostboy
Posts: 840
Joined: Fri Aug 28, 2020 3:03 pm
Has thanked: 2156 times
Been thanked: 426 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by lostboy »

the_priest wrote: Tue Mar 22, 2022 9:15 am Petrol £1.647/litre. Ouch! Have to fill up, daughter to Reading Uni tomorrow, funerals, visits, services and much more. The travel expenses have rocketed and the rate of claims is way under the margin. Running at a severe loss now.
If you can get it. I was at an event in Bournemouth last week and needed to fill up on the way out - no unleaded anywhere (at £1.65/l in service stations and supermarket fuel stations) so ended up filling up with Super at £1.74/l!! I tend to use SUL anyway but that had gone by the by for a bit. Clearly the OAPs of Bournemouth have nothing better to do than panic buy unleaded fuel.
Silly Car
Posts: 854
Joined: Mon Mar 16, 2020 7:53 pm
Has thanked: 143 times
Been thanked: 497 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by Silly Car »

The mouse on my laptop! :angry-argument:

I currently have three screens on the laptop, a tv and iPa, why the fuckitty fuck won’t the mouse cursor move onto or action anything on the unconnected tv or iPad.

FFS, in today’s modern world I expect unexpected commends to simply be followed, irrespective of whether the technology is compatible, connected or streaming Netflix while I’m playing solitaire on the iPad :evil:


;)
User avatar
MingtheMerciless
Posts: 3543
Joined: Wed Mar 18, 2020 7:42 am
Location: Scarfolk on Sea
Has thanked: 2929 times
Been thanked: 1877 times

Re: Insignificant/ Significant things that BYP or just wind you up a little

Post by MingtheMerciless »

Conservatory roof blinds, bloody hell what a gash mounting system they have, its 6 or so clip things that you have to line up simultaneously with a wobbly frame whilst standing on the top of a step ladder. I may have had a couple of Donald Duck Mantrums whilst removing and refitting them.
"Of all the stories you told me, which ones were true and which ones weren't?"
"My dear Doctor, they're all true."
"Even the lies?"
"Especially the lies."