Bank Fraud

[mangocrazy]

Aren't they actually HSBC in disguise and thus almost certainly evil / historically linked to slavery / other?

They're part of the HSBC group but are a completely arm's length operation. They have their own IT systems and have quite astonishing amounts of autonomy in what is still a pretty straight-laced parent company. HSBC types send themselves into a tizzy because of this - I found them good to work with and responsive. Once I transfer my HSBC stocks & shares ISA to a suitable platform I'm dumping my HSBC accounts and firing up a First Direct one.

I once visited them for work reasons up in Leeds. All the guff about the call-centre staff genuinely enjoying working there was true.

Yeah, I visited them in Leeds and was impressed. We got to the bottom of the IT problems we were experiencing, they promised to do stuff to fix it, and they did, on time. Corporate culture was a world away from HSBC. HSBC was all little fiefdoms, FD worked as one big team.

[mangocrazy]

Too made up and I don't like their corporate pallet.

No, who wants clunky wooden structures getting in the way and tripping people up.

[Mr. Dazzle]

It's the associated postage charge which really irks.

[gremlin]

I think bank is a strong word here

I chose Starling, the one which is actually a bank.

Albeit one with lax controls. Honestly, it's almost as if every bank is bloody useless.

https://www.bankingriskandregulation.co ... dium=email

(It's behind a paywall, but you get the gist.)

[Taipan]

First Direct also don't make charges for use abroad, if you'd like a bank that's been around for a while - and if that makes a difference.

I've used them almost since they launched but, honestly, only because their cards were plain black.

I'm thinking of changing to Nationwide cos they give their members cash back and I like their tv adverts!

[Mr. Dazzle]

Everyone was doing it during Covid. Same as sex pesting at the BBC in the 70s/80s, different time.

[gremlin]

I'm thinking of changing to Nationwide cos I like their tv adverts!

Conversely, I'm thinking of torching Santander's head office.