Insurance

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formula400
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Re: Insurance

Post by formula400 »

My MT07, 7 yeah NCB, 2 non fault claims
£380
Had my licence 21 years
CBR650r :mrgreen:
Supermofo
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Re: Insurance

Post by Supermofo »

formula400 wrote: Wed Sep 27, 2023 8:59 pm My MT07, 7 yeah NCB, 2 non fault claims
£380
Had my licence 21 years
Yeech and that's in Surrey? Although is that a fair few miles commuting?

Mine was £140 last year for the GSXS 1000 with 12 years NCB and 4k miles riding. I'm fully expecting it to go up though judging from the grapevine. And joy of joys both of our cars and my bike insurance are due just over a month apart.
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Dodgy69
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Re: Insurance

Post by Dodgy69 »

Big bike tax is £111 now, jeez..
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Re: Insurance

Post by Supermofo »

Yeah piss take isn't it. My car is a 2016 and I pay £20 a year for a 2 litre. My bike does less than half the mileage and is better on MPG and I'd guess emissions too and I get fleeced for £90 more.
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Re: Insurance

Post by KungFooBob »

The £20 tax eligibility ended in 2017, if your car was a couple of years newer you'd be paying £180.
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Re: Insurance

Post by Dodgy69 »

I put 6 months tax on the RE , just to split em. MT and GS tax both end this month. MT will be sorned. GS is having a little trip north in October so I'll put 12 months on that.

Insurance October 24. it's a dear do. 🙄
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Re: Insurance

Post by KungFooBob »

Pah, my bike insurance for all three bikes renews on the 23rd of December.... happy Christmas!
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Taipan
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Re: Insurance

Post by Taipan »

I was told insurance is going up as it gets past the algorithms set by the covid/lock down period? It has been artificially low due to the lack of vehicle use during lock down and its rumoured Ins Cos saved over £1bn during this period, but is now slowly, but surely, changing back...
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Re: Insurance

Post by Bustaspoke »

Dodgy69 wrote: Thu Sep 28, 2023 8:25 am Big bike tax is £111 now, jeez..
Big bikes? I wouldn't call my SV650 or 675R Street Triple big bikes...
Here's what it says on the Gov website.

Motorcycles and Tricycles (weighing no more than 450kg)

Tax class 17 Motorcycles
(with or without a sidecar)
Not over 150cc £24 - £24 £25.20 -
151 to 400cc £52 £28.60 £52 £54.60 £27.30
401 to 600cc £80 £44 £80 £84 £42
Over 600cc £111 £61.05 £111 £116.55 £58.28
Tax class 50 Tricycles
(with or without
a sidecar)
Not over 150cc £24 - £24 £25.20 -
All other
tricycles £111 £61.05 £111 £116.55 £58.28

Time to finally get my 599cc XT600 back on the road & save some tax :thumbup:
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Re: Insurance

Post by Whysub »

Insurance on my 4 bikes here in Spain have to be on seperate policies, and cost me a total of around €600 a year.
However, the policies allow anyone over the age of 25 who has held a policy for a minimum of two years can ride them.
Great when mates come over, as we can go out together on them.

I am having trouble getting travel insurance for riding in the EU though. It seems no insurers will cover me on a bike exceeding 125cc, even if it is my own.
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Re: Insurance

Post by Dodgy69 »

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Re: Insurance

Post by Whysub »

Thank you-that's perfect.

Just hope I never need it.
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Dodgy69
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Re: Insurance

Post by Dodgy69 »

Fcuk me...house insurance up by a third...RBs. 🤬

Inflation coming down my arse...
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Count Steer
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Re: Insurance

Post by Count Steer »

Wife's renewal came up recently for the shopping trolley. Was £265.




Now £450. :shock:


Ah...mine's due in December. :(
Doubt is not a pleasant condition.
But certainty is an absurd one
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Re: Insurance

Post by v8-powered »

Dodgy69 wrote: Mon Oct 02, 2023 2:15 pm Fcuk me...house insurance up by a third...RBs. 🤬

Inflation coming down my arse...
I really struggled this year to get our home insurance below a grand, took a lot of calls but still paid over £700.

Wife's car insurance took a jump too from just under £500 to £750 - ended up getting it down but you shouldn't have to go through the annual dance.
The shitbox I drive did actually come down by about £20 this year!
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Count Steer
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Re: Insurance

Post by Count Steer »

v8-powered wrote: Mon Oct 02, 2023 4:28 pm
Dodgy69 wrote: Mon Oct 02, 2023 2:15 pm Fcuk me...house insurance up by a third...RBs. 🤬

Inflation coming down my arse...
I really struggled this year to get our home insurance below a grand, took a lot of calls but still paid over £700.

Wife's car insurance took a jump too from just under £500 to £750 - ended up getting it down but you shouldn't have to go through the annual dance.
The shitbox I drive did actually come down by about £20 this year!
That is the thing that burns my biscuits. Get a renewal (RAC/AA, car insurance, home insurance, anti-virus-, energy etc etc), decline....'Oh! We can do it for £x'....and we're expected to be grateful. :evil: There used to be a time when loyalty paid, now it's all about 'switching' but nothing gets cheaper.
Doubt is not a pleasant condition.
But certainty is an absurd one
.
Voltaire
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Re: Insurance

Post by MyLittleStudPony »

But I bet you'd all swop it all to be young again.

I would.The cheap insurance, the luxury cars, the fabulous houses, the far reaching and anecdote heavy travel, all to be young again.
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Re: Insurance

Post by MyLittleStudPony »

DefTrap wrote: Wed Sep 27, 2023 8:47 pm My son-in-law, 40, not a huge amount of no claims because he didn't learn to drive like forever - £1k pa driving a fairly average looking Honda :o

Apparently sparks are a big risk? Certainly most of his colleagues act like teenagers with the drink and drugs.
I think they're high risk as they don't have good degrees which would have taught them to focus; and are frequently distracted by their own jewellery / watches.
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ChrisW
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Re: Insurance

Post by ChrisW »

My car insurance went up seven quid a couple of months ago and my bike insurance renewal has just come in - down by seven quid.

They're in league.
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Re: Insurance

Post by v8-powered »

MyLittleStudPony wrote: Mon Oct 02, 2023 6:34 pm But I bet you'd all swop it all to be young again.

I would.The cheap insurance, the luxury cars, the fabulous houses, the far reaching and anecdote heavy travel, all to be young again.
I remember paying £1425 to insure a brand new Fiesta RS1800 in 1992!

I'll skip the good old days....