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Re: I have hit another car- what damage to expect?
Posted: Wed Aug 10, 2022 7:14 pm
by Taff
Docca wrote: Wed Aug 10, 2022 6:00 pm
So blokey has just contacted me
Said it felt rough as driving to work today
He took it to a local garage and mentioned some of the things you’ve mentioned in this thread
Said he has an invoice for £900
Direct him to your insurance company. That's what it's there for.
Re: I have hit another car- what damage to expect?
Posted: Wed Aug 10, 2022 7:35 pm
by slowsider
Docca wrote: Wed Aug 10, 2022 6:00 pm
So blokey has just contacted me
Said it felt rough as driving to work today
He took it to a local garage and mentioned some of the things you’ve mentioned in this thread
Said he has an invoice for £900
Would you have a go at fixing it yourself ?

Re: I have hit another car- what damage to expect?
Posted: Wed Aug 10, 2022 7:56 pm
by Mr. Dazzle
Count Steer wrote: Wed Aug 10, 2022 7:13 pm
(Probably just disturbed the tracking).
Devils advocate like, but "disturbing" the tracking from a static impact usually involves bending or breaking something. £900 wouldn't be unreasonable for a new steering rack.
'course, it could've been fucked before.
I'd throw it to the insurance company. In fact I'd tell them right now, now that you've "gone public" with matey there's every chance he might be ringing his insurance company and they'll start tracking you down. He knows your name and address so it won't take long on the insurance database. I'd ring mine now if it were me.
Re: I have hit another car- what damage to expect?
Posted: Wed Aug 10, 2022 8:06 pm
by Count Steer
Mr. Dazzle wrote: Wed Aug 10, 2022 7:56 pm
Count Steer wrote: Wed Aug 10, 2022 7:13 pm
(Probably just disturbed the tracking).
Devils advocate like, but "disturbing" the tracking from a static impact usually involves bending or breaking something. £900 wouldn't be unreasonable for a new steering rack.
'course, it could've been fucked before.
I'd throw it to the insurance company. In fact I'd tell them right now, now that you've "gone public" with matey there's every chance he might be ringing his insurance company and they'll start tracking you down. He knows your name and address so it won't take long on the insurance database. I'd ring mine now if it were me.
True. I think my last steering rack was £1k
In a non-static scenario though (hit a large solid object on the M1) it knocked the tracking so far out the steering wheel was off-centre by about 15° when going in a straight line
Went to a tyre place my Dad recommended and they redid the tracking. Hey presto! I was amazed I hadn't banjaxed something. (I think the object was a lorry half shaft!)
Re: I have hit another car- what damage to expect?
Posted: Wed Aug 10, 2022 8:14 pm
by Greenman
I was in Tesco on my way back from hols sunday and saw two people reverse into each other from their opposing parking spaces. 1 had a massive dent in the bumper but then, about 10 secs later, it popped out. Hopefully the other car you hit was new and built of rubber also...

Re: I have hit another car- what damage to expect?
Posted: Wed Aug 10, 2022 8:20 pm
by Mr. Dazzle
Greenman wrote: Wed Aug 10, 2022 8:14 pm
1 had a massive dent in the bumper but then, about 10 secs later, it popped out.
My old Volvo was written off in a multi car pile up on the M1. Both front and rear bumpers were OK looking....however when you pulled the boot carpet up, you could see the structure of the car was all "wrinkled up". Gotta be careful with bumpers and seemingly minor damage!
Re: I have hit another car- what damage to expect?
Posted: Wed Aug 10, 2022 8:23 pm
by Greenman
Mr. Dazzle wrote: Wed Aug 10, 2022 8:20 pm
Greenman wrote: Wed Aug 10, 2022 8:14 pm
1 had a massive dent in the bumper but then, about 10 secs later, it popped out.
My old Volvo was written off in a multi car pile up on the M1. Both front and rear bumpers were OK looking....however when you pulled the boot carpet up, you could see the structure of the car was all "wrinkled up". Gotta be careful with bumpers and seemingly minor damage!
True.
Unless it's an old Saab...My old '99 Saab was a tank! - I think the bumpers were moulded around the chassis lol!
Re: I have hit another car- what damage to expect?
Posted: Wed Aug 10, 2022 9:08 pm
by Docca

- E25F0F6E-134A-414A-930C-2B2FBDD61749.jpeg (289.58 KiB) Viewed 459 times
He’s a lovely chap.
I’ve contacted my insurance and registered it before I passed on my details, which he now has.
He’s worried that his insurance will go up ( it shouldn’t as it’s my fault?)
He’s worried he’ll have to pay an excess?
Anyway- I’ve given him what he needs to proceed
Re: I have hit another car- what damage to expect?
Posted: Wed Aug 10, 2022 9:14 pm
by Couchy
Docca wrote: Wed Aug 10, 2022 9:08 pm
E25F0F6E-134A-414A-930C-2B2FBDD61749.jpeg
He’s a lovely chap.
I’ve contacted my insurance and registered it before I passed on my details, which he now has.
He’s worried that his insurance will go up ( it shouldn’t as it’s my fault?)
He’s worried he’ll have to pay an excess?
Anyway- I’ve given him what he needs to proceed
I had two non fault accidents settled and paid for by the other cars insurance, my insurance went up and they tried to explain I’m more likely to have an accident than someone who’s never had an accident so he’s prob right lol
Re: I have hit another car- what damage to expect?
Posted: Wed Aug 10, 2022 9:17 pm
by Felix
Count Steer wrote: Wed Aug 10, 2022 7:13 pm
Felix wrote: Wed Aug 10, 2022 6:55 pm
Might easily be a mates garage. I would want a 2nd quote before parting with any cash.
£900? I think I'd let the insurance company deal with that.
(Probably just disturbed the tracking).
My wife got flashed out a side street not thinking traffic is coming the other way and took what Mr flasher was saying as gospel. Her wee car was bust indicator and scratch. Other lass car was bust tyre, bashed wing, indicator, headlamp and bumper corner. This lot must have been around the 1k mark to fix and TBH it was hardly noticed on the next years policy and i dont do protected no claims but having said that i would still want a 2nd opinion/quote.
Re: I have hit another car- what damage to expect?
Posted: Wed Aug 10, 2022 9:24 pm
by MrLongbeard
Docca wrote: Wed Aug 10, 2022 9:08 pm
He’s worried that his insurance will go up ( it shouldn’t as it’s my fault?)
It will, but only a pint or 2's worth
Been there done that, twice.
Re: I have hit another car- what damage to expect?
Posted: Wed Aug 10, 2022 9:25 pm
by Mr. Dazzle
£400 labour seems a lot, but then I don't run a garage for a living
Insurance companies do seem to load your policy for being the victim of bad luck. Presumably they believe in fate.
Re: I have hit another car- what damage to expect?
Posted: Wed Aug 10, 2022 9:29 pm
by cheb
Or you park your car somewhere it has a higher chance of being hit. You can mitigate being in harm's way.
There a road in Farnborough that when I first drove down it I thought I wouldn't park my car there, on the outside of a fairly sharp corner. Next time I went there a few months later there a was a smacked up car in that same spot. Likewise not parking on exposed end spaces in car parks.
Re: I have hit another car- what damage to expect?
Posted: Wed Aug 10, 2022 9:39 pm
by Mussels
He's right about his insurance going up, they now know he parks on a road frequented by careless drivers.
Re: I have hit another car- what damage to expect?
Posted: Wed Aug 10, 2022 10:47 pm
by Horse
Couchy wrote: Wed Aug 10, 2022 9:14 pm
Docca wrote: Wed Aug 10, 2022 9:08 pm
He’s worried that his insurance will go up ( it shouldn’t as it’s my fault?)
He’s worried he’ll have to pay an excess?
I had two non fault accidents settled and paid for by the other cars insurance, my insurance went up and they tried to explain
Someone drove it the back of Filly's car. No fault at all. She's a named driver on my insurance - so
mine was loaded too!
Re: I have hit another car- what damage to expect?
Posted: Thu Aug 11, 2022 6:28 am
by Taff
I've had 2 non fault claims on my van insurance over the last few years, one was the drivers door badly dented when someone reversed into it and the other was a light tap on the rear at a junction.
Neither made any significant effect on the premium.
Re: I have hit another car- what damage to expect?
Posted: Thu Aug 11, 2022 8:07 am
by Pirahna
Felix wrote: Wed Aug 10, 2022 9:17 pm
My wife got flashed out a side street not thinking traffic is coming the other way and took what Mr flasher was saying as gospel. Her wee car was bust indicator and scratch. Other lass car was bust tyre, bashed wing, indicator, headlamp and bumper corner. This lot must have been around the 1k mark to fix and TBH it was hardly noticed on the next years policy and i dont do protected no claims but having said that i would still want a 2nd opinion/quote.
The correct thing to do in that scenario is take Mr Flashers insurance details and claim from him.
Re: I have hit another car- what damage to expect?
Posted: Thu Aug 11, 2022 8:15 am
by Count Steer
Pirahna wrote: Thu Aug 11, 2022 8:07 am
Felix wrote: Wed Aug 10, 2022 9:17 pm
My wife got flashed out a side street not thinking traffic is coming the other way and took what Mr flasher was saying as gospel. Her wee car was bust indicator and scratch. Other lass car was bust tyre, bashed wing, indicator, headlamp and bumper corner. This lot must have been around the 1k mark to fix and TBH it was hardly noticed on the next years policy and i dont do protected no claims but having said that i would still want a 2nd opinion/quote.
The correct thing to do in that scenario is take Mr Flashers insurance details and claim from him.
Not a chance! 'Caveat Flashee' applies.
Re: I have hit another car- what damage to expect?
Posted: Thu Aug 11, 2022 8:18 am
by Mussels
Pirahna wrote: Thu Aug 11, 2022 8:07 am
Felix wrote: Wed Aug 10, 2022 9:17 pm
My wife got flashed out a side street not thinking traffic is coming the other way and took what Mr flasher was saying as gospel. Her wee car was bust indicator and scratch. Other lass car was bust tyre, bashed wing, indicator, headlamp and bumper corner. This lot must have been around the 1k mark to fix and TBH it was hardly noticed on the next years policy and i dont do protected no claims but having said that i would still want a 2nd opinion/quote.
The correct thing to do in that scenario is take Mr Flashers insurance details and claim from him.
I can't see that washing at all, if someone random tells you it's safe to jump off a pier would you just take their word for it?
Re: I have hit another car- what damage to expect?
Posted: Thu Aug 11, 2022 8:18 am
by cheb
Why? All Mr Flasher did was signal his presence to another road user, anything another driver does because of that is their own problem.