revtothelimit - motorbike forum

Yorick wrote: Thu Sep 23, 2021 12:49 pm

Mussels wrote: Thu Sep 23, 2021 12:46 pm Offline banking. My wife has a cheque from her parents to pay in.
Too much for the phone app.
To pay in at a post office she needs paying in slips which are in the back of a chequebook she was never given.
Local branch shut a few weeks back.
All other branches for miles are shut at weekends or have no counter service.
During the week when I'm working the nearest branch is an hour round trip plus waiting time.

I used to just post cheques to the bank.

Still need a paying in slip to do that.
She either needs to get a train to London during the week or I take her to that God awful place Tunbridge Wells and play avoid the traffic warden* while she goes into the bank.

*They are omnipresent so I can't wait anywhere and trips like this usually involve me driving my big diesel engine round and round the town centre polluting the air.

Can't you sign cheques on the back and give them to someone else to pay in any more? I'm sure you used to be able to reassign them.

Count Steer wrote: Thu Sep 23, 2021 1:27 pm Can't you sign cheques on the back and give them to someone else to pay in any more? I'm sure you used to be able to reassign them.

You're well old, UK cheques have been crossed by default for as long as I can remember. Those crosses mean it can only be paid into the payee's bank account.

One way around it could be that I can pay it into our joint account when I'm in London next week. I wouldn't be surprised if they don't let me do that either.

I arranged with a friend to get a lift to the valley this morning and a lift back

My physio changed the appointment so I could get a train back to the drop off/pick up point to coincide with my friend getting back from where he had to go.

His wife got the train to Aime and then planned to get a bus up the mountain

She's super fit so was happy with having to hitch back up (she regularly walks 2/3 or the way back anyway - for fun!!)

Tim rang me about 12:30 (we were supposed to meet at the pick up point at 4) to tell me that what he'd gone to buy had filled his car completely and he had no room for a human as well

"but hitching is fine, someone will always stop"

TBF, I would have cancelled physio without a lift back up! From where the train stops, it's probably a 3+km walk uphill to the nearest village at the bottom of the mountain road. I'm not remotely fit and it's way hotter than I'd need it to be to comfortably do a walk. From the village, it's 20km home. And it's inter season, so there is no traffic outside 'rush' hour


The flip side is that I text a friend to ask if any of her seasonaire mates would be up for giving me a lift up for beer tokens. She came and drove me up herself. Total rockstar! And I'm home and having a lovely cuppa. Considering we only saw two other vehicles going up the mountain road, I could have been walking a bastard long time!!!

Mussels wrote: Thu Sep 23, 2021 2:34 pm

Count Steer wrote: Thu Sep 23, 2021 1:27 pm Can't you sign cheques on the back and give them to someone else to pay in any more? I'm sure you used to be able to reassign them.

You're well old, UK cheques have been crossed by default for as long as I can remember. Those crosses mean it can only be paid into the payee's bank account.

Probably. It's a long time since I used cheques, but I thought you had to write 'a/c payee only' if it wasn't preprinted...which it probably is. Or, maybe I was thinking of Travellers Cheques which we used to sign and use like currency in ski resorts.

KungFooBob wrote: Thu Sep 23, 2021 12:55 pm
The only fuckers who use cheques these days is the DVLA. I paid by card, put the tax refund back on the card, I don't want a cheque!!!!

Wrong.
HMRC still send out cheques for tax rebates.

Yambo wrote: Thu Sep 23, 2021 4:23 pm

KungFooBob wrote: Thu Sep 23, 2021 12:55 pm
The only fuckers who use cheques these days is the DVLA. I paid by card, put the tax refund back on the card, I don't want a cheque!!!!

Wrong.
HMRC still send out cheques for tax rebates.

When the wife got a P800 refund we did it on line and it went straight into our account...

https://www.gov.uk/tax-overpayments-and ... e-a-refund

Yambo wrote: Thu Sep 23, 2021 4:23 pm

KungFooBob wrote: Thu Sep 23, 2021 12:55 pm
The only fuckers who use cheques these days is the DVLA. I paid by card, put the tax refund back on the card, I don't want a cheque!!!!

Wrong.
HMRC still send out cheques for tax rebates.

Unless they have your bank details and permission to put it into your bank directly, in which case they do that instead. Or at least have done when I've had a rebate.

I had no option for my last VAT rebate, first I knew about it was a cheque in the post.

Mussels wrote: Thu Sep 23, 2021 2:34 pm

Count Steer wrote: Thu Sep 23, 2021 1:27 pm Can't you sign cheques on the back and give them to someone else to pay in any more? I'm sure you used to be able to reassign them.

You're well old, UK cheques have been crossed by default for as long as I can remember. Those crosses mean it can only be paid into the payee's bank account.

One way around it could be that I can pay it into our joint account when I'm in London next week. I wouldn't be surprised if they don't let me do that either.

Pay it into the post office..they take most accounts.

KungFooBob wrote: Thu Sep 23, 2021 4:32 pm When the wife got a P800 refund we did it on line and it went straight into our account...

https://www.gov.uk/tax-overpayments-and ... e-a-refund

Oh, I have no doubt, in fact I know they will pay tax rebates straight into bank accounts. Except when you live abroad and they send you a letter saying that they'll pay the money into your account if you give them the details within two months. They send that letter by special courier who presumably walks the couple of thousand miles here (or maybe cycles) but however they send it, the twp months have passed before the letter arrives.

I have a cheque sitting in front of me which I collected from the post office today. It is dated 09.07.2021 and it has taken 2.5 months to get here. I'll send it back to the UK for my son to pay it in for me and I'll send it recorded delivery so he'll get it in around 10 days or so. Hopefully he'll pay it into my account within the next 3.5 months.

The sticky label over the postmark says "MAIL AMERICAS, KADIKOY/ISTANBUL" so I have absolutely no idea what postal system HMRC use.

Mussels wrote: Thu Sep 23, 2021 12:46 pm Offline banking. My wife has a cheque from her parents to pay in.
Too much for the phone app.
To pay in at a post office she needs paying in slips which are in the back of a chequebook she was never given.
Local branch shut a few weeks back.
All other branches for miles are shut at weekends or have no counter service.
During the week when I'm working the nearest branch is an hour round trip plus waiting time.

I'm with Nationwide. I download a paying in slip from their website, print it off and stick it in an envelope with the cheque(s) and drop it in a postbox.

Druid wrote: Thu Sep 23, 2021 7:17 pm

Mussels wrote: Thu Sep 23, 2021 12:46 pm Offline banking. My wife has a cheque from her parents to pay in.
Too much for the phone app.
To pay in at a post office she needs paying in slips which are in the back of a chequebook she was never given.
Local branch shut a few weeks back.
All other branches for miles are shut at weekends or have no counter service.
During the week when I'm working the nearest branch is an hour round trip plus waiting time.

I'm with Nationwide. I download a paying in slip from their website, print it off and stick it in an envelope with the cheque(s) and drop it in a postbox.

That would be a great solution but I don't think Barclays offer self printed slips.

Mussels wrote: Thu Sep 23, 2021 8:34 pm

Druid wrote: Thu Sep 23, 2021 7:17 pm

Mussels wrote: Thu Sep 23, 2021 12:46 pm Offline banking. My wife has a cheque from her parents to pay in.
Too much for the phone app.
To pay in at a post office she needs paying in slips which are in the back of a chequebook she was never given.
Local branch shut a few weeks back.
All other branches for miles are shut at weekends or have no counter service.
During the week when I'm working the nearest branch is an hour round trip plus waiting time.

I'm with Nationwide. I download a paying in slip from their website, print it off and stick it in an envelope with the cheque(s) and drop it in a postbox.

That would be a great solution but I don't think Barclays offer self printed slips.

Can you pay cheques in at a cash machine?

In branches of some banks....

Druid wrote: Thu Sep 23, 2021 8:49 pm Can you pay cheques in at a cash machine?

The spiffy new machines INSIDE Barclays will let you, with your bank card. If you bank at Barclays.

Cousin Jack wrote: Thu Sep 23, 2021 8:57 pm

Druid wrote: Thu Sep 23, 2021 8:49 pm Can you pay cheques in at a cash machine?

The spiffy new machines INSIDE Barclays will let you, with your bank card. If you bank at Barclays.the

Last time I tried that it needed a paying in slip, it was outside though and not their quick pay machine. Not much help here as they took the machine away when they closed the branch.

The simple answer would be for her parents to use something other than a cheque but that's not happening.

Cousin Jack wrote: Thu Sep 23, 2021 8:57 pm

Druid wrote: Thu Sep 23, 2021 8:49 pm Can you pay cheques in at a cash machine?

The spiffy new machines INSIDE Barclays will let you, with your bank card. If you bank at Barclays.

They all do IME. But my experience is limited to major town centres, which seems to be the actual problem here

Cousin Jack wrote: Thu Sep 23, 2021 8:57 pm

Druid wrote: Thu Sep 23, 2021 8:49 pm Can you pay cheques in at a cash machine?

The spiffy new machines INSIDE Barclays will let you, with your bank card. If you bank at Barclays.

First Direct will accept a picture of the cheque via their app.

Pirahna wrote: Fri Sep 24, 2021 8:47 am

Cousin Jack wrote: Thu Sep 23, 2021 8:57 pm

Druid wrote: Thu Sep 23, 2021 8:49 pm Can you pay cheques in at a cash machine?

The spiffy new machines INSIDE Barclays will let you, with your bank card. If you bank at Barclays.

First Direct will accept a picture of the cheque via their app.

Generally a ~£500 limit though. I don't think it's set in stone, IME the app thinks about it for a bit then goes "naaaahhh....that's too much!".