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Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Tue Mar 21, 2023 7:24 pm
by Bigyin
Those excesses must be something to do with the previous theft/recovery bike as i have never had compulsory excesses like that on any bike policy. The Motor Insurance Database shares all information between the insurance companies.
Like KFB i set mine to 0 and the max i have had on any compulsory ones are about 2-300 quid
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Tue Mar 21, 2023 7:26 pm
by weeksy
Bigyin wrote: Tue Mar 21, 2023 7:24 pm
Those excesses must be something to do with the previous theft/recovery bike as i have never had compulsory excesses like that on any bike policy. The Motor Insurance Database shares all information between the insurance companies.
Like KFB i set mine to 0 and the max i have had on any compulsory ones are about 2-300 quid
Associated to what though? I used his post code and picked a random house, using my name.
But I wouldn't think their site would know all historical info?
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Tue Mar 21, 2023 8:18 pm
by Taipan
I have protected NCD, does anyone else have that? Also moto legal protection but that's only about £30.
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Tue Mar 21, 2023 8:22 pm
by weeksy
Taipan wrote: Tue Mar 21, 2023 8:18 pm
I have protected NCD, does anyone else have that? Also moto legal protection but that's only about £30.
Yes.
Requote with a different name and 3 doors away?
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Tue Mar 21, 2023 8:28 pm
by Taipan
weeksy wrote: Tue Mar 21, 2023 8:22 pm
Taipan wrote: Tue Mar 21, 2023 8:18 pm
I have protected NCD, does anyone else have that? Also moto legal protection but that's only about £30.
Yes.
Requote with a different name and 3 doors away?
I''ll go over my details with Bennetts tomorrow and give them the GoCompare quote reference see what happens.
Thanks everyone.
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Tue Mar 21, 2023 9:02 pm
by Bigyin
weeksy wrote: Tue Mar 21, 2023 7:26 pm
Bigyin wrote: Tue Mar 21, 2023 7:24 pm
Those excesses must be something to do with the previous theft/recovery bike as i have never had compulsory excesses like that on any bike policy. The Motor Insurance Database shares all information between the insurance companies.
Like KFB i set mine to 0 and the max i have had on any compulsory ones are about 2-300 quid
Associated to what though? I used his post code and picked a random house, using my name.
But I wouldn't think their site would know all historical info?
My only thought is when the bike was recovered even though there wasnt a theft claim the police may have informed the insurance company of the recovery as part of the crime report conclusion and that theft/recovery is linked to Tiepins data ....dunno, just strange the costs are so high
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Tue Mar 21, 2023 9:56 pm
by MyLittleStudPony
KungFooBob wrote: Tue Mar 21, 2023 7:14 pm
Fuck me, look at the excesses!
I usually set the voluntary to £0 for doing quotes and if the compulsory is over £250 they can jog on!
Don't worry about all that excess bollocks. Get third party only and register it on a Q plate.
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Wed Mar 22, 2023 8:17 am
by Supermofo
Those quotes won't be high cos of protected NCB. My bike is insured for £8k, 2020 bike, 4k miles a year inc commuting and protected NCB, in Hertford and it was £140 this year. I have £0 voluntary, £250 compulsory excess I think.
Those quotes do seem really high, especially as Weeksy gets such a different result at your place
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Wed Mar 22, 2023 9:25 am
by Taipan
Rockburner wrote: Tue Mar 21, 2023 4:49 pm
Taipan wrote: Tue Mar 21, 2023 4:13 pm
Rockburner wrote: Tue Mar 21, 2023 4:01 pm
Your commuting mileage is probably too high.
Don't know what your door to door distance is, but when I was doing 55 miles each way virtually all year the annual mileage came out at around 23,000 (iirc).
If I remember correctly the calc was something like 5 days of journeys, over 48 weeks (allows for holidays) = 48* (5*110) = 26400, and then take off a month or two for winter. (I sometimes trained it in the depths of winter)
I'll look at it later but I do 60 miles a day, 4 days a week. I get quite a bit of annual leave though (6 working weeks minimum) and certain days we get off on top of that as well. My mileage might not be as high as I think and clearly dropping it down 2k makes a difference...
Looks like it might be worth at least estimating it, and then adding a small amount on for weekend riding.
60mile * 4day * 46weeks = 11040miles. Add on a few thousand for weekends and I@d estimate your mileage at 15k a year tops, so your 12k (is that what you reckoned?) isn't far off actually.
Dropped the 60 mile a day commute with 6 weeks holiday and no private mileage into here
https://comcar.co.uk/amc/ and it comes out at 11008. So the 12k a year is needed.
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Wed Mar 22, 2023 9:34 am
by Le_Fromage_Grande
Work from home or retire, owning a Hypermotard is more important than commuting, if you haven't got a garage for it, keep it in the front room.
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Wed Mar 22, 2023 10:00 am
by Taipan
Le_Fromage_Grande wrote: Wed Mar 22, 2023 9:34 am
Work from home or retire, owning a Hypermotard is more important than commuting, if you haven't got a garage for it, keep it in the front room.
If I didn't commute, I wouldn't have it. I have no use for a motorbike as a toy.
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Wed Mar 22, 2023 10:06 am
by Taipan
Bike arrives Friday. I just found out we're puppy sitting my sisters pup, which means I am as I'm the one working from home. We're out Saturday daytime and have people over for a roast dinner on Sunday. Monday I'm (hopefully) riding to work on the Tmax so the buyer can collect from my work. Good job its raining or I might be pissed off at the lack of opportunity to ride my new bike!
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Wed Mar 22, 2023 10:47 am
by Rockburner
Taipan wrote: Wed Mar 22, 2023 10:00 am
Le_Fromage_Grande wrote: Wed Mar 22, 2023 9:34 am
Work from home or retire, owning a Hypermotard is more important than commuting, if you haven't got a garage for it, keep it in the front room.
If I didn't commute, I wouldn't have it. I have no use for a motorbike as a toy.
And yet, you've bought the most toy-like of all motorbikes.
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Wed Mar 22, 2023 10:58 am
by Taipan
Rockburner wrote: Wed Mar 22, 2023 10:47 am
Taipan wrote: Wed Mar 22, 2023 10:00 am
Le_Fromage_Grande wrote: Wed Mar 22, 2023 9:34 am
Work from home or retire, owning a Hypermotard is more important than commuting, if you haven't got a garage for it, keep it in the front room.
If I didn't commute, I wouldn't have it. I have no use for a motorbike as a toy.
And yet, you've bought the most toy-like of all motorbikes.
TBH I bought it thinking that, but now i'mnot so sure. Look at BigYin and the mileages he does on a Ducati as a workhorse. And, to my surprise, there's a lot of high mileage Ducatis out there!
For me, the motard version will be easier to manage round town and i've always said the best commuters are motards or scoots. So all in all I reckon this could see August before being sold. Okay. July. Oh FFS you're right, may or June!
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Wed Mar 22, 2023 11:20 am
by Le_Fromage_Grande
Taipan wrote: Wed Mar 22, 2023 10:00 am
I have no use for a motorbike as a toy.
You're dead to me
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Wed Mar 22, 2023 3:55 pm
by Taipan
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Wed Mar 22, 2023 3:58 pm
by Count Steer
Taipan wrote: Wed Mar 22, 2023 3:55 pm
This lot arrived before the bike! I'm sort of stuck in doors a bit over the weekend, so am tempted to fit the end can and fuel adjuster, but then i won't know what, if anything, its improved? i suppose i should ride it for a bit first?
That would seem logical.
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Wed Mar 22, 2023 4:02 pm
by Taipan
Count Steer wrote: Wed Mar 22, 2023 3:58 pm
Taipan wrote: Wed Mar 22, 2023 3:55 pm
This lot arrived before the bike! I'm sort of stuck in doors a bit over the weekend, so am tempted to fit the end can and fuel adjuster, but then i won't know what, if anything, its improved? i suppose i should ride it for a bit first?
That would seem logical.
Yeah but i'm impatient and want Ducati brapppy noises!
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Wed Mar 22, 2023 4:15 pm
by Skub
That personalised plate must be worth something.
Re: NBT: Sexy red beast has been bought and heading my way!
Posted: Thu Mar 23, 2023 9:12 am
by Taipan
One more sleep!
