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Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Wed Jan 29, 2025 1:43 pm
by Mr. Dazzle
NVIDIA also already a decent chunk of the way back to where they were
See, if I'd been paying attention to the news etc I would have seen that DeepThink were about to drop a bomb - then I'd have sold all my NVIDA shares for 150 on Friday and bought 'em all back, plus a few more, for 119 on Monday.
But I wasn't paying attention.

- image_2025-01-29_134223393.png (46.18 KiB) Viewed 1041 times
Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Wed Jan 29, 2025 1:56 pm
by Count Steer
Mr. Dazzle wrote: Wed Jan 29, 2025 1:43 pm
NVIDIA also already a decent chunk of the way back to where they were
See, if I'd been paying attention to the news etc I would have seen that DeepThink were about to drop a bomb - then I'd have sold all my NVIDA shares for 150 on Friday and bought 'em all back, plus a few more, for 119 on Monday.
But I wasn't paying attention.
image_2025-01-29_134223393.png
Ah...but...
If you'd taken my approach you'd have made a wedge by selling before the dip, then bought 'em back on the cheap.

Which is remarkably like wot you just said.

Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Wed Jan 29, 2025 5:03 pm
by JackyJoll
Mr. Dazzle wrote: Wed Jan 29, 2025 1:43 pm
See, if I'd been paying attention to the news etc I would have seen that DeepThink were about to drop a bomb - then I'd have sold all my NVIDA shares for 150 on Friday and bought 'em all back, plus a few more, for 119 on Monday.
A retrospective get-rich-quick scheme.
Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Wed Jan 29, 2025 5:09 pm
by JackyJoll
Count Steer wrote: Wed Jan 29, 2025 1:40 pm
JackyJoll wrote: Tue Jan 28, 2025 6:42 pm
Yorick wrote: Tue Jan 28, 2025 5:57 pm
If financial advisors were any good, they'd all be rich and retired.
A lot of them do make money and eventually retire.
Yeah, generally they aren't their to turn your 4d into £1M, just help you make the most of what you actually have.
I'm sure quite a few of them retire 'comfortably' without taking big risks with their income.
Yes, an advisor could (maybe they do, by special request) advise a client on a high risk plan that might make a fortune but is much more likely to make their money disappear.
But they wouldn’t put their own money into it.
Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Wed Jan 29, 2025 6:00 pm
by Zimbo
Mr. Dazzle wrote: Tue Jan 28, 2025 9:30 pm
Yeah the holder gets the original value and is paid interest for the whole time they hold it.
There's no guarantee the organisation who originally issued the bond will still be in existence when it's time to claim that original value though. That's why credit ratings exist - they essentially say how likely it is the bond will actually pay out at the end. That's where "junk bonds" come in; bonds where it's highly likely the person who originally issued it - the person who borrowed the money - won't be able to pay up.
They go up and down for pretty much the same reason any other financial thing goes up and down; Because people think it's more/less likely they'll get a better return on their money elsewhere
That's why I looked at gilts rather than bonds. It also explains why the value has dropped a little. Thanks!
Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Fri Mar 07, 2025 10:03 am
by weeksy
Not sure what's going on currently in the world, i assume it's something US/Trump related but the pension doesn't seem to be performing well after a few months of it going well, it's sunk a fair bit...
Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Fri Mar 07, 2025 10:31 am
by Ditchfinder
US Economy is having a big old twitch because of the tango shitgibbons trade war bullshit
Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Fri Mar 07, 2025 11:16 am
by Supermofo
I'm not looking at mine at the moment cos I know I'll be sad. Trump is fucking everything up and I'm guessing my pension is down, I'm not retiring any time soon so no point in upsetting myself. I made the mistake of looking a couple of month after Putin started his Ukraine adventure and had lost over 30k by that point, so I stopped looking.
Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Fri Mar 07, 2025 11:17 am
by gremlin
I had a cheeky review of my DC pension online the other day and binned off one the funds that was under-performing for an Islamic Growth Fund which is seeing some good returns.
Allah akbar, you infidel dogs.

Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Fri Mar 07, 2025 11:18 am
by JackyJoll
JackyJoll wrote: Sat Nov 09, 2024 5:45 am
ZRX61 wrote: Fri Nov 08, 2024 9:29 pm
Dow cracked 44,000 today. I made more $$$ on the stock market in the past three days than any entire month over the past year.
Yes, something seemed to give it a boost on Wednesday.
It was all right until he started actually doing stuff!

Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Fri Mar 07, 2025 11:20 am
by gremlin
Ditchfinder wrote: Fri Mar 07, 2025 10:31 am
US Economy is having a big old twitch because of the tango shitgibbons trade war bullshit
I have a small Nutmeg savings pot, heavily skewed to equities. I was bragging about the 20+% return over two years before said shit-gibbon started throwing his bananas around.
It's down a bit now, needless to say.
Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Fri Mar 07, 2025 11:21 am
by JackyJoll
gremlin wrote: Fri Mar 07, 2025 11:17 am
I had a cheeky review of my DC pension online the other day and binned off one the funds that was under-performing for an Islamic Growth Fund which is seeing some good returns.
Allah akbar, you infidel dogs.
Yes I’m averse to things like Allah-friendly funds (and goody-goody moral investments), but it seems they can do well!
Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Fri Mar 07, 2025 11:23 am
by JackyJoll
Ditchfinder wrote: Fri Mar 07, 2025 10:31 am
US Economy is having a big old twitch because of the tango shitgibbons trade war bullshit
The potential investors into the USA don’t know what Trump will do next, hour by hour, so they can’t really start building car factories etc.
Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Fri Mar 07, 2025 11:26 am
by JackyJoll
weeksy wrote: Fri Mar 07, 2025 10:03 am
Not sure what's going on currently in the world, i assume it's something US/Trump related but the pension doesn't seem to be performing well after a few months of it going well, it's sunk a fair bit...
It looks like Trump has so far failed to communicate (or maybe failed to decide) what he wants to happen.
Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Fri Mar 07, 2025 7:05 pm
by Dodgy69
Yep, mines down aswel since you know what, but fcuk it, I may retire end of month.


Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Fri Mar 07, 2025 8:32 pm
by JackyJoll
Dodgy69 wrote: Fri Mar 07, 2025 7:05 pm
Yep, mines down aswel since you know what, but fcuk it, I may retire end of month.

If you have pension funds dependent on the stock market, it’s lowish.
Of course, it could go lower, who knows!
Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Fri Mar 07, 2025 8:33 pm
by MyLittleStudPony
The auld cryptos have taken a right beating.
Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Sun Mar 09, 2025 11:31 am
by Taipan
My wife just told me she wants us to retire and she wants us to move house.

Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Sun Mar 09, 2025 11:38 am
by Yorick
Taipan wrote: Sun Mar 09, 2025 11:31 am
My wife just told me she wants us to retire and she wants us to move house.
You wouldn't like it here

Re: Pension stuff, how's it all looking ? HAve you prepared ?
Posted: Sun Mar 09, 2025 12:20 pm
by Horse
Taipan wrote: Sun Mar 09, 2025 11:31 am
My wife just told me she wants us to retire and she wants us to move house.
Filly talked about this, partly to be closer to her sister in Cornwall.
I gave Filly a shopping list:
- not hilly
- good local public transport, railway station nearby
- large-ish hospital nearby
- reasonable shops nearby
- nice pub / restaurant nearby
So we went on holiday to the area with 'living there's viewpoint rather than 'on holiday'. Not particularly impressed.
Then we visited SinL - who said "We're moving back upcountry!
Final straws were when she said "You like where you live, so why move?" and Filly said "We've spent 25 years getting the house how we want it, why leave for somewhere else?"
So, move 'for' something, or 'away' from something. But know what it is / they are.