You're a pal and wish you good luck.gremlin wrote: ↑Thu Nov 30, 2023 8:30 pm I am, in financial jargon, what's known as 'arsehole lucky':
I have a 60/40 DB pension, which we were all moved out of a few years back, but will still pay out nicely when I hit 65. It's all index-linked and more gold-plated than Ratners could ever have dreamed of.
Plus, as the evil mill owners had evicted us from the DB scheme, they made the DC scheme very attractive to stop the workers revolting, contributing 25% of my salary into it every month. They also matched my recent AVCs up to 3%, so I can't really grumble.
Having both a DB and a DC pension gives a bit of flexibility around how to fund my, hopefully early, retirement.
All I have to do....is keep breathing.
But compared to me, you've wasted 12 years of your life.
No pockets in shrouds.
And that fiver you owe me?