In todays news...

[Mr Moofo]

I've been asked to evidence my fare on public transport previously, which I've always done. That's probably why I've never ended up being arrested....

Mother wrongly accused of dodging bus fare handcuffed in front of crying child

https://www.independent.co.uk/news/uk/h ... 80664.html


So....she had a ticket, refused to show it, gets arrested for failing to show it, then the world goes a bit bat shit crazy with M.P.s getting involved. FFS.

Take a stp bak - what would have been the easy solution ...

Showing yer ticket?

You would think so - but perhaps it doesn't make you so edgy and street - and then you can throw in "You are only doing this because of ..."

Not showing your ticket ...

[gremlin]

Take a stp bak - what would have been the easy solution ...

Showing yer ticket?

but perhaps it doesn't make you so edgy and street

Mate....You can't get any edgier and streetier than me....

[Mr Moofo]

Showing yer ticket?

but perhaps it doesn't make you so edgy and street

Mate....You can't get any edgier and streetier than me....

Sure , GremDogz

[Mussels]

This looks incredibly like the BBC are saying a senior member of staff at RBS was disclosing false PII about a client, time for another name change?

https://www.bbc.co.uk/news/entertainment-arts-66288464

On 4 July, the BBC reported Mr Farage no longer met the financial requirements for Coutts, citing a source familiar with the matter.

Ex-UKIP leader Mr Farage later obtained a Coutts' report which indicated his political views were also considered.

BBC News CEO Deborah Turness has written to Mr Farage to say sorry.

BBC Business Editor Simon Jack also tweeted an apology, saying his story was "from a trusted and senior source".

[Ant]

This looks incredibly like the BBC are saying a senior member of staff at RBS was disclosing false PII about a client, time for another name change?

https://www.bbc.co.uk/news/entertainment-arts-66288464

On 4 July, the BBC reported Mr Farage no longer met the financial requirements for Coutts, citing a source familiar with the matter.

Ex-UKIP leader Mr Farage later obtained a Coutts' report which indicated his political views were also considered.

BBC News CEO Deborah Turness has written to Mr Farage to say sorry.

BBC Business Editor Simon Jack also tweeted an apology, saying his story was "from a trusted and senior source".

So the main stream media lies about why he was debanked, then the left wing buffoons jump all over on it and lap up every word

[Ant]

As usual, Screwdriver was quite right in his appraisal of the situation, it is quite an important issue to tackle and not just Farage being a moaner.

The buffoons who follow him around the forum and bait him because they're scared of critical thinking (the same two people usually) are the sort who'll just lap up any old tripe the MSM blurts out.

[Mr. Dazzle]

As usual, Screwdriver was quite right in his appraisal of the situation, it is quite an important issue to tackle and not just Farage being a moaner.

See, the thing is...after all is said and done, they haven't actually "rebanked" him (would he want them to?) so all the apologies smack of PR rather than contrition. Most corporate apologies could be described that way to be fair.

If you look at the document leaked to/by the Daily Mail is seems like Coutts were primarily concerned with looking bad (ha! Irony much now) rather than trying to punish Farage for anything (highlights here are by the DM).

I dunno, I'm sure that's an even more depressing commentary on 21st century life. Looking bad is worse than actually being bad. Was he de-banked for his views, or how his views would make Coutts look?



Final thought! As I've mentioned a few times now, it seems moves have been afoot to crack down on this sort of thing for a while.

[Ant]

Coutts are going to be taken apart soon all being well. I hope the BBC get a decent fine too. its up to a maximum of 17.5% of turnover.

Giving out private information like that could be a £17.5M fine because of GDPR rules. "The UK GDPR and DPA 2018 set a maximum fine of £17.5 million or 4% of annual global turnover – whichever is greater – for infringements."

I heard someone say “so Farage might get a pay-out for the break of GDPR rules, and that’s an EU law – how ironic”

To which someone replied with “maybe you aren’t too clear on the Data Protection Act of 1998 that we had beforehand, and the EU copy and pasted that into their law?” …. lovely put down…
There will be a number of customers of Coutts looking for a new private banking service right now.

[Mr. Dazzle]

I've just clocked the title too

"Reputational Risk Committee"

The committee sits in judgement of all customers, presumably. I suppose for a bank like Coutts, which probably deals with some right dodgy fuckers, it comes with the territory.

[Kneerly Down]

Does it say something along the lines of:
'We must exclude him, because we are inclusive' ?

[Yambo]

I received 3 letters from Santanfuckingder regarding complaints I had made after they closed my account. These were legitimate complaints - they hadn't given me the money that was in my accounts for example.

Every letter had the same sentence: "While I appreciate the problems this situation has caused you, my investigations have shown that this wasn't due to a mistake on our part."

A bit later, after I had started writing emails to the CEO, Executive Communications got involved and eventually sorted things out (successfully from my point of view so I won't knock the individual who was dealing with it). During a conversation with Exec Comms 3 I asked him outright if the previous investigations were to check on my complaint or whether they were carried out to make sure the bank staff had followed their rules. He told me that was indeed the case - nobody investigated my complaints as such, they all just checked to make sure their rules had been followed, i.e. no mistake had been made by them.

The implication though was that I had made 'mistakes' and no-one was going to tell me what I may had done wrong. "We don't have to tell you and we aren't going to tell you."

That wasn't the case though, they had fucked up due to their appalling communications and their fuck ups caused me a big problem. It's a good thing though, whatever the reasons behind it, a high profile individual fell foul of the banking industries appalling customer services and has brought it out into the open.

[Mr. Dazzle]

That wasn't the case though, they had fucked up due to their appalling communications and their fuck ups caused me a big problem. It's a good thing though, whatever the reasons behind it, a high profile individual fell foul of the banking industries appalling customer services and has brought it out into the open.

From the way you've described it, your situation and Farage's appear quite different to me?

In a nutshell you've fallen foul of good old fashioned incompetence. That's the almost inevitable consequence of big organisation + cutting back on real staff + heavy reliance on generic IT which assumes generic customers.

Farage on the other hand was deliberately "exited" (great word) as a result of a conscious decision. They have a committee and everything, who appear to have considered the matter at some length in person. That's not bad customer service per se...at least not bad in the way you've experienced it. It's actually quite in depth and thorough customer service, just not the kind he'd like.

[Mr. Dazzle]

TBF if the banks decided to side-line you in 1995 or even 1955 you'd also be in the shit, it just might take fractionally longer!

I do kinda feel like the Government can't win sometimes. This very situation has illustrated that "the system" does actually work...the man is making new rules to regulate the power of the banks in this area (something loads of people, including me to a certain extent, are wrongly giving Farage primary credit for). That's what the government is supposed to do, yet it's being spun as an example of state authoritarianism?

[Mr. Dazzle]

Which is why you have the legal right to a bank account...s'kinda what I mean by the above. Times are certainly changing and I don't really agree you're any more/less at the mercy of "someone" than you've ever been. The government are doing one of the things they're supposed to do and regulating these things.

https://www.gov.uk/government/collectio ... k-accounts

Next time you meet that chap, tell him about no fixed address bank accounts.

https://www.hsbc.co.uk/help/money-worri ... d-address/.

[KungFooBob]

Twenty years ago I worked with the long term unemployed and those with no fixed abode, we managed to get them bank accounts easily enough.

The fella was yanking your crank so you'd put your hand in your pocket a bit deeper.

[Mr. Dazzle]

I suppose in a nutshell my point is, if "the system" wants to fuck you in the arse it's always been able to It's just quicker now!

[mangocrazy]

If anyone wants their dole or pension paid out in cash, just go to a Post office. I was in the queue in our local PO behind a couple of old dears, both of whom toddled off with their pension paid out cash in hand.

[Mr. Dazzle]

Probably paid into a post office bank AC first though TBF?

[Yambo]

From the way you've described it, your situation and Farage's appear quite different to me?

I'm not trying to suggest otherwise. Of course if your argument is all about Farage then you'll not give a shit about the problems that just happen along when your account gets closed.

I've said before and I'll say it again, I don't give a shit about Farage, but closing anyone's account can create big problems.

In a nutshell you've fallen foul of good old fashioned incompetence. That's the almost inevitable consequence of big organisation + cutting back on real staff + heavy reliance on generic IT which assumes generic customers.

Farage has also fallen foul of good old fashioned incompetence and shite customer service. Quite simply what was wrong with the bank simply asking to speak to him, in confidence to discuss their thoughts and feelings? Why did my bank not call me or email me and ask me to call them regarding the issues they had? You're a youngster I know but as you get older you'll come to realise that talking about issues has a good success rate for sorting out problems and getting understanding of others' position on things.

Farage on the other hand was deliberately "exited" (great word) as a result of a conscious decision. They have a committee and everything, who appear to have considered the matter at some length in person. That's not bad customer service per se...at least not bad in the way you've experienced it. It's actually quite in depth and thorough customer service, just not the kind he'd like.

It's a pity that the committee who considered 'everything' didn't consider asking Farage to pop in and have a chat. In considering 'everything' they considered, it seems, innuendo, heresay and opinions but not made any effort to consider there might be some value in talking to their customer. They, the committee and Coutts in general, Santander and any other bank or institution that has a fair degree of power and control over Joe Bloggs are a bunch of cunts.

They have simply removed from their business ethics one of the mainstays of British justice - that a person is innocent until proven guilty.

[Skub]

TBF if the banks decided to side-line you in 1995 or even 1955 you'd also be in the shit, it just might take fractionally longer!

Nah man. I started work in 1971 in the aircraft industry and I was paid cash on a weekly basis. I never had a bank account,nor any need for one until 1980,when we bought our first house. There's no comparison to the power the banks have now and what it was like in the 50s.