premium bonds.

[Jody]

£225 which is what I got last month too. Since I invested at the end of last year, my return is very nearly 6%.

[Screwdriver]

Nothing for me but what is surprising is that I hadn't considered what it would be like to get fuck all while at the same time seeing so many others win big. It is depressing (like I needed that).

[Pirahna]

£225 which is what I got last month too. Since I invested at the end of last year, my return is very nearly 6%.

I found mine underperformed which is why I moved them.

[Screwdriver]

Nothing for me but what is surprising is that I hadn't considered what it would be like to get fuck all while at the same time seeing so many others win big. It is depressing (like I needed that).

I'm not sure if people are born like this or learn it, but when I was an apprentice I was moaning one day about what someone else was getting paid, and one of the old fellas stopped me dead, he told me that life is like a big pizza and we're all around the table getting our slice, don't worry about anyone else's slice, just make sure you're getting the slice you want.
That lesson hit me between the eyes and as a result I rarely feel envy or resent.

If the PBs aren't meeting your expectations then you could put your money into an ISA or fixed saver with a guaranteed safe 4%.
You could get 5% if you shop around for the best fixed savings accounts - https://www.moneysavingexpert.com/savin ... -interest/
Or you could try the markets and gamble it for more, buying an S&P tracker now might not be a bad buy if you can sit on it ten years.

Thanks for that. Yes, I accept it is a failing but I am just saying I hadn't considered that scenario prior to "investing" in PB's. It just caught me off guard is all. I was fully expecting to win big!

I will run with this for a while and see how it goes because a few percent here or there is of no importance even in the long term. I am in deep shit and unless I come up with a way to manufacture a living wage, there won't be a long term.

Paradoxically (and yet @weeksy I hope still on topic in this "finance" conversation), the "Great Reset" might not be so bad for a chap in my position. It might not even be set in motion by our lords and masters in Davos. Google "Carrington event" a.k.a. Gods own great reset and you'll see what I mean. So if PB's don't score for me I might just buy an actual lump of gold (a small one mind...)

<PS> I was going to start a "Tinfoil hat required" thread on this very topic. Actually, know what. Fuckit. I will.

[JackyJoll]

I never really had any great ideas, I always fell back on paid employment.

Same here, although a couple of times I thought I had a great idea.

don't worry about anyone else's slice, just make sure you're getting the slice you want.

Fair or not fair, you will never be happy while you’re worrying about the money in someone else’s pocket.

[Yorick]

Nothing for me but what is surprising is that I hadn't considered what it would be like to get fuck all while at the same time seeing so many others win big. It is depressing (like I needed that).

I'm not sure if people are born like this or learn it, but when I was an apprentice I was moaning one day about what someone else was getting paid, and one of the old fellas stopped me dead, he told me that life is like a big pizza and we're all around the table getting our slice, don't worry about anyone else's slice, just make sure you're getting the slice you want.
That lesson hit me between the eyes and as a result I rarely feel envy or resent.

When I was about 18, a guy at work gave me some good advice.
Never try to drag folk down to your level. Try to raise yourself to their level.
It's done me well.

[Taipan]

If i gave any of you a million quid you'd be happy right? I mean proper over the moon about becoming a millionaire! But what if I gave you £10 million but the catch is, today is your last day on earth. You don't wake up tomorrow. Would you take it? No, you wouldn't.

So just waking up tomorrow is worth more than £10 million quid to you, and that should tell you something...

[Yorick]

If i gave any of you a million quid you'd be happy right? I mean proper over the moon about becoming a millionaire! But what if I gave you £10 million but the catch is, today is your last day on earth. You don't wake up tomorrow. Would you take it? No, you wouldn't.

So just waking up tomorrow is worth more than £10 million quid to you, and that should tell you something...

Once we hit that first number, we retired. Didn't want any more. We just wanted to stop working and live somewhere warm.

[Screwdriver]

If i gave any of you a million quid you'd be happy right? I mean proper over the moon about becoming a millionaire! But what if I gave you £10 million but the catch is, today is your last day on earth. You don't wake up tomorrow. Would you take it? No, you wouldn't.

So just waking up tomorrow is worth more than £10 million quid to you, and that should tell you something...

You could do the same trick with a tenner...

[MyLittleStudPony]

Nothing for me but what is surprising is that I hadn't considered what it would be like to get fuck all while at the same time seeing so many others win big. It is depressing (like I needed that).

I'm not sure if people are born like this or learn it, but when I was an apprentice I was moaning one day about what someone else was getting paid, and one of the old fellas stopped me dead, he told me that life is like a big pizza and we're all around the table getting our slice, don't worry about anyone else's slice, just make sure you're getting the slice you want.
That lesson hit me between the eyes and as a result I rarely feel envy or resent.

If the PBs aren't meeting your expectations then you could put your money into an ISA or fixed saver with a guaranteed safe 4%.
You could get 5% if you shop around for the best fixed savings accounts - https://www.moneysavingexpert.com/savin ... -interest/
Or you could try the markets and gamble it for more, buying an S&P tracker now might not be a bad buy if you can sit on it ten years.

Thanks for that. Yes, I accept it is a failing but I am just saying I hadn't considered that scenario prior to "investing" in PB's. It just caught me off guard is all. I was fully expecting to win big!

I will run with this for a while and see how it goes because a few percent here or there is of no importance even in the long term. I am in deep shit and unless I come up with a way to manufacture a living wage, there won't be a long term.

Paradoxically (and yet @weeksy I hope still on topic in this "finance" conversation), the "Great Reset" might not be so bad for a chap in my position. It might not even be set in motion by our lords and masters in Davos. Google "Carrington event" a.k.a. Gods own great reset and you'll see what I mean. So if PB's don't score for me I might just buy an actual lump of gold (a small one mind...)

<PS> I was going to start a "Tinfoil hat required" thread on this very topic. Actually, know what. Fuckit. I will.

Can't you just do Uber to make money? I always thought it would be an ok way to get by. Ok, it won't make anyone rich (except maybe Mr Uber, whoever he is). But it seems like a flexible, fairly low stress way to cover living costs.

I'm not convinced any form of gambling is the answer to make money, if you really need it.

[Screwdriver]

Can't you just do Uber to make money? I always thought it would be an ok way to get by.

@potter nailed it with "get a job" but I am aware this is not a thread about me so did not reply. I do have some "news" about my condition which I should probably post in the "Limitless" thread (it's not good news).

<edit> Doh! Wrong thread for that attempt at a segue...

[Taipan]

Yay! £200! When I used the prize checker and saw £100 1 of 2 and then swiped and saw another £100, I was a tad chuffed!

[Count Steer]

I've won too! Dunno how much as I wait for it to land in the bank account but if it's not £25 I'll be amazed (and pleased obvs). I think I'm currently running at 5% return.

[Dodgy69]

I've just pulled 5k out of mine to spend on something more worthy. Petrol, accommodation, food and drink.

[KungFooBob]

I've just pulled 5k out of mine to spend on something more worthy. Drugs and hookers.

EFA

[MyLittleStudPony]

£25 [retches uncontrollably]

[MyLittleStudPony]

Can't you just do Uber to make money? I always thought it would be an ok way to get by.

@potter nailed it with "get a job" but I am aware this is not a thread about me so did not reply. I do have some "news" about my condition which I should probably post in the "Limitless" thread (it's not good news).

<edit> Doh! Wrong thread for that attempt at a segue...

I hope you're ok dude.

[Count Steer]

I've won too! Dunno how much as I wait for it to land in the bank account but if it's not £25 I'll be amazed (and pleased obvs). I think I'm currently running at 5% return.

Well woo and indeed hoo! £50+£25.

[MyLittleStudPony]

£225

Best month for a while. I'd been thinking of dumping them but maybe I'll hang onto them for a while.

[KungFooBob]

Nothing.