Multibike policies

[dern]

Anyone use a multibike policy and has any recommendations (or otherwise)?

This weekend I'll be up to four road bikes and next year that will go up again by one or two more. All the policies renew at different times and some have loads of ncb and some have none. The most ncb I have is 18 years but that's on a drz... quite why as it's the cheapest insure bike I have but them's the vagaries. If I go to one policy for all the bikes I can apply the 18 years ncb but then I'd lose the 4 and 1 years on other bikes I guess. Is it all worth it?

Thanks

[rodbargee]

Theyre all Charletons, insurance companies i used to have a multi. an admiral multi policy but it got really expensive over time so went back to individual .

[Le_Fromage_Grande]

I've had them, but generally found it was cheaper to have separate policies for all my old shite, it's certainly easier.

[KungFooBob]

For my three, the cheapest worked out to be two on a policy with Hastings (they only do up to two bikes on a policy) and a separate policy for the Bullet with Swinton (which offered £25 cash back from Quidco).

It worked out a bit cheaper than three individual policies and cheaper than all the cheapest three bike multi policies.

[Dodgy69]

Bennetts online.

[Gregor]

Mines through Carole Nash , Insurer is Ageas, 3 bikes fully comp £107, £100 excess.

Dropped quite a bit from last year even with 3 instead of 2 bikes.

[dern]

I got a quote from bemoto and it came to a fair bit cheaper than everything in different policies. I think that this is due to the disparity of NCB I have between the bikes. Separately they cost about £750 and as one policy it'll cost £460. I guess that the downsides are that I'll have to cancel most of the policies before the full terms, once they have me I'm pretty much at the mercy of the renewal costs I guess and I'll only accrue NCB for one policy.