Insurance fun. Not.

[Trinity765]

Ground anchor is already in with a 19mm Pragmasis chain and lock. Fingers crossed.

Do you have a car?

Yes, but it's a company car.

[dern]

I moved my suzuki in to a heavily locked shed behind a big gate and Bikesure said that...

"We can confirm that moving the vehicle into a locked, wooden building will not affect the premium. However, there will be a £30.00 administration charge for this amendment. If you wish to go ahead with this, please contact us to make payment."

So the policy will cover the bike being in a shed with no change in premium but because I've told them it's currently in a garage they have to amend the policy to change the work garage to shed and that will cost me £30. Makes complete sense.

[Scotsrich]

BeMoto are one of the companies that are okay with a wooden shed.

I also tried it with and without a disc lock and it didn’t make a bit of difference so apart from the factory immobiliser it has no security at all.

£300 for a new GS 1250.

[tricol]

Thanks for all the replies. It's looking hopeful, just need to find a compliant insurance company.

[weeksy]

£300 for a new GS 1250.

I'm not sure i'd pay more than £250 normally, but yeah i'll give you £300.

[Yorick]

In the UK I always paid just under £200 fully comp for all my GSXRs.

Now I live on a virtually theft free island, it's about €460 TPF&T.

[Scotsrich]

£300 for a new GS 1250.

I'm not sure i'd pay more than £250 normally, but yeah i'll give you £300.

[Supermofo]

You missed a completely open goal there....... What you meant to say was.....

Maybe you should get some rider training or join the IAM, that tends to keep your premiums down.

Oddly enough, being a qualified instructor RAISES the premium.

Training makes you safer my arse! Even the insurance know you're dodgy

[Dodgy69]

Ha.

"You're a bike instructor? Oh, I don't know if we cover that."

I think there are 2 companies that cover us. Devitts are who i am currently with as an instructor for the Fazer but i managed to get business use cover on the Ducati as well with bike sure although i am not entirely convinced they understood what i was telling them as the paperwork says driving instructor / motorcycle industry

The Yamaha has 2 years NCD, the Multi 10+ ....... the little bike is worth a grand max and costs 199 TPFT, the big bike is worth 8 grand and costs the same for fully comp. Go figure

The best part is as a DVSA certified instructor i get no reduction. If i do the IAM who arent qualified instructors i get a discount ffs

Can't you put both bikes on one policy and your 10+ covers both.

[The Spin Doctor]

Training makes you safer my arse! Even the insurance know you're dodgy

[Dickyboy]

£300 for a new GS 1250.

Mate had his nicked twice from outside his terraced house in North London, both times the tracker has alerted him & bike has been recovered but once they tried to cut the tracker out of the bike, daren't ask him what his insurance is, but I doubt he'd get any without the tracker fitted.

[Bigjawa]

Useless fact, it costs more to insure my 15bhp, 70mph R125 than it does to insure my 160bhp, 165mph K1200R which is worth 3 times as much.

[Bigyin]

Can't you put both bikes on one policy and your 10+ covers both.

Unfortunately at the time i took out the definite cover for instructing policy on the Yamaha i didnt know i could get supposed business use on the Ducati till quite a few months later so both on different policies at the moment as they wanted a stupid amount of money to make any changes but looking into it for future

[tricol]

BeMoto are one of the companies that are okay with a wooden shed

Are you sure? Their website says otherwise, and only considers garaged to be a building made of brick/stone, not wood.

[Scootabout]

Oddly enough, being a qualified instructor RAISES the premium.

For the risk of your legal liability towards trainees?

[The Spin Doctor]

Oddly enough, being a qualified instructor RAISES the premium.

For the risk of your legal liability towards trainees?

Nope, that's extra

I queried it once - I was told it was because I'd probably be riding more miles. Perhaps... but likely at lower speeds and more carefully than the average rider. Didn't get me a discount though.

[Scotsrich]

BeMoto are one of the companies that are okay with a wooden shed

Are you sure? Their website says otherwise, and only considers garaged to be a building made of brick/stone, not wood.

You had me wondering then so I checked my documents.
Where is the vehicle normally kept…locked building…wood.

Mind you I did get the insurance by phoning up rather than online. Always better if you have something that doesn’t quite fit the normal criteria.

[Horse]

Oddly enough, being a qualified instructor RAISES the premium.

For the risk of your legal liability towards trainees?

I used to get my cover for that through the Driving Instructors Association, somewhere about £90 annual membership, which included £5M each employer and public cover.

[Mr. Dazzle]

I queried it once - I was told it was because I'd probably be riding more miles.

And paying attention to someone else's riding, not your own?

[Horse]

I queried it once - I was told it was because I'd probably be riding more miles.

And paying attention to someone else's riding, not your own?

[Sensible answer]Which typically means that you're usually hyper-aware of what's ahead, etc. [/]